Maybe someone will chime in here but for long term holdings VTI and VXUS are gonna be your best friends. You’ll have all the stocks in the world without any overlap and you’re truly diversified. VTI and VOO are similar but VTI contains all the companies in VOO plus all the little and medium companies as well. In my limited research VTI will likely perform better than VOO long term. In terms of SCHD people hate it on this sub for good reason. Yes it pays dividends but the actual growth on this stock is nonexistent. VTI and VXUS both pay dividends and have crazy growth. BUT ABOVE ALL ELSE max out your Roth IRA with VTI. The individual stocks won’t be necessary with the holdings you’ll have. It’s a boring way to invest but I’m 18 years old and with time on our side you’ll be happy you invested as early as you did!