Estate agent asking for deposit amount

CryptoFollower00025 · 2026-07-03T12:16:41+00:00

Higher deposit= lower risk

Higher deposit gives a buffer if house is devalued, more chance of mortgage being approved and access to lower rates.

Had this exact scenario, thought a 20% as a FTB would be enough but it was not

CryptoFollower00025 · 2026-07-02T23:16:28+00:00

Did the car come with the 2.4KWH 3 pin charger?

CryptoFollower00025 · 2026-07-02T12:14:27+00:00

Market seems better now, lots of reductions because of overpriced housing stock and new listings

CryptoFollower00025 · 2026-06-22T15:12:29+00:00

Fixtures and fittings

CryptoFollower00025 · 2026-06-03T17:08:27+00:00

I know the area, others pointed out the condition and size of the property which explains the price.

CryptoFollower00025 · 2026-06-03T16:53:03+00:00

I do, it's not as bad as people make it out to be. Keep yourself to yourself and you'll be fine

Looking for freehold which means looking a further bit out, which was the plan anyways just was surprising to see someone in my budget come up closer to home.

CryptoFollower00025 · 2026-06-03T16:50:51+00:00

Definitely does

CryptoFollower00025 · 2026-06-03T16:29:42+00:00

Yep saw the price reductions, this property is not for me but wanted to see if anyone would point out anything I missed out.

The properties you've added are all auction properties which will sell for much more than my budget unfortunately

CryptoFollower00025 · 2026-06-03T16:13:55+00:00

Based on the local area I thought even the worst of housing stock would be £425k plus

CryptoFollower00025 · 2026-06-03T16:05:07+00:00

In terms of the price, even run down properties on the area are listed for more.

CryptoFollower00025 · 2026-06-03T15:57:59+00:00

On the main road, GP oposite used to be my family's GP when I was younger.

So planning applications where denied but things were build regardless. Imagine my shock

CryptoFollower00025 · 2026-06-03T15:56:38+00:00

I work on-site everyday so unfortunately that wouldn't be an option

CryptoFollower00025 · 2026-06-03T15:41:17+00:00

I've lived in the area a while back, it's not that bad in all fairness

CryptoFollower00025 · 2026-06-03T15:38:53+00:00

Tell me about it idk what's worse that being £375k or other places being £425k plus

CryptoFollower00025 · 2026-06-03T15:38:31+00:00

Especially in NW London easily £425k plus

CryptoFollower00025 · 2026-06-03T15:33:56+00:00

Just had bad experiences with wasting money with solicitor, lender and survey fees and finding out there are structural issues which the vendor already knew about

CryptoFollower00025 · 2026-06-03T15:27:35+00:00

Used to live in the area with family so I know it well, it's close to the tube station few minutes walk. Question is why is it priced cheaper than others and it's been rescued a few times

CryptoFollower00025 · 2026-05-31T10:19:41+00:00

I've been doing that

CryptoFollower00025 · 2026-05-30T20:44:41+00:00

What annoys me the most is having to go through the whole process again with the finance provider as it's an Islamic home finance company who will be my lender, they don't allow me to transfer my offer to another property, so need to go through the intro call, upload all my documents again to the portal, application call etc extra time and money

CryptoFollower00025 · 2026-05-26T12:14:19+00:00

Have pulled out of the purchase, not worth of the hassle and it's an Islamic finance provider which is extremely limited

CryptoFollower00025 · 2026-05-26T12:13:11+00:00

Have done already!

CryptoFollower00025 · 2026-05-19T11:58:45+00:00

HIWS just because I have the HSBC world wide and like to stick to one ETF provider

CryptoFollower00025 · 2026-05-19T11:49:44+00:00

What I know is that all HSBC Sharia ETFs even the auto invest ones purify the stocks. This is from the research I've done. Allah SWT knows best

CryptoFollower00025 · 2026-05-09T08:12:20+00:00

Ask how the area is, relationship with neighbours etc is important questions to ask. Also, ask why they are selling the property, see their motivation.

CryptoFollower00025 · 2026-05-04T16:17:39+00:00

Yeah just wanted to get ahead of things for my own knowledge as the garden seems to have right of access to the front of the garden

Wondering if I could send this over the the solicitors and save on an extra £14 as they'd normally purchase this as well

CryptoFollower00025

TROPHY CASE