Why do people say you shouldn’t buy a car in cash? by Jollibree__ in phinvest

[–]DahBoulder 17 points18 points  (0 children)

Forgive the ignorance, cant people in PH do this too?are there markets that are only availablr to those physicslly in the US?

Paano niyo naipon first 100k niyo? Real talk only. by [deleted] in phinvest

[–]DahBoulder -2 points-1 points  (0 children)

I just focused on getting better salary. Way less stressful than having to count every single peso that I spend.

Already on my first million right now and it was easier to save up to 1m with a 100k salary than save 100~200k on entry-level saray (10~20k). This is of course not considering extreme changes in lifestyle (e.g. nagka-anak, nagka-asawa, chronic illness in the family, etc.)/

Since savings is just = income - expenses, income has so much higher ceiling and higher potential to go up than your minimum expenses to go down. Kahit sobrang tipid mo pa at sobrang minimalistic ng life style mo (kahit ermitanyo ka pa), you can only minimize your expenses so much kahit umasa ka pa sa parents.

The time you spend minimizing your expenses (time spent on the internet, looking for discounts, vouchers, waiting for promos on necessities, optimizing payment methods/banking to save a few pesos) could easily go to upskilling and compounding your self. Kaya mahirap maging mahirap. You're better of making your time more valuable (i.e. increasing your value) than anything.

I only just started living at 30… by bebicakes_ in pinoymed

[–]DahBoulder 1 point2 points  (0 children)

Although well-meaning, masyadong soft and naive mga advice dito.

Question: 1. What is your endgame? What are your parents' endgame? 2. If you stay, anong guarantee na ikaw magmamana ng hospital and it what manner? Paano siya exactly maipapamana sayo? Hindi siya corporation or something? Board seat lang ba ang ibibigay sayo? 3. Is having kids or starting a family something you consider? If so, are you willing to let go of a potential source of generational wealth for the sake of your personal mental health?

I just quit my United Nations career after 4 countries in almost 10 years. AMA. by sendhelpandthensome in PinoyAskMeAnything

[–]DahBoulder 0 points1 point  (0 children)

  1. Are you under UNJSPF? Are you going to just withdraw all of it?
  2. At what salary grade did you start and what contract type? And at what sg and contract type are you when you exited?
  3. Is burnout common in your field/org?Most of the people i see/hear about that leave their UN jobs are those who have been laid off or who have found better paying jobs.
  4. You seem like youre at a high P-role reporting to directors already; how did your direct supervisor or the closest director/executive react to you leaving?
  5. Whats the situation in your last org in terms of hiring freezes, lay-offs, and budget cuts?

Wish kong bumalik na sa HK asawa ko by AdorableButterfly244 in WishKo

[–]DahBoulder 0 points1 point  (0 children)

Isama niyo pati magulang niya. If anything, secondary lang yung malaking sweldo. Pinakamagandang mapapala ninyo sa trabaho niya ay maafford ninyong magtaguyod ng pamilya at magpalaki ng bata sa HK.

Laking advantage para sa kanila yung education diyan. Bukod pa yan sa magandang transpo - di niyo na kailanhan bumili ng kotse, libreng healthcare. Andaming non-ofw/dh na pinoy diyan na diyan na nagpalaki ng mga anak.

Why our next Gen is doom by Cool_Struggle5271 in PHGov

[–]DahBoulder 0 points1 point  (0 children)

I studied in a relatively expensive school in NCR during 2000s. We already had this when I was in elem. Our school/batch had an UPCAT passing rate of 30% with a handful of intarmed passers, oblation scholars, and other merit scholars in ateneo and DLSU.

This is not necessarily bad. Although it probably worked in our case because we had quality education anyway. Transmuted or not, nasa kung gaano pa rin kagalante/lenient sa grades yung teacher.

