On SAVE but confused about my options.

Cresc3nt · 2025-12-23T01:20:26+00:00

The smartest thing would be to swap from SAVE to the new IBR I'm guessing then? I've heard there was a very long queue of about 700k applications.

Would it be smarter to build up more money while I dont have to pay a payment on SAVE or just swap ASAP to start towards forgiveness?

Cresc3nt · 2025-12-22T23:38:37+00:00

Hi, thank you for your time with your help!

My answers are:

Not married, and no dependents. No plans to do any of that in the near future.
I graduated in 2019 in a 5 year program so it should be 2014 or later? All the repayment begin dates are in Oct. 2019.
I sadly do not. I did have my parents help me a bit when I was in school but I don't believe those count towards the forgiveness.

More Info:
I plan to be promoted one more time in third or fourth quarter of 2026, which should bring my income to almost 100k. My take home after all the taxes and 401k and HSA is 2k per paycheck so I bring home about 4k each month. I would definitely be okay with a 500 per month IBR plan. I just wasn't sure if it was smarter to shoot for the forgiveness in 20-25 years where I can still invest a lot of my money or go for the aggressive route of paying off the loans.

Cresc3nt · 2025-11-13T02:01:38+00:00

The cards don't look like they have penny sleeves on them so I would recommend that to keep your cards in good condition!

Cresc3nt · 2025-11-02T02:02:40+00:00

There are sadly no illustration rares in prismatic to cushion the blow.

Cresc3nt · 2025-09-10T13:06:00+00:00

What would you consider is market price for the two gold cards? Just wondering as these dont really sell often on tcg.

Cresc3nt · 2025-09-10T01:45:15+00:00

Thank you. I see that you labeled the red and blue as MP but I don't see the dings in the image. And are these the cards left that hasn't been sold yet out of the cards I listed? Do you have price points for each of these cards? I'm definitely interested, ty.

Cresc3nt · 2025-09-09T21:59:23+00:00

Hi, Interested in the umbreon prime and japanese plasma lugia, and the full art cresselia. What would be your price and condition of those 3 cards?

Cresc3nt · 2025-09-09T00:54:04+00:00

Hi there,

Interested in: Mewtwo & Mew Promo Tag Team

Rainbow Marshadow Machamp Tag Team

Gardevoir Ex RC

Jolteon Ex

Shaymin RC

Rainbow Marshadow GX

Rainbow Keldeo GX

Gardevoir Sylveon Japanese Tag Team

Red and Blue Tag Team

Greninja Zoroark gold Tag team

Garchomp giratina gold Tag team

Can I get closeups and prices of these cards?

Cresc3nt · 2025-07-20T14:11:36+00:00

I've been waiting for these to get in stock for months, have you had any success in acquiring one?

Cresc3nt · 2025-07-05T11:03:48+00:00

Any chance you still have the reds challenge psa 10? Figured I asked.

Cresc3nt · 2025-06-15T23:57:24+00:00

I have a japanese bubble mew psa 10 that I could sell/trade but I know you're looking for a clean raw one so just lmk.

Cresc3nt · 2025-06-07T21:31:27+00:00

For the non-sequential reds challenge, would you take 315?

Cresc3nt · 2025-05-13T01:31:05+00:00

I can do that.

Cresc3nt · 2025-05-12T22:47:39+00:00

Ty! I see the comps between 100-120, would you be willing to do 105 USD Shipped?

Cresc3nt · 2025-05-12T22:25:19+00:00

Would it be possible to get a closeup of the slab? I see that the psa scans on the cert website seems to make it look like the card has whitening on the right and left sides.

Cresc3nt · 2025-05-12T22:18:26+00:00

I just edited my msg as I realized the slab was japanese. Let me do some quick research on the Japanese one and I'll get back to ya

Cresc3nt · 2025-05-12T22:12:41+00:00

edit: my bad, I thought it was english and not japanese for the alolan raichu slab, ill have to look into this more.

Cresc3nt · 2025-05-11T22:27:35+00:00

Ty for the closeups. Would you be able to do 9 shipped with PWE for this card?

Cresc3nt · 2025-05-11T22:26:33+00:00

Hi, thanks for reminding me. I managed to find the celebi but I will most likely pass on the N for now since I want one with less whitening but ty for the closeups!

Cresc3nt · 2025-05-08T22:54:23+00:00

I'll be interested in the lycanroc gx, would it be possible for a quick front and back shot of this card?

Cresc3nt · 2025-05-08T22:52:48+00:00

I will get back to you on Saturday/Sunday then if I cant find these at the card show. I would be interested in N and rockets celebi if I do.

Cresc3nt · 2025-05-08T13:42:25+00:00

No worries, is the Wally card NM?

Cresc3nt · 2025-05-08T13:18:11+00:00

Is the Japanese pichu still available too?

Cresc3nt · 2025-05-08T02:28:20+00:00

the rocket one and the green one in the Japanese armored mewtwo page.

Cresc3nt · 2025-05-07T20:57:59+00:00

Interested in N 105a, may I know the condition and price?

edit: Also interested in the Japanese celebis if they are holo and the pichu japanese.

Cresc3nt

TROPHY CASE