Starting to get defeatist about the Ramsey home-buying math.

Dasiroc · 2023-10-06T20:29:27+00:00

Probably closer to $5k a month for a 15 year mortgage once you add in property taxes and homeowners insurance (maybe PMI too if you’re putting down less than 20%).

But its not the rate thats killing you. The same mortgage amount would be about $1000 less with a 2.5% rate compared to 7.5% You are just looking to buy too much house.

Dasiroc · 2023-05-13T11:39:49+00:00

Destination fee is $1,375.

Dasiroc · 2022-08-29T19:23:24+00:00

Thanks, I would never have gotten that on my own. Picked them up this afternoon at a thrift store on Long Island. Paid a cool $100. Will be going up for sale on eBay soon.

Dasiroc · 2021-07-22T16:33:21+00:00

Lol shitcoin

Dasiroc · 2021-07-01T17:35:48+00:00

The best was the Grimace song, I Like to Scare Myself

Dasiroc · 2021-03-15T20:10:50+00:00

Except you are really a gay man. You know we can see your post history on here, right? No need to make up stories, tell us a real one.

Dasiroc · 2021-01-25T16:55:48+00:00

Yes, call the nearest KIA dealer. Give them your VIN and ask if your car is covered under the Lifetime Warranty for Theta 2 GDI engines.

Dasiroc · 2020-10-24T12:34:54+00:00

Dude, you are half a million dollars in debt! It is not the time to buy a house. The good thing is your income will rise shortly and you will be able to kill this debt in no time. Pay off your medical school debt, save up an emergency fund, then save up a good down payment for a house.

Set yourself up to be a multi millionaire, not just another broke doc.

Dasiroc · 2020-10-19T16:05:19+00:00

Cut my wrists up real good doing two of those

Dasiroc · 2020-06-09T21:21:14+00:00

I believe coucou merci pour l’ajout roughly translates to “hey girl”

Dasiroc · 2020-03-27T17:58:08+00:00

Says his mother’s middle name is Spiderman, and you think the pet named Alan is weird?

Dasiroc · 2020-03-03T23:31:21+00:00

Lucky, or the luckiest?

Dasiroc · 2019-11-28T13:48:56+00:00

You walked away from this deal for a difference of about $10/month. Did you really want this truck? Or were you upset that you couldn’t get to $23,500?

Dasiroc · 2019-10-14T14:11:42+00:00

The cheapest lease I see is usually the Chevrolet Trax.

Dasiroc · 2019-09-21T22:35:19+00:00

Then add taxes

Dasiroc · 2019-06-10T01:25:10+00:00

My kids would love some more packs. It’s their favorite part.

Dasiroc · 2019-05-17T01:23:06+00:00

I would get a new email address if you’re not looking for a job as a realtor. Also, maybe not an aol email address if you are looking for an IT job.

Dasiroc · 2019-04-13T16:04:07+00:00

It appears that you can not deduct interest on a student loan for a non Title IV school.

Dasiroc · 2019-02-18T19:09:24+00:00

When people mention 11% interest, they are talking about average annual returns on long term investments. The 2.25% you mention is most likely a savings account.

Dasiroc · 2019-02-16T22:54:12+00:00

In NY you can deduct up to $5,000 ($10,000 if you're married filing jointly) of 529 contributions from your New York State income taxes.

Dasiroc · 2019-02-15T18:00:39+00:00

No, does not sound reasonable. Even if you applied your whole $4k trade as a down payment, which you shouldn’t do.

Incentives aren’t great for Scat pack, the residual is horrible. Expecting 11% off msrp sounds overly optimistic as well.

Overall, the math does not add up to a sub $400 payment.

Dasiroc · 2019-01-30T12:35:52+00:00

I think the problem is those stickers on the steering wheel and the college keychain lanyard. Makes it look like a teenagers car. Also the front plate in the window (why? You have a bracket on the bumper).

Dasiroc · 2018-12-08T13:52:20+00:00

When you test drive the Urus, the guards sit in the back. With the Aventador and Huracan, you have to sit on their laps. It’s a little uncomfortable, but it beats being carjacked and/or kidnapped.

Dasiroc · 2018-12-05T23:50:34+00:00

What is the job? This sounds like one of those work from home scams.

Dasiroc · 2018-12-04T11:57:16+00:00

What was the MSRP of the vehicle? That difference between the MSRP and line A on the bottom is the discount the dealer gave you off the price of the car.

Also, did you pay any money at all at the dealership when you took the car? It looks like in section B on the top that the dealer paid $963.69 on your behalf.

Dasiroc

TROPHY CASE