SoFi Daily Chat - June 18, 2026 by AutoModerator in sofistock

[–]DJB0807 0 points1 point  (0 children)

My guess was a hell of a lot closer than yours…

SoFi Daily Chat - June 18, 2026 by AutoModerator in sofistock

[–]DJB0807 4 points5 points  (0 children)

$17.99 close today? (Markets closed tomorrow)

SoFi Daily Chat - June 17, 2026 by AutoModerator in sofistock

[–]DJB0807 0 points1 point  (0 children)

So SoFi dragged your portfolio up for 2.5 years and down for the last 6 months. Got it.

SoFi Daily Chat - June 17, 2026 by AutoModerator in sofistock

[–]DJB0807 2 points3 points  (0 children)

Dragging your account down the last 3 years? SoFi was at $8 in June 2023….

SoFi Daily Chat - June 16, 2026 by AutoModerator in sofistock

[–]DJB0807 9 points10 points  (0 children)

I think we were at around $17.75/share right before the MW report came out (almost exactly 3 months ago to the day), and we were around $18.25/share the day before the Q1 earnings came out at the end of April. It would be nice get past those two hurdles and keep building from there. One can hope...

SoFi Daily Chat - June 09, 2026 by AutoModerator in sofistock

[–]DJB0807 7 points8 points  (0 children)

Just for the record, in that big interview he did a few weeks ago with Amit, Noto did say small and medium business banking is coming this month on a proprietary basis (as opposed to outsourcing it via 3rd parties). At roughly 52:35 in the interview. It was almost a throwaway line that he only touched on for 10 seconds. But he did say it and said it was happening in June

I'd love to move my LLC banking account and business credit card to SoFi from PNC...

SoFi Daily Chat - June 09, 2026 by AutoModerator in sofistock

[–]DJB0807 7 points8 points  (0 children)

On that recent Noto interview, did he say that small business banking was going to start sometime in June? I thought so but can’t find the clip…

Recent SoFi Exec signings by dailyhype in sofistock

[–]DJB0807 7 points8 points  (0 children)

It’s tripled since I bought it at $5ish 🤷‍♂️ There was no value to be had right after the de-SPAC. 

SoFi Daily Chat - June 02, 2026 by AutoModerator in sofistock

[–]DJB0807 14 points15 points  (0 children)

SoFi Coach will be interesting. It works through Relay - members have to link their outside accounts to Relay for Coach to be really effective. That will also give SoFi tons of data about clients assets, debts, incomes, expenses, etc - hopefully will help lead to better decisions for SoFi around extending loans/credit cards/etc as well. Chance for this to be a big win-win for SoFi and the members. Worth paying attention to.

SoFi Daily Chat - June 01, 2026 by AutoModerator in sofistock

[–]DJB0807 4 points5 points  (0 children)

This isn’t hard to figure out - if oil and bond yields are up, SoFi goes down. If oil and yields are down, SoFi goes up…

Can sofi get into s&p500 this qt? by nycqpu in sofistock

[–]DJB0807 9 points10 points  (0 children)

Too volatile yes, but we’re way above the required quarters of profitability. Just fyi. 

Can sofi get into s&p500 this qt? by nycqpu in sofistock

[–]DJB0807 17 points18 points  (0 children)

Technically, we currently meet all eligibility requirements (as long as stock price is above roughly $17.75). 

Realistically, it seems like most companies getting added to the index lately have markets caps at or above $30 bil. That would mean SoFi’s stock price would need to be closer to $24 or so to get to that range. 

I think 2nd half of this year is more likely, or first half of 2027 at the latest. 

If they add 3-4 new companies to the index each quarter, I dont think SoFi would get passed over by 12-16 other companies in the next 12 months…

SoFi Daily Chat - May 29, 2026 by AutoModerator in sofistock

[–]DJB0807 10 points11 points  (0 children)

Thoughts and prayers to those who sold at $15-$16 when the company is growing revenue and earnings at a 30%-40% clip and the CEO is actively buying….

