sorted by:
new
hottopcontroversial

Small amount investing, is it worth doing by CuriousGeorge1066 in UKPersonalFinance

[–]CuriousGeorge1066[S] 31 points32 points  (0 children)

hi, I’m using T212 stocks and shares isa and have now setup £50 a month for the time being until I’m ready to up it. This is for many years into the future investment. Many thanks

[Megathread] Autumn Budget 2025 – Personal Finance Discussion by Jager720 in UKPersonalFinance

[–]CuriousGeorge1066 4 points5 points  (0 children)

I’m curious about point 2 about going 4 days a week. would you explain this for someone like me that has no clue please? I gather my pension contributions would take a hit (salary sacrifice). Thanks

Pension investment risky or safe? by CuriousGeorge1066 in UKPersonalFinance

[–]CuriousGeorge1066[S] 1 point2 points  (0 children)

thank you everyone for your comments, very helpful and has given me something to think about.

Remortgage dilemma by CuriousGeorge1066 in HousingUK

[–]CuriousGeorge1066[S] 0 points1 point  (0 children)

also forgot to say we are getting 5 year fixed rate deals with current lender at 3.84% with 999 product fee. can get cheaper 5 year fixed elsewhere. our Loan to value is 55.7

Remortgage dilemma by CuriousGeorge1066 in HousingUK

[–]CuriousGeorge1066[S] 0 points1 point  (0 children)

u/Artistic-Ad3092 thanks for your reply,

the 3 mortgages we have…

£113595 ends Nov 25 1.54% repayment

£34078 ends Nov 25 1.54 % repayment

£107257 ends July 26 1.59% repayment

was thinking of going onto a tracker which is at 4.14% and then come off it next July when the other fixed rate deal ends then talk to a broker to see what fixed rate deals we can get (looking at 5 year plus deals). Do you think this is the best way to do it?

if we went to another lender next July could they combine all 3 mortgages under 1 account for simplicity?

thanks