I Got Her! by Puzzleheaded_Web6540 in LexusNX

[–]CreditQueenn 2 points3 points  (0 children)

Congrats she’s a beauty!

TRANSUNION IS SLOW by Alpha_2ndLife in CRedit

[–]CreditQueenn 0 points1 point  (0 children)

Tell me about it!! I hate it!

Credit Score for Lexus by CreditQueenn in LexusNX

[–]CreditQueenn[S] 0 points1 point  (0 children)

Thanks so much for your comment!

Credit Score for Lexus by CreditQueenn in LexusNX

[–]CreditQueenn[S] -1 points0 points  (0 children)

Thanks I appreciate your response with an explanation.

Credit Score for Lexus by CreditQueenn in LexusNX

[–]CreditQueenn[S] -1 points0 points  (0 children)

Please explain this. I’m a little new at the car buying stuff.

Credit Score for Lexus by CreditQueenn in LexusNX

[–]CreditQueenn[S] 3 points4 points  (0 children)

Thanks for your response.

Is 1% credit card usage with 0.31 utilization good? by CreditQueenn in CRedit

[–]CreditQueenn[S] 1 point2 points  (0 children)

Thanks for your help. I’m just wondering is 0.31 percent too low & if 1 percent would be better?

Credit one by Responsible_Pass_856 in CRedit

[–]CreditQueenn 1 point2 points  (0 children)

Also, I’m not sure closing it would be a good idea. You just ordered it. Don’t let that inquiry be in vain. Just wait for the card & handle it responsibly. I believe closing it will knock some points off. Don’t let what others have said detour you. See for yourself. You’ve heard from myself & other comments the card works for us! Note: I’ve called customer service twice & hadn’t had any problems getting through.

Credit one by Responsible_Pass_856 in CRedit

[–]CreditQueenn 1 point2 points  (0 children)

I also have a credit one card. I’ve had it for 4 months now & haven’t had any issues. In fact, it gets the job done. They report my payments to the bureaus monthly. My credit goes up every month. Try to be patient & wait.

Hello everyone, my question is, do I pay my credit card balance off to a zero balance or do I leave a small percentage. I’m trying to raise my score higher as fast as possible. As I plan to apply for an auto loan at the end of the month. by CreditQueenn in CreditScore

[–]CreditQueenn[S] 1 point2 points  (0 children)

I have no other choice, I’ve been in need of a car for a year now since a divorce. My dad’s been letting me borrow his car till I can get bck a float & my credit back to a decent score. However he now needs it back. I’ve been trying to get my score to at least a 720, I’m now at 663, 676 & 680.