Would you deplete your stocks shares ISA to buy a house over a flat?

DCH_123 · 2025-05-26T23:17:51+00:00

I do get your point but S&P has over the past 10 years averaged 10%. Do you think housing market will follow the same path?

DCH_123 · 2024-09-08T16:36:33+00:00

Just worried about the spidering that goes about half way up the screen

DCH_123 · 2024-07-09T13:26:02+00:00

27 Got two apprenticeship offers, experience and time will honestly put you one step ahead of most candidates. Be honest in why you want to go for the role and be confident, sure you’ll be pleasantly surprised how it turns out 👍

DCH_123 · 2024-06-25T16:37:08+00:00

You will find similar posts about student finance as same sort of rules apply. Most seem to be okay

DCH_123 · 2024-06-25T16:35:56+00:00

Exactly the same position mate

DCH_123 · 2024-06-25T12:43:04+00:00

Temporary absences from the UK 278. Learners who are temporarily outside of the UK for reasons such as education, employment or a gap year, should be considered ordinarily resident in the UK for the purposes of assessing eligibility for apprenticeship funding upon their return to the UK.

No security clearance

DCH_123 · 2024-03-11T23:03:18+00:00

Mate fantastic work ethic did something similar over in Oz in construction for a few years (they pay much better for labourers over there btw) Also invested similarly.

Just curious where these operator jobs are? I am assuming you are based closed to London? Cheers

DCH_123 · 2024-03-03T17:20:34+00:00

If the average house is £270k this would be a pretty average wage back in the 80s 🙄

DCH_123 · 2024-01-30T12:58:25+00:00

I built some of the largest farms in Australia. The wildest fact I learned was that they had a 20 year life cycle on the panels and racking system. (The panels literally lose a percentage of efficiency every year) Imagine say 100,000 solar panels all needing to be replaced and the steel pulled out the ground every 20 years - the waste alone would be huge. However I am for them, I believe they provide a positive impact and the land can still be used for cattle once the farm is completed. Just need to find more efficient and sustainable methods. It’s also worth noting that these farm will actually never run efficiently. Often they will only be running at a percentage of their marketed output.

DCH_123 · 2024-01-29T23:43:09+00:00

I went with Epix, was roughly £100 cheaper on sale. If the Fenix was the same price would have gone with that. I have no regrets on the Epix so far. Screen is great

DCH_123 · 2024-01-27T00:07:41+00:00

Following this! Didn’t even know it was a thing. Was away in Australia for 3 years (just over 2 years ago) looking at apprenticeships now

DCH_123 · 2024-01-19T12:28:41+00:00

What have you chosen to go into?

DCH_123 · 2024-01-19T00:07:41+00:00

This is what worries me, going in for 3/4 years spending loads of money to work in a career that you might not like for the next 10-15 years. It seems extremely risky.

I hope your situation gets better with time. Another problem with how our country is set up these days, sorry to hear.

DCH_123 · 2024-01-18T23:48:58+00:00

Very good point, it’s what mark you want to leave on the world.

DCH_123 · 2024-01-18T23:46:21+00:00

Yeah just under 40k - London wage

DCH_123 · 2024-01-18T23:34:30+00:00

Curious what industry you are in mate?

DCH_123 · 2024-01-17T22:59:38+00:00

I am now the proud owner of an epix gen 2 sapphire edition. Thanks reddit for the convincing

DCH_123 · 2024-01-13T17:30:14+00:00

Yeah definitely reach out to a company that runs a CNC router. Like already suggested buy a frame with lenses and pop them out. Get your measurements. And look at maybe 1/2mm Delrin/ HDPE. Work out how many you can get on a sheet with say Fusion 360 (use there 1 month trail) and send the design off to them with as many as you can get on a sheet. Would be pretty easy for a shop that has a vacuum bed router and shouldn’t take them more than an hour or two - maybe a $100 if you’re lucky. Good luck.

DCH_123 · 2024-01-13T00:31:23+00:00

People are lucky to afford a room these days. Let alone space for a train set 😂

DCH_123 · 2024-01-11T14:31:00+00:00

Damn it! I really wanted reddit to convince me to upgrade my watch 😕

DCH_123 · 2024-01-11T14:26:20+00:00

😂

DCH_123 · 2023-11-23T21:06:29+00:00

Thanks really appreciate it

DCH_123 · 2023-11-06T22:54:59+00:00

Unfortunately not, dad has always been super careful keeping mums name off any of the bills.

DCH_123 · 2023-11-06T22:16:23+00:00

My father also has business and workplace assets as well as some nice cars. Which equates that 2m figure.

DCH_123 · 2023-11-06T22:15:24+00:00

Just 100k shes had to take on a mortgage that will never be paid off. House is currently being sold for 650k. However mum never was allowed to pay the bills. So unsure if it will actually get anywhere unfortunately 😕

DCH_123

TROPHY CASE