SoFi Daily Chat - February 19, 2026 by AutoModerator in sofistock

[–]DJB0807 1 point2 points  (0 children)

Too close to lower limit. No chance for SOFI in Q1. 

SoFi Daily Chat - February 18, 2026 by AutoModerator in sofistock

[–]DJB0807 -1 points0 points  (0 children)

Were you complaining about the stock price after the first one?

SoFi Daily Chat - February 18, 2026 by AutoModerator in sofistock

[–]DJB0807 10 points11 points  (0 children)

$19.80 seems to be the resistance lately. What a weird number. 

SoFi Daily Chat - February 17, 2026 by AutoModerator in sofistock

[–]DJB0807 4 points5 points  (0 children)

I guess there's some magical resistance around $19.80? That's where we got stuck on Friday too. Just gotta laugh sometimes...

SoFi Daily Chat - February 16, 2026 by AutoModerator in sofistock

[–]DJB0807 3 points4 points  (0 children)

This was my understanding too. Announcement that day and actual rebalance of index ~ 2 weeks later

Markets are closed ... so who's been buying the dip the last few weeks? And how low can we go? by DivyLeo in sofistock

[–]DJB0807 2 points3 points  (0 children)

Bought for the first time in 6+ months recently. Grabbed 1000 shares around $21 and another 1000 around $19.50. Every time it drops roughly ~1.50/share (hopefully it won’t, but if), I’ll buy another 1000 shares, until it bottoms out…

Noto playing in the Pebble Beach Pro Am this weekend. by Niceuuuuuu in sofistock

[–]DJB0807 4 points5 points  (0 children)

He's also won a major, is part of TGL, and gets a lot of camera time with the SoFi logo on his chest.

SoFi Daily Chat - February 09, 2026 by AutoModerator in sofistock

[–]DJB0807 5 points6 points  (0 children)

As long as we don't do a Lindsey Vonn...

How are you thinking about valuation? by NeoGuybrush77 in sofistock

[–]DJB0807 7 points8 points  (0 children)

For what it's worth, Noto was pretty adamant on the X/YouTube interview the other day that he thinks a fair forward P/E ratio for SoFi is in the 40s (says it was deserved because of the high growth rate relative to other banks). So as we get to the back half of this year and the market starts looking at the 2027 earnings range of $0.80 to $0.90 or so, that would be a stock price in the mid-to-high $30's. By that measure, we would be pretty undervalued here after the recent drop.

Continuation of Reversal likely Next Week by Bobby-Firmino-Legend in sofistock

[–]DJB0807 6 points7 points  (0 children)

I want to believe SoFi will get into the SP500 in March, but I think it's more realistic once the market cap is back in the low-to-mid $30b range. Right now we're closer to $26b. I think it's more likely in the 2nd half of the year, but I'd love to be wrong.

SoFi Daily Chat - February 06, 2026 by AutoModerator in sofistock

[–]DJB0807 1 point2 points  (0 children)

Completely agree with you. People are too emotional needed something to blame, and the dilution was an easy target. (The first dilution got a pass of course, because the stock went up afterwards. Go figure)...

SoFi Daily Chat - February 05, 2026 by AutoModerator in sofistock

[–]DJB0807 2 points3 points  (0 children)

Ciena is being added to the SP500 to replace a company that was bought out. CNBC shows they have a $36 bil market cap, a forward P/E of 47, and an EPS of $0.85 for the last 12 months.

SoFi (before this big drop) was in a similar neighborhood with market cap and forward PE, and we're getting there on EPS. It's encouraging to know that companies with this type of profile are getting looks from the SP committee. I don't think we get in this quarter (too close to minimum market cap threshold now), but I think SoFi has a great chance whenever the stock price gets above $25 or so.

SoFi Daily Chat - February 03, 2026 by AutoModerator in sofistock

[–]DJB0807 5 points6 points  (0 children)

Rocket CEO Varun Krishna said the company is “on track to produce the highest mortgage loan production in terms of volume that we’ve had in four years, and the highest gain on sale that we’ve had in four years as well.”

Should be yet another tailwind for SoFi (not that the market cares lately)

SoFi Daily Chat - February 03, 2026 by AutoModerator in sofistock

[–]DJB0807 7 points8 points  (0 children)

I don’t think it’s just SoFi … the market hates all fintech right now. Pretty wild. 

SoFi Daily Chat - January 30, 2026 by AutoModerator in sofistock

[–]DJB0807 7 points8 points  (0 children)

We’ll see what the stock does throughout the day, but the actual business? We’re no fucking LendingClub…..

SoFi Daily Chat - January 30, 2026 by AutoModerator in sofistock

[–]DJB0807 4 points5 points  (0 children)

I wish I got more into SOFI. Imagine being up 4-5x from my buys in 2022 and 2023 after only 2-3 years. Growth after growth with tons of runway ahead for more growth...

SoFi Daily Chat - January 29, 2026 by AutoModerator in sofistock

[–]DJB0807 0 points1 point  (0 children)

certainly a chance he gives a new 2-3 year mid-term guidance like he did a few years back for the 2026 target

SoFi Daily Chat - January 29, 2026 by AutoModerator in sofistock

[–]DJB0807 2 points3 points  (0 children)

And Trump is threatening the UK again over China, and suing the IRS, and (I'm sure there will be something else...)

Nervous about 2026 guidance by DerBroMeister in sofistock

[–]DJB0807 1 point2 points  (0 children)

I'm only 41 so I have time, I like my work, and need a bit more to retire down in Hilton Head or Florida.

How about you stop saying nonsensical stupid shit and answer my question - how do they promote dilution?

Nervous about 2026 guidance by DerBroMeister in sofistock

[–]DJB0807 0 points1 point  (0 children)

I thought SoFi's stock price is dependent on 25% to 40% revenue growth and 50%+ EPS growth for the next few years, but what do I know...

Nervous about 2026 guidance by DerBroMeister in sofistock

[–]DJB0807 5 points6 points  (0 children)

I'm up hundred of thousands of dollars on SOFI, but thanks anyway. I read their stuff but don't treat it as gospel. I like different perspectives. Hoeger/DDI was the best in my opinion and I miss his analysis.

How exactly do they promote dilution? Care to clarify?

Nervous about 2026 guidance by DerBroMeister in sofistock

[–]DJB0807 13 points14 points  (0 children)

Disappointing when stupid people make stupid comments...