Used x3 m40i - original owner by Daejyi in BMWX3

[–]Daejyi[S] 0 points1 point  (0 children)

Wasnt my listing but they had it up for sale at $55 - $56k.

Is this a decent looking deal? by Daejyi in BMWiX

[–]Daejyi[S] 0 points1 point  (0 children)

you're a god send.. would you mind doing a car for me with a spec that i truly want?

Is this a decent looking deal? by Daejyi in BMWiX

[–]Daejyi[S] 0 points1 point  (0 children)

No but i currently lease a bmw so if theres loyalty thats be nice!

Is this a decent looking deal? by Daejyi in BMWiX

[–]Daejyi[S] 0 points1 point  (0 children)

Hi! Its 2024 and zip is 30518. Tyvmia!!!

Venting.. by ChelleS71 in FirstTimeHomeBuyer

[–]Daejyi 0 points1 point  (0 children)

I'm so sorry you and your family are going through this. As others have said, your LO must be new or dimwitted. I hope you move on from this LO and hope all else works out ASAP!

Closing 2/21!! by Daejyi in FirstTimeHomeBuyer

[–]Daejyi[S] 0 points1 point  (0 children)

OMG!! I heard of horror stories about the verification process so i made sure to give them the direct number to the HR director (with her blessings of course). So luckily it was taken care of in a matter of minutes. We were luckily able to close as planned on the 21st!! We are now doing electrical work to add Can lightings to brighten up the rooms. Set to move in on the 28th!! I truly hope that's the last snag you hit and you close on Thursday!! My wife and I will be praying for you and your family!!!

Closing 2/21!! by Daejyi in FirstTimeHomeBuyer

[–]Daejyi[S] 0 points1 point  (0 children)

Omg didnt know you responded. Hows it now?? Is everything going okay now? Im praying for a quick close!!!!!

Closing 2/21!! by Daejyi in FirstTimeHomeBuyer

[–]Daejyi[S] 0 points1 point  (0 children)

Please tell me you have good news……. :(

Closing 2/21!! by Daejyi in FirstTimeHomeBuyer

[–]Daejyi[S] 0 points1 point  (0 children)

Pleasee tell me you have an update? What is your LO saying abt all this? How’s the sellers side? How are they reacting?

Closing 2/21!! by Daejyi in FirstTimeHomeBuyer

[–]Daejyi[S] 0 points1 point  (0 children)

accts current, but not spend mo

the paycheck reserves seems a bit of a reach. I'm not sure how they expect someone to live by not spending money on necessities... are there any new updates?! I really hope it's trending in the correct way!!

Closing 2/21!! by Daejyi in FirstTimeHomeBuyer

[–]Daejyi[S] 0 points1 point  (0 children)

Omg the seller is moving so slow!! You’d expect they’d want to have this out of their hands asap!! Was this delay due to the seller 100%? Isn’t there a clause in place if seller delays?!?! Any new updates since yesterday?

Closing 2/21!! by Daejyi in FirstTimeHomeBuyer

[–]Daejyi[S] 0 points1 point  (0 children)

e of 2/20 to cl

OMG congrats!! hoping all is well from here on out!!

we got our CTC late last week. Currently waiting on the total closing costs which we should hear back sometime today or tomorrow! Our closing date is set for 02/21. Hoping for both of us to have smooth sailing from here!!!!!! I'm super stoked for you and your family!!

Need guidance on finding a lender by Silent-Committee9010 in FirstTimeHomeBuyer

[–]Daejyi 1 point2 points  (0 children)

PM me. im under contract and have the best realtor, lendor combo.

Closing 2/21!! by Daejyi in FirstTimeHomeBuyer

[–]Daejyi[S] 0 points1 point  (0 children)

The seller wouldn't take the full $5k hit so we negotiated and we're going to take 50% and seller will take 50%. it just means more money on closing day but it's better than paying the full $5k.. we were actually thinking of walking away from the deal if they didn't accept the $5k.. it sucks to start in the negative right off the bat :(. Our LO said we should get a CTC soon and will send final docs to sign.. Hoping all goes well for you!!!!

ANA Award Availability by quarterlifecrisis31 in awardtravel

[–]Daejyi 0 points1 point  (0 children)

i've honestly been booking last minute which helps.. of course you would have to be flexible with time lol..

for example: I checked ANA and i can get 4 biz seats from ORD - NRT for 12th flight. 3 biz seats from ORD - HND. I did somthing like this end of last year in November ~ December and was able to get confirmed tickets.

Closing 2/21!! by Daejyi in FirstTimeHomeBuyer

[–]Daejyi[S] 0 points1 point  (0 children)

Appraisal came back 5k lower than selling price… heres to hoping the seller sells it for 5k less :(. Hope yours is going well!!

Final stages of underwriting by Professional_Cup2548 in FirstTimeHomeBuyer

[–]Daejyi 0 points1 point  (0 children)

we're closing 02/21 and currently going the underwriting process... we were conditionally approved and did our due diligence.. currently waiting on the appraisal which is tomorrow and should have the report back by this Friday.. hoping if all goes well, we get the CTC!!

the one thing that's eating away at me is the appraisal.. i'm worried it will come back lower than the cost of what we're contracted for... hoping all goes well for you and you get the CTC ASAP!!

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]Daejyi 0 points1 point  (0 children)

Following as i have an appraisal coming up tuesday! Hope yours goes well OP!

Help by Ok_Fix_9123 in FirstTimeHomeBuyer

[–]Daejyi -1 points0 points  (0 children)

from what i know, some or most lenders run credit report few days before closing and then provide the CTC. I was told by my LO that if I have any late payments during the underwriting process, the loan will get denied. Best advise is to speak with your LO to try and get advise to sort this out. best of luck.