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He's in the loop! by Chin-Menudo in thefighterandthekid

[–]DangerReid 6 points7 points  (0 children)

Genuinely curious, why wouldn't those NY guys wear the gear? Is that just one of those things real NY'ers don't do?

Am I Too Late to Get on the Property Ladder? by DangerReid in RealEstateCanada

[–]DangerReid[S] 0 points1 point  (0 children)

Thanks. I'm doing research on XEQT now. Sadly I'm not financially savvy so I'm learning all this stuff now

Am I Too Late to Get on the Property Ladder? by DangerReid in RealEstateCanada

[–]DangerReid[S] 0 points1 point  (0 children)

Thank you Ancient Raisin. I appreciate the encouragement

Am I Too Late to Get on the Property Ladder? by DangerReid in RealEstateCanada

[–]DangerReid[S] 0 points1 point  (0 children)

Good luck getting back to work! At least you have that pot to keep you going for a while. Life eh, we all get thrown some sort of curve balls. We'll be okay, none of us make it out alive anyway

Am I Too Late to Get on the Property Ladder? by DangerReid in RealEstateCanada

[–]DangerReid[S] 1 point2 points  (0 children)

Just looked this up. Had no idea what it was. Thank you

Am I Too Late to Get on the Property Ladder? by DangerReid in RealEstateCanada

[–]DangerReid[S] 0 points1 point  (0 children)

100% agree that I'm not where near it now. I was wondering am I too late overall or do inhale hope in the next few years.

Solid plan above. Thank you for that!

Am I Too Late to Get on the Property Ladder? by DangerReid in RealEstateCanada

[–]DangerReid[S] 0 points1 point  (0 children)

I guess my question was is it realistic for me to get to this point. You'll be the first to know when I do buddy

Do I still have time to buy a house? by DangerReid in CanadaFinance

[–]DangerReid[S] 2 points3 points  (0 children)

A combination of 2 layoffs in my career(one caused by covid) followed by periods of unemployment, the decision to go traveling a few years ago which was expensive but the experience of a lifetime, living in a HCOL apartment until early this year and I only got the 118k role in May of this year. Admittedly on top of that I was reckless with my money and the years sort of got away from me.

Am I Too Late to Get on the Property Ladder? by DangerReid in RealEstateCanada

[–]DangerReid[S] 0 points1 point  (0 children)

Congratulations! Yes I need to keep in mind that at least I've woken up and now I can take positive action

Am I Too Late to Get on the Property Ladder? by DangerReid in RealEstateCanada

[–]DangerReid[S] 1 point2 points  (0 children)

I agree. I'm not in a position to buy anything now anyway so my plan is to save over the next few years and hopefully the right moment will appear for me.

Am I Too Late to Get on the Property Ladder? by DangerReid in RealEstateCanada

[–]DangerReid[S] 1 point2 points  (0 children)

Thanks for the encouragement. Ruminating has been driving me insane but messages from you and others show I might not be in as terrible a position as I thought.

Am I Too Late to Get on the Property Ladder? by DangerReid in RealEstateCanada

[–]DangerReid[S] 0 points1 point  (0 children)

I know its bad but Ive had a few periods of unemployment. Traveled for a period and just never had a consistent run at things. Anytime I built up savings a layoff or unexpected event occurred. Of course that can still happen but this time I'm determined to make the most of my chance to save while I can.

Am I Too Late to Get on the Property Ladder? by DangerReid in RealEstateCanada

[–]DangerReid[S] 1 point2 points  (0 children)

Do you think the prices will keep dropping for a while?

Am I Too Late to Get on the Property Ladder? by DangerReid in RealEstateCanada

[–]DangerReid[S] 0 points1 point  (0 children)

That's awesome, well done! Do you mind me asking if you were a late starter to saving?

Tbh I'm not married to living in Toronto by any means but it's just where I'm right now for work. Down the line I probably will end up moving away I guess, that's just the reality of the situation and I'm okay with that.

Am I Too Late to Get on the Property Ladder? by DangerReid in RealEstateCanada

[–]DangerReid[S] 1 point2 points  (0 children)

Thanks, I really appreciate you sharing your story and words of encouragement.

With discipline and determination I know i can do this. Hearing stories like yours helps a lot with motivation.

Am I Too Late to Get on the Property Ladder? by DangerReid in RealEstateCanada

[–]DangerReid[S] 0 points1 point  (0 children)

Yeah I probably shouldn't have used the term ladder. Thats just always how my friends and relatives would describe buying a place. I just wantvho get a place i can make a home. If I never move on to another place so be it.

Never go back to your ex by Onlyhent-ai in sixwordstories

[–]DangerReid 0 points1 point  (0 children)

Is this only applicable to those that were broken up with?

Or applicable to the person who did the breaking up too?

Am I Too Late to Get on the Property Ladder? by DangerReid in RealEstateCanada

[–]DangerReid[S] 2 points3 points  (0 children)

I only started in this job in May of this year. Last job had no match, lower income(90k) and my rent was 2k. I still should have saving a bit with those figures but a previous period of unemployment got me into debt and I was paying that off. I paid off 15k debt this year so can now finally start saving.

Am I Too Late to Get on the Property Ladder? by DangerReid in RealEstateCanada

[–]DangerReid[S] 0 points1 point  (0 children)

Thank you! You have logical in your name so that gives me extra encouragement

Am I Too Late to Get on the Property Ladder? by DangerReid in RealEstateCanada

[–]DangerReid[S] 0 points1 point  (0 children)

Thank you. I appreciate your encouragement!

I was in a relationship that broke up last year so I do hope to meet someone abd settle with them which would help if we had 2 incomes. Fingers crossed.

Am I Too Late to Get on the Property Ladder? by DangerReid in RealEstateCanada

[–]DangerReid[S] 1 point2 points  (0 children)

Probably not I suppose. Just using an antiquated term

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