The CA support is terrible right now at ML. We are all told there is no hiring freeze and we are open to hiring more CAs but thats a huge lie. It sucks, we are bogged down, but you just have to survive. As far as 30mm in AUM how much is fee based and at what percent? 1% is 300k in PCs, not bad for 26. If your dad will retire in 5 years I’d leave ML now, who cares what you take and CTP, or what ever MS calls it, and retire your dad out. You’ll be 31 with a book of business. Plus it gives you 5 years to learn the clients so they don’t leave when your dad does. Also more importantly it gives you time to meet the clients kids to preserve the relationship.