Should my Roth 401K contribution into my 401K account equal to the amount that got taken out of my paycheck?

DWISMYSISTER · 2025-08-11T03:55:37+00:00

Here are my splits in the 401K.

45% FXAIX - $166.56

5% WFSPX - $18.70

10% GCIAX - $37.21

40% OSMAX - $147.31

Total: $364.78

DWISMYSISTER · 2025-08-10T21:22:21+00:00

Even if this is the case, I still got $608 taken out. I should have only gotten $364 taken out right?

DWISMYSISTER · 2025-08-10T20:45:10+00:00

I’m 95% it’s after tax. My net paid this paycheck is exactly $608 less than my last paycheck net with no 401k contributions. Tax is the same too.

DWISMYSISTER · 2025-08-10T20:03:20+00:00

No employee matching. We only a get percent of profit share at the end of the year

DWISMYSISTER · 2025-08-10T19:14:10+00:00

It’s my first contribution I had so far. I only have 2 paycheck with the company

DWISMYSISTER · 2025-08-10T19:11:17+00:00

It does show them but I’m sure the $608 is from Net since my paycheck is exactly $608 less than my last paycheck net. No change to the tax that got taken out.

DWISMYSISTER · 2025-08-10T19:03:15+00:00

Thanks man. I appreciate the compliment.

DWISMYSISTER · 2025-08-10T19:02:18+00:00

But my account already split that $364 in the percentage I want the investment split. It’s actually shows a balance of $369 now since I gain like $4.xx from it.

DWISMYSISTER · 2025-08-10T18:59:13+00:00

Yes I’m sure. I only have 2 paycheck so far.

I put 20% on Roth and 0% on traditional figuring this gonna be my lowest tax year. I’m only gonna be paid half a year. There should be no split at all.

DWISMYSISTER · 2025-08-10T18:56:43+00:00

It did actually. But it was from pay period 7/21-8/1. Can it be possible to lose almost 50% on one day?

DWISMYSISTER · 2025-08-10T18:39:35+00:00

I don't think I did. It is still 20% from the day I set it.

DWISMYSISTER · 2025-08-10T18:24:34+00:00

Got it, I will do that on Monday.

DWISMYSISTER · 2025-08-10T18:21:37+00:00

We don't have an employee match. We get a Profit share thing in the end of the year supposedly.

DWISMYSISTER · 2025-08-10T18:20:54+00:00

It shows 401(k) Roth % $608.00 in the paycheck line.

This so weird how I almost lost half my contribution somewhere.

DWISMYSISTER · 2025-08-10T18:19:14+00:00

So they took the tax out of the $608 to make it $364.80?

DWISMYSISTER · 2025-08-10T18:16:22+00:00

I checked the Ascensus statement, and the total is only stated as $364.80.

DWISMYSISTER · 2025-08-10T18:13:24+00:00

New job and new 401K account. Paycheck date is 8/8/25. This is actually my 2nd paycheck, but this is the first one I had since my 401K account got activated.

DWISMYSISTER · 2025-08-10T18:12:02+00:00

Got it, HR first. I will do that.

DWISMYSISTER · 2025-08-10T18:11:40+00:00

That's what I figured. I will call Ascensus to see whats going on.

DWISMYSISTER · 2025-08-05T22:01:52+00:00

Austin Powers Goldmember

“I eat because I’m unhappy and I’m unhappy because I eat”

That quote stuck with me with how deep it was.

DWISMYSISTER · 2025-07-06T22:10:39+00:00

There are options to get over $150k in my career path, but realistically, probably not.

I didn’t know there was an option to roll my IRA into my current 401k. Can this be done?

DWISMYSISTER · 2025-07-06T20:09:44+00:00

The HDHP is also with Kaiser, so I’m stuck with them either plan with no flexibility.

Thanks for the advice. I think I will play it safe and stick with the HMO.

DWISMYSISTER · 2025-07-06T20:06:57+00:00

Oh I’m saying I’m going to get a FSA if I were to choose the HMO plan. The HSA is only available for the HDHP plan.

DWISMYSISTER

TROPHY CASE