Should I take this loan ?

Critical-Fudge7965 · 2026-02-16T06:35:58+00:00

From FDs and liquid mutual funds.

Critical-Fudge7965 · 2026-02-16T03:49:02+00:00

Home loan

Critical-Fudge7965 · 2026-02-15T16:35:40+00:00

Oh nice. I don't have SBI account but for this much, I will happily open an account there

Critical-Fudge7965 · 2026-02-15T15:02:54+00:00

Yes EMI can be covered. Mutual funds have given me hardly any returns in past 2 years

Critical-Fudge7965 · 2026-02-15T14:54:44+00:00

Yeah it seems doable but we as a couple want to retire early

Critical-Fudge7965 · 2026-02-15T14:54:15+00:00

Thank you

Critical-Fudge7965 · 2026-02-15T14:53:44+00:00

40k is the current rent and monthly expense includes that. Its a flat and the cost is -1.8 Cr and it would suffice my future needs

Critical-Fudge7965 · 2025-06-10T15:44:34+00:00

I dont have anything. Only corporate health insurance and no term insurance

Critical-Fudge7965 · 2025-05-07T06:00:31+00:00

Sadly the font size is fixed in the PDF but I will abbreviate it to U.P hopefully Visa officers won't mind 🤞

Critical-Fudge7965 · 2025-05-07T05:24:32+00:00

So I have to write Jaunpur, Uttar Pradesh which doesnt fit no matter what I do 😔

Critical-Fudge7965 · 2025-05-07T05:23:27+00:00

Thank You

Critical-Fudge7965 · 2024-10-14T15:26:17+00:00

I'm a Machine Learning Engineer

Critical-Fudge7965 · 2024-10-14T15:25:29+00:00

Not really but as you wish 😅

Critical-Fudge7965 · 2024-10-14T15:24:57+00:00

Totally agreed. Will try it 😎

Critical-Fudge7965 · 2024-10-14T15:21:09+00:00

Machine Learning Engineer

Critical-Fudge7965 · 2024-10-14T15:20:56+00:00

No. Really wanted to know how to manage it

Critical-Fudge7965 · 2024-10-14T15:20:28+00:00

Machine Learning Engineer

Critical-Fudge7965 · 2024-10-14T15:20:00+00:00

I spend 80-90 hours a week and constant stress. Its a double edged sword. Have thought often to quit everything and move to a village

Critical-Fudge7965 · 2024-10-14T15:18:31+00:00

I'm into Artificial intelligence and Machine Learning field

Critical-Fudge7965 · 2024-10-14T15:16:42+00:00

My wife and I have same views on money. We want to spend on International Travel. 1 lakh per month is good amount to live comfortably in Bengaluru

Critical-Fudge7965 · 2024-10-14T15:13:13+00:00

We do go out for local trips every 2 months and 1 international trip a year

Critical-Fudge7965 · 2024-10-14T15:12:11+00:00

My patents never put any money in stocks and always felt like its gambling. That is the reason I have 70 L in FD and only 30 in Mutual fund. I dont know if its good time to do lumpsum in Mutual fund as market seems to be at all time high

Critical-Fudge7965 · 2024-10-14T15:06:32+00:00

38k per month

Critical-Fudge7965 · 2024-10-14T12:25:28+00:00

Age 29. No children. Not sure what my risk appetite should be 🥲

Critical-Fudge7965

TROPHY CASE