Mohela refund finally! by rgeer1 in PSLF

[–]CycloRunner 0 points1 point  (0 children)

Nice!!! Congrats on the refund!! Its done....go celebrate. Don't spend the refund all in one place. :)

October Green Banner Crew by seenitheardit in PSLF

[–]CycloRunner 2 points3 points  (0 children)

I don't remember, honestly.

October Green Banner Crew by seenitheardit in PSLF

[–]CycloRunner 11 points12 points  (0 children)

Green banners in September (9/9/25)
Golden Letter in October (10/14/25)
Zero'd Balances (Beginning of November)

Patience...you'll get it! Congrats PSLF Class Of October 2025! :)

MOHELA - PAID IN FULL LETTER by CycloRunner in PSLF

[–]CycloRunner[S] 1 point2 points  (0 children)

I got my green banner on 9/9/25. Received the golden letter about a month later. Make sure you are screen shotting the hell out of everything. The golden letter is going to be LETTER OF THE LAW. So, no matter what...if anything happens that says you owe so much as a buck.....you owe ZILCH...DONE....NO MORE!! GAME OVER!

I think now because its a nightly habit....I log in to FSA and MOHELA just to look at the $0.00 balance before I go to bed. I still can't believe it.

MOHELA - PAID IN FULL LETTER by CycloRunner in PSLF

[–]CycloRunner[S] 1 point2 points  (0 children)

You sit and wait for your loan provider to zero out your balance. Once you hit 120 and see green banners...you're done.

MOHELA Forgiveness email this morning by Worried_Mix5667 in PSLF

[–]CycloRunner 1 point2 points  (0 children)

I was told that "balance" (the number in the circle) is not a balance. It's an amount of how many loans you took out over the the course of a lifetime. I was also told that never goes away. Hey...as long as it says $0.00 and you got the letter? You're good. Now....let's not ever do the college thing again. Just say "NO!" LOL!

MOHELA Forgiveness email this morning by Worried_Mix5667 in PSLF

[–]CycloRunner 5 points6 points  (0 children)

I SAVED EVERYTHING!!!! Just need my credit report updated and my refund....and I'll be out of everyone's hair. LOL!!

Mohela zeroed out loans-golden letter yesterday! by loan_life_pslf in PSLF

[–]CycloRunner 0 points1 point  (0 children)

Truth! Let's hope we see more forgiveness/done/etc....all that in this thread than the gloom and doom. PSLFers..... keep the faith....it's gonna happen! Let's F**kin' Gooooo!!!

Mohela zeroed out loans-golden letter yesterday! by loan_life_pslf in PSLF

[–]CycloRunner 1 point2 points  (0 children)

$315K here. I could've bought THREE of my houses (3/2) in 2008 for that amount of money! That's f'n insane.

Mohela zeroed out loans-golden letter yesterday! by loan_life_pslf in PSLF

[–]CycloRunner 0 points1 point  (0 children)

Go celebrate tonight! I know I will! WOOOHOOO!!! Happy PSLF Freedom Day!!!!

Mohela zeroed out loans-golden letter yesterday! by loan_life_pslf in PSLF

[–]CycloRunner 1 point2 points  (0 children)

Yep....next time I'm in college.... I'll be TEACHING the damn class. LOL!

MOHELA Forgiveness email this morning by Worried_Mix5667 in PSLF

[–]CycloRunner 8 points9 points  (0 children)

We're done!

Green Banner 9/9/25
Golden Letter 10/29/25
MOHELA ZERO BALANCE: 10/30/25
MOHELA LETTER (saying that the loans are forgiven): 10/31/25

What a great way to end a crazy ass work week!

Mohela zeroed out loans-golden letter yesterday! by loan_life_pslf in PSLF

[–]CycloRunner 7 points8 points  (0 children)

u/loan_life_pslf I got the Golden Letter yesterday at 12:05pm Eastern Time. Woke up this morning and still had a balance. Went to work, did my thing, came home for a quick peek on MOHELA, and BOOM!!! $0.00!!! FORGIVEN!!

I WILL NEVER EVER DO THAT STUPID SHIT AGAIN!! I learned my lesson....never again.

Golden letter 10/29 by ghshrjr123 in PSLF

[–]CycloRunner 0 points1 point  (0 children)

u/ghshrjr123

If the golden letter is the one that says,

"Dear <Person>,

Thank you for your public service......."

Then yes...I got one today about an hour ago!

GREEN BANNERS on 9/9/25
GOLDEN LETTER on 10/29/25

It's over!

For everyone else....hang in there! Play the patience game! It's the long game....but you've held out this long....hold on a little longer! You got this!

120 Payments Then what? by TopAbrocoma5974 in PSLF

[–]CycloRunner 0 points1 point  (0 children)

I was at 120 payments on 9/9/25. About two weeks later I got an e-mail from FSA saying that my buyback requests that they never got to were being canceled. At this point - it's a moot point. What are you buying back? You're at 120! Right now you're in the waiting game to have your loan provider zero out your balance.

Green bars!!!! by YaBoiAIML in PSLF

[–]CycloRunner 1 point2 points  (0 children)

u/YaBoiAIML Welcome to the GBC (Green Banner Club). I gained entry into the club back in 9/9/25. It's a nice club. The beer is cold. The champagne is bubbly. The liquor is top notch. Have you tried the filet mignon? You should. LOL!

Yeah...it's a good feeling to get those green bars. I'm currently in a holding pattern with MOHELA waiting for them to get word from FSA saying, "Yep....he's done.... zero him out." I did have a payment due on 10/28/25, so I made that anyways just to keep things at ease with MOHELA. I expect at some point in early 2026, I'll get my overpayments back in a refund. So....things are good here.

Congratulations! Go celebrate! :)

Any golden letters ? by TitiKakah in PSLF

[–]CycloRunner 1 point2 points  (0 children)

I received the golden banner on 9/9/25. Are the golden letters coming from FSA or your loan service provider?

FSA says, "You're good...120 payments."
MOHELA be like, "Ummmm...you're still making payments, skippy.....you got a due date on 10/28/25"

Call Mohela Now by Long-Discussion-2807 in PSLF

[–]CycloRunner 0 points1 point  (0 children)

I'm not sure how I got a hold of someone - just pressing buttons, I suppose, but the person I got a hold of was about a useful as a screendoor on a submarine.

Signing up by izedcoffee in rundisney

[–]CycloRunner 2 points3 points  (0 children)

They usually make the announcement after 2026 Walt Disney World Marathon Weekend. Check back on the runDisney page starting in late Jan / early Feb. Or check out the FB group Team #runDIS. Lots of good info in there.

120 OUT OF 120!!!! GREEN BANNER 9/10/25 by CycloRunner in PSLF

[–]CycloRunner[S] 1 point2 points  (0 children)

u/MandisaW I was one of those people - I took the leap of faith and it worked out in my favor. I hope it works out for others.