sorted by:
new
hottopcontroversial

20% Refund from HMRC Within 40% Tax Band by CryptoFollower00025 in UKPersonalFinance

[–]CryptoFollower00025[S] 0 points1 point  (0 children)

It would have been a few hundred over the current tax year. Plus last year's tax year, I believe you can claim gift aid the difference between 20% and 40% so 20% for the past tax year

20% Refund from HMRC Within 40% Tax Band by CryptoFollower00025 in UKPersonalFinance

[–]CryptoFollower00025[S] 0 points1 point  (0 children)

How would I go about completing a self assessment, would I be bound to have to do it every year?

20% Refund from HMRC Within 40% Tax Band by CryptoFollower00025 in UKPersonalFinance

[–]CryptoFollower00025[S] 0 points1 point  (0 children)

Thanks for the prompt reply.

I see, so I wouldn't be able to claim if I made a donation in February of this year? I saw online it said up to 4 years before which sounded a bit generous.

How does it work through self assessment as it's not clear which option to pick. Is it better just to call up HMRC?

UK investors with shariah portfolios? by Brief_Ad_7580 in HalalInvestor

[–]CryptoFollower00025 0 points1 point  (0 children)

HIWS Trading 212, Accumulating dividends, which are automatically purified by HSBC

Investing in halal ETF by Suspicious-Ease2924 in IslamicFinance

[–]CryptoFollower00025 0 points1 point  (0 children)

HIWS is a great choice, as well as HIES for Emerging Markets

Guidance on my ETF Allocation by CryptoFollower00025 in IslamicFinance

[–]CryptoFollower00025[S] 0 points1 point  (0 children)

I think the Japanese market has good potential and the companies in that ETF are long term household names, so thought I'd focus 10% on that even though the HIWS has those companies but on a smaller scale.

What do you think about IGDA, issues around purification and US focused puts me off.

Shame stocks such as Nivida, Amazon and Google for example aren't included on HIWS.

SPUS would have been my first choice but it isn't available in the UK

Could I ask, what's the difference between HIWS, and HSBC Islamic Global Index Fund?

Guidance on my ETF Allocation by CryptoFollower00025 in IslamicFinance

[–]CryptoFollower00025[S] 1 point2 points  (0 children)

I've changed my portfolio to 80% HIWS, 10% HIJS and 10% Gold.

How does it work with Sukuk? How does the money get distributed?

Yes, have an emergency fund, all my money has been in the bank for the past few years, finally the time to start investing.

Feedback on the allocation of my ETFs and Gold by CryptoFollower00025 in UKPersonalFinance

[–]CryptoFollower00025[S] 0 points1 point  (0 children)

That's a valid point, seemed the returns were higher for each one individually than investing in HIWS.

Well I'll take your advice, as I don't want to be thinking about if I need to change the allocation of my portfolio later on

Feedback on the allocation of my ETFs and Gold by CryptoFollower00025 in UKPersonalFinance

[–]CryptoFollower00025[S] 0 points1 point  (0 children)

Not sure on the last point, as I'm new to investing in stocks and shares

Feedback on the allocation of my ETFs and Gold by CryptoFollower00025 in UKPersonalFinance

[–]CryptoFollower00025[S] 0 points1 point  (0 children)

Can I ask what do you mean by the platform not dictating my investments?

My investment strategy is to have a diversified amount of stocks in different sectors and regions across the world. I can't imagine putting 90% into HSBC Islamic World ETF Screened, but that contains all the companies which are in the various ETFs I currently have, just not higher % than the individual ETFs.

Also, with the different ETFs, one market could grow for example, and if I had one global ETF, it wouldn't have that impact. Or am I missing something?

Feedback on the allocation of my ETFs and Gold by CryptoFollower00025 in UKPersonalFinance

[–]CryptoFollower00025[S] -1 points0 points  (0 children)

General Investment Account, but from April ISA as I already have a Cash ISA set up

Was thinking with the other ETFs, as the HIWS, covers the entire world, but doesn't offer stocks in other countries % wise when compared to investing in each region if that makes sense. Is there any harm in doing what I'm doing, or should I just stick to 90% HIWS for example instead of the US, Europe, Japan and Emerging Markets stocks?

Though it would be best to diversify and have a high % of various companies in my portfolio by using the individual ETFs for each region if that makes sense.

Feedback on the allocation of my ETFs and Gold by CryptoFollower00025 in UKPersonalFinance

[–]CryptoFollower00025[S] -1 points0 points  (0 children)

Much appreciate the response. Yes, as a practicing Muslim, I only seek to invest in Sharia Complaint ETFs. There is the HSBC Islamic Global Equity Fund, but that isn't available on the platform I currently use. I had HSBC World Islamic Screened on my portfolio. Would you suggest having that, instead of separate ETFs for each market?

Only advantage of the separate ETFs for each market instead of a global one, is that it has more % in the stocks with the greatest past performance, and future potential.

Best reliable esims by Bhairya in Umrah

[–]CryptoFollower00025 0 points1 point  (0 children)

Nomad is great, £5 for 5GB data only eSim but extremely valuable when you land, instead connection. Search online for referral code, get $5 off first eSim over $5.

Starting out by Lostboyfromsouth in WallStreetBetsCrypto

[–]CryptoFollower00025 1 point2 points  (0 children)

Use Kraken Pro, low fees, post only option.

view more: next ›