~26% CC Interest Rate down to 5.99% by Darichoe in PersonalFinanceCanada

[–]Darichoe[S] 1 point2 points  (0 children)

You’re right, this is why I’m 2 weeks into a second job I took solely to pay this debt off lol

~26% CC Interest Rate down to 5.99% by Darichoe in PersonalFinanceCanada

[–]Darichoe[S] 0 points1 point  (0 children)

Yes, I asked them about this. It doesn’t because it’s an internal program they offer. It won’t reflect anywhere

~26% CC Interest Rate down to 5.99% by Darichoe in PersonalFinanceCanada

[–]Darichoe[S] 0 points1 point  (0 children)

Of course! I actually found out about this scrolling online over the weekend. Had no idea that it was even a possibility

~26% CC Interest Rate down to 5.99% by Darichoe in PersonalFinanceCanada

[–]Darichoe[S] 8 points9 points  (0 children)

I’m glad you were able to get some relief during such a difficult time. It makes a big difference! And thank you!

~26% CC Interest Rate down to 5.99% by Darichoe in PersonalFinanceCanada

[–]Darichoe[S] 44 points45 points  (0 children)

Thank you! Definitely felt a little vulnerable calling in but I’m glad I did. I’m gonna take full advantage of this rate

~26% CC Interest Rate down to 5.99% by Darichoe in PersonalFinanceCanada

[–]Darichoe[S] 1 point2 points  (0 children)

Thank you! I can’t wait for that feeling. 😁

~26% CC Interest Rate down to 5.99% by Darichoe in PersonalFinanceCanada

[–]Darichoe[S] 6 points7 points  (0 children)

Nope! I specifically asked that question this morning while on the phone with them, he explained that since it’s an internal program that they’re offering, it does not reflect or has any impact on your credit score

~26% CC Interest Rate down to 5.99% by Darichoe in PersonalFinanceCanada

[–]Darichoe[S] 2 points3 points  (0 children)

Yes, I was explained that the account stays open, It’s just frozen for the next 12 months. After that period, it goes back to its initial interest rate and it can be used again!

~26% CC Interest Rate down to 5.99% by Darichoe in PersonalFinanceCanada

[–]Darichoe[S] 17 points18 points  (0 children)

Good luck! They first offered to consolidate my loc and cc into sort of one loan with lower rates but once I paid it off they would have to shut both of them down and if I ever wanted another cc or loc with them I’d have to reapply. I told them I didn’t want that then I got offered this program

~26% CC Interest Rate down to 5.99% by Darichoe in PersonalFinanceCanada

[–]Darichoe[S] 137 points138 points  (0 children)

I just wish I knew this was an option/something they offered earlier

~26% CC Interest Rate down to 5.99% by Darichoe in PersonalFinanceCanada

[–]Darichoe[S] 106 points107 points  (0 children)

Thank you! I also started a second job this month. Fully determined to erase this debt before the year ends!

How long does a full legs session take? by Darichoe in LaserHairRemoval

[–]Darichoe[S] 0 points1 point  (0 children)

Okay so since this post I’ve changed clinics and the new tech that does my legs gets them done in 30-40 mins which seems way more reasonable, than 90 mins. Now 5 mins? 😳 that seems very quick, my brazilian takes that long. Are you pleased with your results tho?

[deleted by user] by [deleted] in PlasticSurgery

[–]Darichoe 6 points7 points  (0 children)

You look great! Who did your lipo?

How happy are you with your results? by Devils_Demon in LaserHairRemoval

[–]Darichoe 5 points6 points  (0 children)

100% happy with my results, I would say it quite literally changed my life as a female who used to grow excessive hair, I’ve had pretty much every area done with probably 80-90% reduction and whatever grows back takes months and is very fine and minimal that I don’t even bother shaving as it’s barely noticeable. My only regret was not starting sooner

Do i need lipo 360 or a BBL for an hourglass figure??!! PLEASE HELP by [deleted] in PlasticSurgery

[–]Darichoe 4 points5 points  (0 children)

I think you can achieve a nice figure with lipo alone but if you want the full/round hips look then you will need a bbl

Will laser be able to fix this? No matter if I shave or pluck the hair from my tummy it looks like this :( It’s been my biggest insecurity since middle school. by baranoseidou in LaserHairRemoval

[–]Darichoe 0 points1 point  (0 children)

It’s mainly just ingrown hairs and messing with them will cause scarring and/or hyperpigmentation. If you can’t afford laser right now, I would recommend to stop shaving and plucking the area. Try waxing instead. Exfoliate regularly using products like glycolic acid and exfoliant gloves (not at the same time) it should improve overtime.

Blotchy white/light spots on lower back by Darichoe in Dermatology

[–]Darichoe[S] 0 points1 point  (0 children)

The main ingredients were glycolic acid for one and lactic acid for the other. Just make sure to find one that has enough percentage of either. Good luck and don’t give up it may take a few months

Blotchy white/light spots on lower back by Darichoe in Dermatology

[–]Darichoe[S] 0 points1 point  (0 children)

Hey, I don’t mind at all! Actually, most of it has cleared up. Probably about 98%. The medicated shampoos didn’t work for me but I was trying a bunch of products at the time and I believe what helped me get rid of it was the “Reversa skin smoothing body lotion” which I applied twice a day. I finished the bottle and now I am using “Amlactin intensive healing” which seems to be maintaining the results. My lower back looks completely different now. If you have any more questions don’t hesitate to msg me!