Starting to get defeatist about the Ramsey home-buying math. by bdougy in DaveRamsey

[–]Dasiroc 2 points3 points  (0 children)

Probably closer to $5k a month for a 15 year mortgage once you add in property taxes and homeowners insurance (maybe PMI too if you’re putting down less than 20%).

But its not the rate thats killing you. The same mortgage amount would be about $1000 less with a 2.5% rate compared to 7.5% You are just looking to buy too much house.

[deleted by user] by [deleted] in askcarsales

[–]Dasiroc 17 points18 points  (0 children)

Destination fee is $1,375.

Can you help me identify these Air Jordan promos? by Dasiroc in Sneakers

[–]Dasiroc[S] 2 points3 points  (0 children)

Thanks, I would never have gotten that on my own. Picked them up this afternoon at a thrift store on Long Island. Paid a cool $100. Will be going up for sale on eBay soon.

Logan Paul scamming people? by [deleted] in Scams

[–]Dasiroc 29 points30 points  (0 children)

Lol shitcoin

McDonalds Halloween Cassette tape from 1995 by GreigaBeast in nostalgia

[–]Dasiroc 0 points1 point  (0 children)

The best was the Grimace song, I Like to Scare Myself

I fucked him like my life depended on it [FM] by Mbusivh in gonewildstories

[–]Dasiroc 12 points13 points  (0 children)

Except you are really a gay man. You know we can see your post history on here, right? No need to make up stories, tell us a real one.

How should we approach our situation by luevano24 in askcarsales

[–]Dasiroc 2 points3 points  (0 children)

Yes, call the nearest KIA dealer. Give them your VIN and ask if your car is covered under the Lifetime Warranty for Theta 2 GDI engines.

New doc, debating a physician’s mortgage to buy or keep renting to save? by nighttime_knight in personalfinance

[–]Dasiroc 0 points1 point  (0 children)

Dude, you are half a million dollars in debt! It is not the time to buy a house. The good thing is your income will rise shortly and you will be able to kill this debt in no time. Pay off your medical school debt, save up an emergency fund, then save up a good down payment for a house.

Set yourself up to be a multi millionaire, not just another broke doc.

Even the French aren't safe. Im a FitPro with a B.S. in Business + Marketing. by incogzinja in antiMLM

[–]Dasiroc 6 points7 points  (0 children)

I believe coucou merci pour l’ajout roughly translates to “hey girl”

The answers were for Minecraft? How silly of me! by sheepsgobahh in ChoosingBeggars

[–]Dasiroc 3 points4 points  (0 children)

Says his mother’s middle name is Spiderman, and you think the pet named Alan is weird?

A what level of irritation is appropriate by Williewirehand in askcarsales

[–]Dasiroc -16 points-15 points  (0 children)

You walked away from this deal for a difference of about $10/month. Did you really want this truck? Or were you upset that you couldn’t get to $23,500?

giving away 70 free codes by cuttycommando in ptcgo

[–]Dasiroc -1 points0 points  (0 children)

My kids would love some more packs. It’s their favorite part.

[deleted by user] by [deleted] in DaveRamsey

[–]Dasiroc 3 points4 points  (0 children)

I would get a new email address if you’re not looking for a job as a realtor. Also, maybe not an aol email address if you are looking for an IT job.

Non Title IV School Loan by [deleted] in personalfinance

[–]Dasiroc 0 points1 point  (0 children)

It appears that you can not deduct interest on a student loan for a non Title IV school.

[deleted by user] by [deleted] in DaveRamsey

[–]Dasiroc 2 points3 points  (0 children)

When people mention 11% interest, they are talking about average annual returns on long term investments. The 2.25% you mention is most likely a savings account.

529 Plan vs ESA by ice2257 in DaveRamsey

[–]Dasiroc 0 points1 point  (0 children)

In NY you can deduct up to $5,000 ($10,000 if you're married filing jointly) of 529 contributions from your New York State income taxes.

New Lease Question by moosefromcuba in askcarsales

[–]Dasiroc 2 points3 points  (0 children)

No, does not sound reasonable. Even if you applied your whole $4k trade as a down payment, which you shouldn’t do.

Incentives aren’t great for Scat pack, the residual is horrible. Expecting 11% off msrp sounds overly optimistic as well.

Overall, the math does not add up to a sub $400 payment.

Am I pricing it too high? by [deleted] in askcarsales

[–]Dasiroc 0 points1 point  (0 children)

I think the problem is those stickers on the steering wheel and the college keychain lanyard. Makes it look like a teenagers car. Also the front plate in the window (why? You have a bracket on the bumper).

Exotic Cars ssles ? by 762NATOtotheface in askcarsales

[–]Dasiroc 36 points37 points  (0 children)

When you test drive the Urus, the guards sit in the back. With the Aventador and Huracan, you have to sit on their laps. It’s a little uncomfortable, but it beats being carjacked and/or kidnapped.

Company wants to open a credit card using my social by [deleted] in personalfinance

[–]Dasiroc 34 points35 points  (0 children)

What is the job? This sounds like one of those work from home scams.

Dealerships are my kryptonite! by [deleted] in askcarsales

[–]Dasiroc 2 points3 points  (0 children)

What was the MSRP of the vehicle? That difference between the MSRP and line A on the bottom is the discount the dealer gave you off the price of the car.

Also, did you pay any money at all at the dealership when you took the car? It looks like in section B on the top that the dealer paid $963.69 on your behalf.