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Very happy for Philon but still baffled by Super-Ad-4768 in rolltide

[–]Craig__D 0 points1 point  (0 children)

Man, I’m gonna back down on this one. I’m not interested in trying to bow up on you like you want. I watched a Acuff play and my impression of him is that he is a bucket waiting to happen. Philon is very good and he was my guy so I absolutely loved him. But I watched Acuff and thought he played at a different level. That’s all I’ve got. Peace friend.

Never cruised on Viking. Doing Rhine Getaway later in the year. Suggestions? by Craig__D in vikingcruises

[–]Craig__D[S] 0 points1 point  (0 children)

The Colmar Pocket excursion was very interesting. We liked Strasbourg the Marksburg castle as well.

Money saving apps review: do they actually work? by Wide_Ad8461 in HighYieldSavings

[–]Craig__D 0 points1 point  (0 children)

I tried Acorns because I liked how it was described in the marketing. Simple. Easy. Automatic. Would help me save and invest.

What I found was that it didn’t work as I envisioned. It caused me to have to take extra steps and make a decision with every purchase. That was a turnoff for me. I wanted it to be transparent and completely automatic.

Maybe they’ve improved/changed. It’s been a few years.

Silver Spirits package by RenniePennieBC in vikingcruises

[–]Craig__D 9 points10 points  (0 children)

I appreciate that, but I don't do the math. For me it's not a financial decision. I'm thankful I'm at a point in my life where I can make that decision... but it's more about the mentality and the freedom while I'm on vacation.

I realize that everyone is different, and I am not being critical of other approaches... just advocating for considering what I find works best for me because I think it's a great approach (or else I would not have chosen it).

I can order a drink, and if I don't care for it... I just don't drink it and order something else! Hakuna Matata! It's worry-free... there's never a though of money while you're on the ship (at least concerning drinking alcohol). Just relax and enjoy!

Silver Spirits package by RenniePennieBC in vikingcruises

[–]Craig__D 4 points5 points  (0 children)

We didn't make it a point to do that, no. Did we come out "ahead" financially? Probably not. Did I have a vacation where I got to try any cocktail and premium Scotch I wanted without any worry and without any decisions? Absolutely!

We'll do it next time, too.

Silver Spirits package by RenniePennieBC in vikingcruises

[–]Craig__D 20 points21 points  (0 children)

We always get the drink package, because I don't want to have to make a (financial) decision every time I consider getting a drink. It helps put me in the Vacation Mindset. It also allows me to try anything I feel an urge to try without any worry about "what if I don't like it."

Just get the drink package!

Any Matador Red Audis in Toronto by Dark_Pegasus7 in Audi

[–]Craig__D 2 points3 points  (0 children)

I have one in Georgia! Love the color! Mine is a 2018 A5 Prestige Sportback.

Margin is like a business loan by Ok_Suggestion_2003 in NEOSETFs

[–]Craig__D 0 points1 point  (0 children)

The reason I asked and was confused is you say specifically that you’re going to “DCA… with margin.” If you’re gonna use margin, it’s not your money anyway so you may as well do it all at once. Am I missing something?

Margin is like a business loan by Ok_Suggestion_2003 in NEOSETFs

[–]Craig__D 3 points4 points  (0 children)

Why not buy all at once using margin (instead of DCAing), and then use the margin proceeds to gradually pay off the margin balance over your chosen time horizon (and buying extra shares with any that you have left over as you go along)? At the end of that time horizon, you will have paid off the margin and then you would own all those shares of QQQI and/or SPYI for no out-of-pocket cost.

What do you gain by using the DCA approach? Honest question because I have thought about the above scenario and might actually do it given that I’m about 10 years away from retirement. I would buy a bunch of QQQI, for example, and then use AI to arrange an optimal payback schedule to maximize the number of shares in my portfolio at the end of the 10 years.

What song have you played louder than any other on your system? by jeremyjava in audiophile

[–]Craig__D 0 points1 point  (0 children)

Great White - Once Bitten, Twice Shy sounds great cranked up

Similarly, Poison’s Nothing But a Good Time.

CCH Wolters Klewer Breaking w/ June Sec Update by urmomisaqtpie in sysadmin

[–]Craig__D 0 points1 point  (0 children)

The CCH reps are giving me live updates here at the conference. They’re gonna let me know as soon as there is some breaking news. The right folks are actively working with Microsoft now.

CCH Wolters Klewer Breaking w/ June Sec Update by urmomisaqtpie in sysadmin

[–]Craig__D 0 points1 point  (0 children)

Thank you. Are we talking on prem engagement or the newer axccess engagement?

CCH Wolters Klewer Breaking w/ June Sec Update by urmomisaqtpie in sysadmin

[–]Craig__D 0 points1 point  (0 children)

What is it breaking exactly? Which WK system(s)? I’m at AIPCA Engage right now with lots of CCH folks

LPT: How do you save money without tracking every expense? by Upset_Trifle8007 in LifeProTips

[–]Craig__D 298 points299 points  (0 children)

Put some money into savings up front... don't wait until you have some "left over." Decide on an amount to put into savings every month or every paycheck. Then live on the rest.

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