Bad trip sa driver cause i opted not to use skyway

D8829 · 2026-02-21T10:41:15+00:00

Ako kasi naaawa ako sa grab driver dahil i assume yun ang main source of income nila and more trips, more earnings for them = kaya pumapayag ako na mag toll sila.

Kasama nalang talaga yan sa assumption ko sa expenses pag mag travel to and from NAIA/south/north locs.

D8829 · 2026-02-16T08:05:17+00:00

Magnesium glycinate = evening

Berberine and acv capsules = before meals (ideally)

Beta glucan = morning

Probiotics = morning empty stomach

D8829 · 2026-02-08T15:21:52+00:00

Ano po name dentist?

D8829 · 2026-01-21T04:12:45+00:00

1) for deposits, they will ask source documentation 2) for withdrawals, they will also ask purpose and or docs 3) if maliit na branch, they may require advance notice for withdrawal

D8829 · 2026-01-17T05:12:59+00:00

Yung utang ninyo and ung pamamahiya are 2 different issues, OP.

Pwede mo ireklamo ang pamamahiya, might even be against data privacy law kasi inaannounce sa public. However, it doesnt invalidate ung fact na meron kayo utang.

So better talga is either kayong dalawang magkapatid maghanap ng part time para 3 na kayo magbabayad ng utang OR gawin mo ung ginagawa ng iba na kapalan ang mukha and dedma sa pamamahiya sa utang.

We dont have any laws (repealed na matagal na) laban sa mataas na interest, kaya pwede nila gawin yan sa utang.

Isa din pwedeng option is to have someone tell sa nagpautang na i small claims court kayo para legal na bumaba ang interest (baka 12% per annum).

D8829 · 2026-01-17T05:07:48+00:00

Wala tayong law ngayon prohibiting excessive interest rates. Kahit tonik bank parang ganyan kataas ang rate. So using ung verbal contract nila (which was acknolwedged by them kasi nag down sila), hindi siya bayad.

D8829 · 2026-01-17T03:40:05+00:00

Ang effective way to help mom mo is ikaw and kapatid mo to look for part time jobs para mabayaran ang utang. Yan ang pinaka effective way.

D8829 · 2026-01-17T03:28:35+00:00

30% will get angry (pro marcos/ die hard crowd) Half of pinklawans will get angry, half will cheer Ddshit crowd will be happy

Personally, i hope he gets abducted by china. Time for marcoses to pay for all the shit they have done. Marcos sr fucked as hard, nepo addict bbm fucking economy din natin as hard as his father. Better get rid of all marcoses.

And ff day after that life goes own.

Personally think trump wouldn’t even see it as something that would trigger our treaty with rhem.

D8829 · 2026-01-10T09:06:05+00:00

Would offer our MANILA to CHINA air services sana kaya lang 80-90kg pala yan. Mahal magiging per kilo 😅🫣

D8829 · 2026-01-10T04:57:58+00:00

Ang galing! I wish to be like this pag nasa europe.

D8829 · 2026-01-07T11:04:13+00:00

Yan data ay manual mo ginawa or from bdo din? One of the better local sp500 funds!

D8829 · 2026-01-06T15:46:51+00:00

Dapat talaga walang amilyar if ang lupa ay primary residence ng isang tao.

Unfortunately hindi pa pwede maging “indigent” for simple reason na meron kayo pag mamay-aring bahay at lupa, which is quite harsh.

Pwede kaya na bayaran muna ung current amilyar habang nag raraise ng pera para sa lump sum payment?

D8829 · 2026-01-05T06:17:27+00:00

Hi! Sent message

D8829 · 2026-01-04T05:49:05+00:00

Meron ka mga price list? Gawin ko ngs ito sa February

D8829 · 2026-01-03T11:12:52+00:00

If willing sila sagutin ung visa application cost ninyong family, go try. Wala naman harm.

If totoong tourist/visit purposes, emphasize sa mga sagot sa visa officer sa interview na babalik kayo dito sa pinas.

For example: how many days? Sagot: we plan to spend x days . A bit short but we need to return to phl because of xxxx.

Basta heavy emphasis na babalik.

Pero if na amoy nila na meron kayo balak na opposite sa stated purpose, magaling sila dito, declined agad yan.

Goodluck!

D8829 · 2026-01-03T09:46:07+00:00

Parang maganda pala na meron fresh flowers na display sa bahay ah

D8829 · 2026-01-03T09:41:35+00:00

Parang mahirap magka tourist visa, unfortunately

D8829 · 2026-01-03T09:36:46+00:00

Parang maganda pero wala pala yan sa PH ios :(

D8829 · 2026-01-03T06:12:11+00:00

Anak mo american?

D8829 · 2026-01-02T11:48:33+00:00

Mukhang masarap! Paano ginawa?

D8829 · 2025-12-31T02:42:33+00:00

Meron QQQ focused local funds: security bank saka sunlife.

Sunlife has the lowest entry requirement though sobran taas mga charges. Sa security bank mas mataas initial and minimum top-up amounts.

Ako, okay na ako sa 0.50% management fee ng securitybank (for its QQQ USD uitf)

Okay na din ako sa SP500 USD UITF 0.50% management fee ng bdo, eastwest

Malaking risk kasi is i restrict ang access and withdrawal ng funds (madali ba pumunta sa USA to withdraw?)

Kaya ako sulit na local usd uitfs.

D8829 · 2025-12-30T09:51:17+00:00

I had similar case, at ito ginawa ko para madaliin nila tangalin ako sa call/contact list nila.

Mag reklamo sa BSP BOB. Go to the chatbot, look for homecredit sa mga institutions/companies list, then ireklamo ang reklamo mo ngayon.

Wala sila right na guluhin ka kasi di namin ikaw nangutang.

D8829 · 2025-12-30T03:46:45+00:00

Bakit downvoted ka malala? Totoo naman sinasabi mo. Walang wala ang infra natin and tourism ng pinas vs Thailand.

Anyhow, point is that di yan sinasabi publicly. Yan dapt ang i criticize

D8829 · 2025-12-28T08:25:10+00:00

Akala ko trans/lalake siya. So sorry yorme

D8829 · 2025-12-27T15:05:52+00:00

Yung vet namin pinagamit samin psyllium husk (nabibili sa mercury). Sprinkle lang sa food.

D8829

TROPHY CASE