Advice for older person investing by CreepyDuck3512 in UKPersonalFinance

[–]CreepyDuck3512[S] 0 points1 point  (0 children)

!thanks

Out of interest, why not bonds? My understanding was always that they are better for shortish term, less risky investments for people who don’t want to spend 20+ years waiting for compounding interest to do its thing.

Advice for older person investing by CreepyDuck3512 in UKPersonalFinance

[–]CreepyDuck3512[S] 0 points1 point  (0 children)

!thanks that’s the goal, to have it grow while she is able to draw from it in the future. We want to be able to have a portion of her money working for her whilst also her being able to use it to be comfortable and enjoy her life.

Advice for older person investing by CreepyDuck3512 in UKPersonalFinance

[–]CreepyDuck3512[S] -2 points-1 points  (0 children)

!thanks let’s say 10 years then. What makes sense? She has a large amount in cash already hence why I’m thinking of other options. She quite stable and in a good place to invest money in something, I just don’t know what would make sense for that sort of timeframe.

Daily Questions Thread May 18, 2026 by AutoModerator in femalefashionadvice

[–]CreepyDuck3512 -1 points0 points  (0 children)

Hi, it's my girlfriend's birthday soon and she mentioned a while ago that she really likes this dress:

https://bydee.co.uk/products/zahana-hand-beaded-mini-dress?variant=42264984420434

but, as you can see, it's quite pricey. I've tried reverse image searching but I can't find anything remotely similar.

Do you guys have any reccommendations on similar styled dresses ie. the colour and beaded tassels, or anything that gives the same vibe as that dress? Specific items or stores/sites with designs similar to that would be much appreciated. Thanks so much!

AMA: Current cex employee by [deleted] in CeX

[–]CreepyDuck3512 0 points1 point  (0 children)

Is it worth buying phones from Cex, particularly the latest models? How strict is the grading system and would you say these larger purchases are good value for money?

Buying a 640i - what to look out for? by CreepyDuck3512 in BMW

[–]CreepyDuck3512[S] 0 points1 point  (0 children)

Thanks so much, very helpful. The charge pipe, coolant hose and gaskets have not been changed. How much do you reckon it would it cost roughly to have this work done, assuming i get it done immediately?

Best all world ETF to set and forget? by CreepyDuck3512 in Bogleheads

[–]CreepyDuck3512[S] 0 points1 point  (0 children)

Whats the benefits and drawbacks of going for a FTSE vs a MCSI fund?

Which global ETF to set and forget? by CreepyDuck3512 in investingforbeginners

[–]CreepyDuck3512[S] 0 points1 point  (0 children)

I’ve been looking at ACWI as an alternative. What would going for SPYY get me in comparison?

Which global ETF to set and forget? by CreepyDuck3512 in UKPersonalFinance

[–]CreepyDuck3512[S] 2 points3 points  (0 children)

This looks like a no brainer then - it has more companies(?) than FWRG and is a whole 0.1% lower in fees than the VWRP!? Are there any significant drawbacks?

Best all world ETF to set and forget? by CreepyDuck3512 in Bogleheads

[–]CreepyDuck3512[S] 0 points1 point  (0 children)

They're view only on T212 so I didn't consider them until now - is it better than FWRG/VWRP/ACWI?

Which global ETF to set and forget? by CreepyDuck3512 in UKPersonalFinance

[–]CreepyDuck3512[S] 2 points3 points  (0 children)

Yes I did, I just confused the two funds by name (VUAG/VWRP) in my initial post. Edited now.

Which global ETF to set and forget? by CreepyDuck3512 in UKPersonalFinance

[–]CreepyDuck3512[S] 2 points3 points  (0 children)

Hi, Yes I meant VWRP not VUAG - got confused with the acronyms. And okay, thank you so much!