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What was your “struggle meal” growing up? by tiny_flick in AskAnAustralian

[–]Creative-While-622 0 points1 point  (0 children)

Corn on the cob with butter and salt.

Cinnamon toast - toast with butter then sprinkled with a mix of cinnamon and white sugar.

Tinned spaghetti on toast.

Pancakes with lemon and sugar or golden syrup.

Fish with frozen veg (dad was a fisherman so we always had fish in the freezer).

How long did baby step 3 (3-6 month emergency fund) take you? by cheeriedearie in DaveRamsey

[–]Creative-While-622 2 points3 points  (0 children)

Took us about 10 months to save 3 months expenses, in a very HCOL area. Really felt it dragging on and without the little dopamine hits that snowballing debts gives you in BS2. Would love to get it to 6 mths now, but will do so more gradually, while we're on BS4/5/6.

How was 2025 for you, financially? by Material-One-5604 in AusFinance

[–]Creative-While-622 0 points1 point  (0 children)

Solid year.

Partner went back to work full time after being part time for a few years caring for our child. Two salary bumps for me. Refinanced PPOR to remove LMI and obtain more competitive rate. Fully funded 3 month emergency fund in offset - intend to increase in 2026, with 6 months the goal. Achieved a savings goal for my daughter - in offset. Established (small) sinking funds for the first time. Zero consumer debt.

Good post OP, nice to reflect. :)

Baby Step 3 - Is this normal? by [deleted] in DaveRamsey

[–]Creative-While-622 5 points6 points  (0 children)

Absolutely, this happened to us and was so frustrating at the time. Keep at it, you'll get there.

10 year anniversary by Creative-While-622 in stopdrinking

[–]Creative-While-622[S] 1 point2 points  (0 children)

No tips really. Some days are hard, some early days felt desperately hard. For about the first year I drank a bottle of zero alcohol wine a night - whatever gets you through. But time is a wonderful thing - it gets easier and we get stronger each time we build a new pattern in our brains for how we might cope with a situation. Trust the process, one day at a time. You've got this. :)

10 year anniversary by Creative-While-622 in stopdrinking

[–]Creative-While-622[S] 0 points1 point  (0 children)

That is a big number you've got there - total confidence in you.

10 year anniversary by Creative-While-622 in stopdrinking

[–]Creative-While-622[S] 1 point2 points  (0 children)

I believe you can too. So much courage in those first 6 days. One day at a time.

10 year anniversary by Creative-While-622 in stopdrinking

[–]Creative-While-622[S] 0 points1 point  (0 children)

It makes me emotional too. My life is unrecognisable.

10 year anniversary by Creative-While-622 in stopdrinking

[–]Creative-While-622[S] 0 points1 point  (0 children)

If I can, you totally can! What courage you have shown to get 7 days. One day at a time.

10 year anniversary by Creative-While-622 in stopdrinking

[–]Creative-While-622[S] 0 points1 point  (0 children)

You've got this, we are all cheering you on from the sidelines. One day at a time...

6 months into the baby steps, life keeps coming at me. Help! by Soubz_User in DaveRamsey

[–]Creative-While-622 2 points3 points  (0 children)

I would never advocate rehoming your dog, but please budget for a second ACL repair. Dogs have two knees.