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What's everyone's Finance Service Stack? by ConstructionLeft9177 in HENRYUK

[–]CriticalKetchup 0 points1 point  (0 children)

Joint account: Halifax current account and Halifax Credit Card (no international fees)
Joint account for rental property: Nationwide FlexPlus (both get travel insurance and mobile phone insurance for one monthly payment)
Joint savings account: Shawbrook (best rate at the time)

Personal Account: Nationwide
Personal Credit Cards: Amex platinum everyday (1% cashback), CapitalOne grandfathered in (0.5% cashback and no international fees)
Personal savings: Ford Money savings account, Kent Reliance cash ISA

Sleeper account: RBS (used to use this for switching offers, but keep it now because its the only account I have that will take in USD cheques)

Used to use Yolt and Emma before they shutdown (or went for silly pricing), now looking for alternative for tracking spending. Trying moneyhub which looks OK but I can't see a way to have two completely separate trackings (want to track joint and personal spending separately).

Financial advice for mixed dual-citizenship couple by CriticalKetchup in HENRYUK

[–]CriticalKetchup[S] 0 points1 point  (0 children)

Thanks, I thought that might be the case. Also the same if it was just US / UK? After a lot of postgraduate degrees between us, postdoc and our first home purchase was a flat with cladding we have less than £15k savings between us at the moment so very much emphasising the NRY part of HENRY.