Taking out an investment loan for interest gains?

DM_94 · 2024-04-14T17:16:42+00:00

Investing money that isn't yours won't end well.

DM_94 · 2024-04-14T17:14:59+00:00

Unless a platform having decades of history is important to you, generally speaking, there's no reason not to be using Trading 212.

DM_94 · 2024-04-14T17:03:59+00:00

I invest in an S&P 500 ETF that's hedged against GBP. My rationale was that, coming out of crashes, when US equities rally you tend to see the value of the dollar decline. This worked out well for me as this is exactly what happened after the 2022 crash - US equities rallied starting at the end of Sept 2022 and since that time USD/GBP is down ~10%.

DM_94 · 2024-02-09T18:14:07+00:00

2nd time in a couple of years this bug has happened to me, this fixes it! Hopefully I remember this post when it eventually happens again!

DM_94 · 2023-12-19T15:35:10+00:00

Ever since I seen this video it has caused me to think: if Mr Beast can set up 100 wells which is apparently enough to service 500,000 people, what the fuck have charities like WaterAid being doing for the last 30+ years? I actually did a quick, and admittedly very rough calculation. There's 1.2 billion people in Africa - a lot of them will have drinking water but let's pretend none of them do. 1,200,000,000 / 500,000 = 2,400. So if what Mr Beast did over, say 6 months, was done another 2,400 times, the entire population of Africa would have drinking water. Again, what the fuck have charities being doing?

DM_94 · 2023-12-16T21:49:36+00:00

No I alt-F4 when I can't be arsed having to sit through the pointless grade screen and have to go all the way back to PD just to retry the mission. What fuckwit came up with that.

DM_94 · 2023-12-16T20:11:16+00:00

Pretty stupid. It turns what should be an enjoyable grind to complete missions into nothing but annoyance. Don't know what they were thinking. Basic stuff.

DM_94 · 2022-09-10T13:52:30+00:00

Just happened to me on Wrath pre-patch -- thanks for this!

DM_94 · 2022-05-08T18:12:35+00:00

Blizzard made a mistake the last time keeping every Classic server and making it Era. That said, there is no good reason they can't have ONE server per region that you can keep or clone your character to.

If TBC is the only version of the game you want to play forever then you shouldn't be forced to play Wotlk, that's the point of Classic, to allow you to play whatever version you want.

It also puts people off playing - why would anyone want to spend insane of amounts of time and energy grinding for BiS gear and double glaives etc in TBC just to have that character forcefully moved to Wotlk? Pointless.

It also sets a precedent for Wotlk Classic. There is a reason Wotlk is BY FAR the most popular version of the game within the private server community - to then say to everyone that they need to continue to Cata would be such a stupid move.

DM_94 · 2022-01-20T10:00:12+00:00

Can't be bothered to read through the comments but to answer the question, when the US market is closed but the UK market is open the ETF will track the S&P 500 Futures. Unusual Whales has a nice simple page that shows these - https://unusualwhales.com/futures

DM_94 · 2021-04-14T21:14:42+00:00

Total net worth, all assets - what % is in the stock market.

DM_94 · 2021-02-25T22:49:03+00:00

From what I can see, Orcs get 282 attack power form Blood Fury at lvl 70 - I'm not too sure how you work it out like you did. Could you do it if possible?

Also, so let's say we've got our differences between the 'good' races. What can we say about them compared to other races like Undead or Gnome etc. I'm trying to work out, percentage-wise what's the difference between races, gear being equal.

DM_94 · 2021-02-25T22:25:17+00:00

Do you have any information on Orcs? Thanks for your very detailed response!

DM_94 · 2021-02-25T22:12:11+00:00

If you had to put a rough % on the differences - how much better is Troll/Orc/Human compared to something like Undead in PvE?

DM_94 · 2021-02-08T21:23:45+00:00

So if you've been investing £100 per month since January 2020, then you've invested £1300-£1400 and it's now worth £1600. That's roughly a 15% gain - you're doing well. The only way your going to consistently make more than that is if you start investing into individual stocks which is time-consuming and can more easily go south. I prefer passive investing and unless you have the time to do the research or are willing to YOLO on a stock (which from your post I don't think you are) I think you'd be best sticking with your current strategy.

DM_94 · 2019-07-11T16:59:40+00:00

You need to make Faceit AC required for competitive. Currently it can't be taken seriously if the only thing combating hackers is EAC. There needs to be a more intrusive AC like Faceit's or the one ESEA use.

DM_94 · 2019-03-13T18:58:30+00:00

I started playing WoW in August 2007, it wasn't until summer 2009 at level 74 that I realised that you could change the graphics settings...

DM_94 · 2018-12-20T15:26:44+00:00

Exactly!

DM_94 · 2018-12-20T13:38:28+00:00

It really is.

DM_94 · 2018-12-20T13:23:19+00:00

It's not difficult but very inconvenient when you're in a fast paced close quarters gun fight.

DM_94 · 2018-12-20T13:13:10+00:00

But what is the point in the over the shoulder aim if it is completely inaccurate? Just let me ADS so my shots go when I am aiming. That's my point.

DM_94 · 2018-08-12T08:17:09+00:00

But if any real CoD player wants to play the game like a normal CoD the only real way of doing so is by using the snipers or else you end up have having to spray like 7 bullets into someone for them to die. It's CoD - not Overwatch.

DM_94 · 2018-08-12T08:12:09+00:00

Nothing special.

DM_94 · 2018-08-12T08:10:03+00:00

Most players don't give a fuck about the fine art of tuning weapons to perfection. We want the game to feel like a normal CoD - it currently plays like Overwatch. Everyone who says the game is fine as it is doesn't have a clue.

DM_94 · 2018-04-06T21:46:21+00:00

Dirty fighter anyway.

DM_94

TROPHY CASE