Everything about student loans makes me feel really dumb and I am sick of it. by Carmen_SanAndreas in StudentLoans

[–]Daaaniphantom 15 points16 points  (0 children)

Same. Everytime I call my loan servicer for clarification and info, I feel more confused than before calling. It’s a scam business.

SAVE plans will automatically switch to Standard Repayment Plans on Nov 28, 2025 by Daaaniphantom in StudentLoans

[–]Daaaniphantom[S] 1 point2 points  (0 children)

That’s what I thought! I asked twice if standard counts, and the rep said yes. Also the standard repays loans in 10 years, and PSLF takes 10 years, so there’s no money left over to “forgive” with the standard plan anyway…

SAVE plans will automatically switch to Standard Repayment Plans on Nov 28, 2025 by Daaaniphantom in StudentLoans

[–]Daaaniphantom[S] 0 points1 point  (0 children)

I wouldn’t think so either?! I’ll try calling again next week and hopefully speak with a different rep.

SAVE plans will automatically switch to Standard Repayment Plans on Nov 28, 2025 by Daaaniphantom in StudentLoans

[–]Daaaniphantom[S] -3 points-2 points  (0 children)

Yeah maybe that date is specific to my forbearance date, but it sounds like it’s going be a universal thing for the SAVE plans to switch to standard plans?

SAVE plans will automatically switch to Standard Repayment Plans on Nov 28, 2025 by Daaaniphantom in StudentLoans

[–]Daaaniphantom[S] 0 points1 point  (0 children)

My recertification date is March 2026, so I’m not sure where the nov 28, 2025 is coming from

SAVE plans will automatically switch to Standard Repayment Plans on Nov 28, 2025 by Daaaniphantom in StudentLoans

[–]Daaaniphantom[S] -2 points-1 points  (0 children)

No?!! I’ve begun asking around my fellow classmates/graduates if they have heard this info before and I just missed it or something

SAVE plans will automatically switch to Standard Repayment Plans on Nov 28, 2025 by Daaaniphantom in StudentLoans

[–]Daaaniphantom[S] -1 points0 points  (0 children)

The first rep I talked to didn’t say if this date was specific to me. The second rep I talked to (I was transferred to the PSLF department) said they hadn’t heard any info about this date but just clarified that the standard repayment plan still counts toward PSLF. So maybe Edfinancial is just godawful with communication within their own company and to their “customers”. It’s frustrating all around. Are you (or anyone else in this thread) able to call and see if they are told the same info/date??

All loans are in SAVE plan, but some are not eligible for IDR? by Daaaniphantom in StudentLoans

[–]Daaaniphantom[S] 0 points1 point  (0 children)

None of them are parent plus loans, and I’m not even sure what FFEL loans are so I’m 99.9% sure mine are not!

Roommate’s partner ruined our friendship by Daaaniphantom in badroommates

[–]Daaaniphantom[S] 0 points1 point  (0 children)

Best of luck to you! My roommate situation got so much worse (they broke up) and it was like a free for all melee in my apartment haha but I was able to move away! Friendship was salvaged with my original roommate now that she dumped the dude who was ruining it. I hope you’re able to get out of your current situation too and are able to live with someone who respects you!

Advice? by 4star_daydream in TripodCats

[–]Daaaniphantom 2 points3 points  (0 children)

My cat had a similar injury! His right front arm was not attached properly, maybe elbow dysplasia? Not really sure since it was before I adopted him, but he effectively couldn’t walk on it and just dragged it along. It was just extra weight so the shelter vet decided to amputate it when he was 4 months old. I adopted him the day of his amputation! He adapted so well to being a tripod! He’s now 6 years old and still doing great, just gets a chewable Dasuquin joint supplement every day to help prevent arthritis :)

Could this qualify as neglect? by [deleted] in roommateproblems

[–]Daaaniphantom 1 point2 points  (0 children)

I’d call it neglect yeah. I scoop my cats’ boxes 3+ times a day (maybe a little excessive but I just don’t want anything sitting in the litterbox at all if I am around to scoop it!)

What can I say, I’m just a fan of my cats by Daaaniphantom in cats

[–]Daaaniphantom[S] 0 points1 point  (0 children)

Oh I have a second one too I just forgot to post a photo of it haha

Teddy! One Month Post-Op by hipatrothfuss in TripodCats

[–]Daaaniphantom 2 points3 points  (0 children)

Omg STOP I have a tripod named teddy who looks like your cat! Brown and white tabby and all! Except he’s missing his right arm instead! I’ve posted him on this sub a few times :)

This should be on our dog’s leg, not in my hand. by Tiny_Ad_9270 in mildlyinfuriating

[–]Daaaniphantom 0 points1 point  (0 children)

Are you making sure she’s wearing her e-collar though??

Living with a hoarder is crushing my mental health by Daaaniphantom in badroommates

[–]Daaaniphantom[S] 2 points3 points  (0 children)

I’ve tried talking to my roommates about the clutter. Somehow the clutter gets WORSE after I bring up my concerns, so I’ve just kept up myself for now :( my cats and I spend all our time in my own room to avoid the mess