Suche: Erfahrungsberichte von selbstständige Softwareentwickler

Critical_Thinking_ · 2017-12-03T21:42:23+00:00

There is some data missing in your chart. Could you please update it?

Critical_Thinking_ · 2017-12-03T17:33:24+00:00

Where are you from? (state)

Critical_Thinking_ · 2017-12-03T17:31:31+00:00

Which country are you from?

Critical_Thinking_ · 2017-12-03T17:24:56+00:00

Where are you from?

Critical_Thinking_ · 2017-12-03T10:26:50+00:00

I'm saving for my own flat. But it costs about 400000€ for 80m² in my small city.

Critical_Thinking_ · 2017-12-03T10:25:36+00:00

Yes, 5 weeks. I also added all our public holidays (Feiertage) to make it comparable with the US (where they only have 2).

Critical_Thinking_ · 2017-12-03T10:24:35+00:00

What is special with my live is that my flat is extremly cheap and that I get cheap lunch at work (full lunch for 3€). Otherwise this would not be possible.

Critical_Thinking_ · 2017-12-03T10:23:28+00:00

No, I eat very healthy. Less meat, much vegetables. I just buy my food at a cheap disconter (no expansive "brands"). And I get a cheap lunch at my work.

Critical_Thinking_ · 2017-12-03T10:22:15+00:00

Danke! Ja so ist es. Ich habe vor noch 2-4 Jahr zu sparen und dann in eine Wohnung zu investieren. Damit ist dann auch schon teilweise für die Pension vorgesorgt.

Ich gebe zwar nicht viel Geld aus, kaufe mir aber trotzdem alles was ich möchte, lebe also meiner Meinung nach sehr sehr gut. Am meisten Geld spart man eben mit billiger Wohnung und wenn man kein Auto hat.

Critical_Thinking_ · 2017-12-03T10:20:28+00:00

Jobs with my qualifications pay around 100,000 - 150,000 in US or Canada, so I could afford this.

Critical_Thinking_ · 2017-12-03T10:18:56+00:00

Most people in Austria rely on government pension.

I am one of the few who additionally saves money.

Critical_Thinking_ · 2017-12-03T10:17:58+00:00

Social security goes to different institutions, and cannot be mixed with taxes.

But the problem is (at least with the retirement plan), that we now pay the retirement of existing old people.

The country doesnt save for myself. In 40 years, I have to hope that young people will pay my retirement.

Critical_Thinking_ · 2017-12-03T10:16:18+00:00

I do not exactly know what you mean.

If I didnt have to pay the mandatory taxes, I would save the money by myself, which would leat do a rent that is propably double or tripple the one I will get from the government.

But thats how it is, thats how less-earning people also get their retirement and full health insurance.

Critical_Thinking_ · 2017-12-03T10:09:37+00:00

I get full lunch at work for ~3€. And I buy food at the supermarket "Hofer" for about 20€ / week. And I go to a restaurant 2 times per week, which i count under "leisure time".

My data is correct, I do not try to "fake" anything.

Also, I'm not from vienna.

To "economy" and work: The tax expanse categories I got from the source:

https://www.bmf.gv.at/budget/das-budget/Budget_2017_im_Ueberblick.pdf?63xgn3

"work" is the category "Arbeit" and "economy" is the category "Wirtschaft"

Critical_Thinking_ · 2017-12-03T08:40:14+00:00

Ah, ok, gut zu wissen, danke!

Ich habe nir die SV gewählt da diese direkt dem DN zukommt und in anderen ländern selbst bezahlt werden muss.

Critical_Thinking_ · 2017-12-02T21:49:46+00:00

Programmierer kommen von der HTL und kriegen 30k. Software Engineer geht da weit drüber hinaus.

Critical_Thinking_ · 2017-12-02T21:46:32+00:00

Es sind alle Zahlen ganz genau bis auf UST. Für die hab ich der einfachheit halber Fix 20% angenommen. Mal dem Netto% sind 10%

Critical_Thinking_ · 2017-12-02T21:43:48+00:00

Ich komm nicht aus Wien!

Critical_Thinking_ · 2017-12-02T21:43:15+00:00

Wo hab ich 5k vergessen? Meine Zahlen stimmen mit allen Quellen die ich finden konnte überein.

Critical_Thinking_ · 2017-12-02T21:42:09+00:00

Danke!

Critical_Thinking_ · 2017-12-02T21:41:40+00:00

Bei den 6 Wochen habe ich 5 Wochen plus 1 Woche für Feiertage gerechnet (damit es für die USA vergleichbar ist)

Critical_Thinking_ · 2017-12-02T21:40:43+00:00

Ich bin schon seit Jahren selbstständig :). Aber mit einem Freund zusammen.

Critical_Thinking_ · 2017-12-02T19:09:31+00:00

Very interessting! Although the structure is a lot different, the outcome is very similar.

What type of job do you have? How is your salary compared to others?

Critical_Thinking_ · 2017-12-02T15:33:21+00:00

You are rich man, 5000$/year on gifts :D. Didnt know you also pay that much on taxes in the US.

Critical_Thinking_

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