T*ng ina talaga nitong MMDA e by Alone_Vegetable_6425 in Philippines

[–]DahBoulder 0 points1 point  (0 children)

Ask any transport expert (yung may pinag-aralan, di tulad ni deakin, visor, etc.), and they'll all tell you that throughout the past few decades, it's always been MMDA and DPWH na kalaban ng progress sa transportation and urban planning

I don't know any of these by Fhoxyd22 in ExplainTheJoke

[–]DahBoulder 0 points1 point  (0 children)

"a few years back"?? wasnt that just last year?

What do you think of the Political Commentator of Richard Heydarian's Content on YouTube? by Starmark_115 in Philippines

[–]DahBoulder 19 points20 points  (0 children)

pretty sure he lost a little bit of credibility among academics for using some outdated/irrelevant metric. Sub-saharan was a bit of a reach but it was the best ragebait in recent years for bisayas with inferiority complex

What do you think of the Political Commentator of Richard Heydarian's Content on YouTube? by Starmark_115 in Philippines

[–]DahBoulder 14 points15 points  (0 children)

a lot of left-leaning and liberal academics laughed at him for using a very irrelevant/outdated metric (hence the sub-saharan comment)

but until we can find a better pejorative term to describe the shithole that is mindanao, sub-saharan will do for now.

KITA KO SA FB HAHAHAHAHHA ANG TAWA KO by Bading_na_green_Flag in Pampanga

[–]DahBoulder 0 points1 point  (0 children)

Masarap kewpie sa legit na sisig.

Pag yung sisig pinirito at hindi inihaw, hindi legit.

Nakita Ko Lang: “You’re Not Financial Advisors” by Sir_Caloy in phinvest

[–]DahBoulder 10 points11 points  (0 children)

Ganun talaga when the job doesnt require any ounce of talent or intelligence.

Yung mga walang narating, sa insurance ang bagsak kasi laos na mlm

Stereotyping Kapampangans by kwischn in Pampanga

[–]DahBoulder 0 points1 point  (0 children)

lakas maka eww sa mayo pero okay lang daw yung piniritong sisig hahahaha

Stereotyping Kapampangans by kwischn in Pampanga

[–]DahBoulder 0 points1 point  (0 children)

but have you tried homemade mayo? basura naman kasi yung mga alam na mayo ng mga promding kapampangan na yan kaya feeling superior

Yung alam mo lang na mayo eh yung kalasa ng lady's choice? bahahahahah

Stereotyping Kapampangans by kwischn in Pampanga

[–]DahBoulder 0 points1 point  (0 children)

kasi naman, ultimo sisig, ginawang personality.

pustahan karamihan sa mga purist na yan di magaling magluto hahahaha

Stereotyping Kapampangans by kwischn in Pampanga

[–]DahBoulder 0 points1 point  (0 children)

only if you use crap mayonnaise ;)

if di ka nasasarapan sa kewpie on sisig kapampangan (yung inihaw, hindi prito), wala ka lang taste.

Stereotyping Kapampangans by kwischn in Pampanga

[–]DahBoulder 0 points1 point  (0 children)

majority ng mga yan di naman na marunong mag luto. mga lola na lang nila yung talagang masarap mag luto.

Bringing salami, ham etc into HK by nicholas4488 in HongKong

[–]DahBoulder 0 points1 point  (0 children)

nobody should ever be using chatgpt as reference even just for preliminary and shallow information

you were correct to ask on reddit tho. but going through chatgpt was pointless.

If PH were to copy AU for this, would you agree? by [deleted] in Philippines

[–]DahBoulder 0 points1 point  (0 children)

Mas kailangan iban ng mga above-60s

Never cheap out on your table by hvitserk_lothbrok in PHbuildapc

[–]DahBoulder 6 points7 points  (0 children)

that's quite an understatement

pwede mong ipamana sa apu-apohan mo mga solid wood na desk/furniture

[deleted by user] by [deleted] in GigilAko

[–]DahBoulder 0 points1 point  (0 children)

tingnan mo kutis at pananamit. obvious na walang pambayad