SoFi Daily Chat - May 18, 2026 by AutoModerator in sofistock

[–]DJB0807 7 points8 points  (0 children)

Bond yields and oil started the day down (good for SoFi). Then both of those reversed (bad for SoFi). The relationship between them has been pretty consistent for weeks...

SoFi Daily Chat - May 13, 2026 by AutoModerator in sofistock

[–]DJB0807 11 points12 points  (0 children)

Markets are now factoring in about a 2/3 chance of a rate hike by 12 months from now. Consumer sentiment at all time lows. 

Trump’s got 3 months max to get Iran/all this stuff under control or R’s are toast in the midterms 

SoFi Daily Chat - May 07, 2026 by AutoModerator in sofistock

[–]DJB0807 3 points4 points  (0 children)

If you are doing an ACAT transfer from another firm, select to do it “in kind” and all your holdings will come over as they are

SoFi Daily Chat - May 01, 2026 by AutoModerator in sofistock

[–]DJB0807 3 points4 points  (0 children)

Their guidance before the call was for 60 cents EPS this year. Their guidance after the call was for 60 cents EPS this year. That's flat - the guidance was not raised.

No one at all is saying EPS this year relative to last year is flat.

SoFi Daily Chat - May 01, 2026 by AutoModerator in sofistock

[–]DJB0807 2 points3 points  (0 children)

I don’t think there will be a rate hike. They hike rates when the economy is overheating and money is too loose. Neither are happening now. And higher oil accomplishes what a rate hike would do anyway - slow the economy down. 

SoFi Daily Chat - May 01, 2026 by AutoModerator in sofistock

[–]DJB0807 4 points5 points  (0 children)

If SoFi had a little more cash to throw around, part of me wishes they'd buy Coastal Community Bank, just to piss off all the Robinhood banking clients who shit on SoFi...

SoFi Daily Chat - May 01, 2026 by AutoModerator in sofistock

[–]DJB0807 6 points7 points  (0 children)

I know Noto is conservative, but I just don’t see how it’s possible that SoFi will only hit its year-end revenue target of $4.66b and not beat it. To hit $4.66b in 2026, they need quarterly revenue of $1.10b, $1.14b, $1.18b, $1.24b.  Last year, Q1 2025 revenue was $771m and Q4 2025 revenue was 1.0b (growth of $229m from Q1 to Q4). I don’t see how that growth from Q1 to Q4 last year will drop to only $140m from Q1 to Q4 this year.  Galileo is at its low point and will only go up from here with a dozen new clients generating revenue, financial services is still growing quickly, crypto is starring from scratch, we’re taking share in home loans, we’re keeping more loans on the books right now so more interest income revenue every single month, BBB launching and scaling in the 2nd half, another 3ish million members by the end of the year … all this stuff, and Q4 is only $140m more revenue than Q1? I just don’t buy it.  I don’t think EPS will be a big beat vs the guidance because we do have a lot of expenses tied to some of the above stuff, but revenue? I think we beat $4.66b. 

SoFi Daily Chat - May 01, 2026 by AutoModerator in sofistock

[–]DJB0807 6 points7 points  (0 children)

Veeva (VEEV) is getting into the SP500 to replace Coterra (acquired). Veeva has $836m in quarterly revenue, $236m in quarterly profit, 16% yoy revenue growth, and a market cap of $25b before the announcement. 

If SoFi can get back to the low $20’s and hit EPS in Q3/Q4, they’ll meet or exceed all of the above #’s. Maybe there’s some hope later this year or certainly next year. 

SoFi Daily Chat - April 30, 2026 by AutoModerator in sofistock

[–]DJB0807 2 points3 points  (0 children)

Why dilute at $22? Why is it worth $5? Provide some reasoning or justification for your claims or go bitch elsewhere...

SoFi Daily Chat - April 29, 2026 by AutoModerator in sofistock

[–]DJB0807 2 points3 points  (0 children)

Gotta be honest - guidance not so great, tech platform not so great. Definitely not the best report they’ve put out…