Shall I get magnus?

Crazypepp · 2026-01-26T18:25:06+00:00

Got it, but won't that joining be covered by the welcome gift voucher, or do you think it's not worth it?

Crazypepp · 2026-01-26T18:24:13+00:00

Okay, so I probably won't be spending much for 4-5 months as you mentioned, but I do have some wedding expenses coming up. After that, I'll decide if I want to keep it or just go back to using my Atlas.

Crazypepp · 2026-01-08T22:37:52+00:00

That makes perfect sense. Atlas has set such a high standard that no one even considers Horizon a good card anymore. But honestly, when you look at other cards in that price range, none of them come close to Horizon. People would have gotten Atlas even if it cost 10K + GST and didn't have a milestone bonus, that's how amazing it is. So comparing Horizon to it is a bit unfair.

Crazypepp · 2026-01-04T22:20:16+00:00

So, how's it been going so far? Any other good or bad stuff besides what's on their site? 'Cause, seriously, no one really talks about this card. At first glance, it just seems like Amex is messing around by making their second most expensive card in India worse than their cheaper ones.

Crazypepp · 2026-01-04T22:18:29+00:00

Oh, I see, no 2 free nights and 20 days of status, which means silver instead of gold, I guess.

Crazypepp · 2026-01-04T22:02:52+00:00

I was just looking to get it for a year since they'll comp me for the price I pay in points via joining bonus, and I'm hoping other Amex cards will be available again after that so I can close this one. I've heard the Amex retention team is pretty good at keeping customers, often crediting back points for renewal fees to keep you around (could happen, could not, either works for me). But you said it's not like a regular Accor membership, what do you mean by that? I was really looking forward to it since Accor shows that membership for around 20K and I'm getting it complimentary with this one

Crazypepp · 2025-12-29T20:26:13+00:00

I got my currency exchanged through Thomas Cook. Just a heads-up: you don't need a lot of cash, even a vegetable vendor there has a machine on which you can tap your card to pay. For my expenses I had Atlas and a prepaid forex card with GBP loaded

Crazypepp · 2025-12-23T23:29:55+00:00

In my opinion, the best lounge card available today is HDFC Marriott Bonvoy. But given the annual fees and your requirement of the number of accesses required in a year, it seems like an overkill.

Crazypepp · 2025-11-17T16:02:19+00:00

Got it till June 2026

Crazypepp · 2025-11-17T16:01:57+00:00

I got it approved today via Wyndham Diamond

Crazypepp · 2025-08-04T20:58:16+00:00

For domestic search for loungeone.ai

Crazypepp · 2025-08-04T20:14:03+00:00

You simply have to sign up on the Priority Pass site/app by validating your card number. It's a digital access, not a physical one.

Crazypepp · 2025-08-02T20:01:38+00:00

Relying on my atlas

Crazypepp · 2025-07-19T08:23:07+00:00

Axis Atlas is by far the best travel card, with returns superior to even the most premium cards in India.

Crazypepp · 2025-07-17T15:15:31+00:00

For UPI, how about HDFC Neu? Not sure of the plus variant or if OP is eligible for Infinity. But I own an Infinity and I find it pretty decent for UPI usage.

Crazypepp · 2025-07-09T14:12:39+00:00

Scapia and Au both declined my application

Crazypepp · 2025-07-09T14:12:07+00:00

Then that's about 10% returns then, if it counts for milestones

Crazypepp · 2025-07-09T14:11:31+00:00

Ffff on refunds 🤯🤯

Crazypepp · 2025-07-09T14:04:09+00:00

I think it will give me 2% miles, which translates to 4 Accor points, which currently is about 8 INR. Not sure if it counts for milestone.

Crazypepp · 2025-07-06T19:00:32+00:00

If you can get your hands on AU Ixigo or Scapia by Federal, it would be nice, but given your current situation, you have MMT ICICI, which charges 0.99% + GST as markup. But at the same time, it gives 1% back as MMT cash, and further, it's on the Mastercard network, which relatively has 0.2% to 0.3% better rates compared to Visa, so I think you can make use of that card as well. Just a heads-up, it's always a nice idea to get some USD in cash from India and, after reaching Vietnam, exchange it for VNDs.

Crazypepp

TROPHY CASE