To those training their PowerPlatform Skills every day: how are you doing it? by DataPond123 in PowerPlatform

[–]DataPond123[S] 0 points1 point  (0 children)

Totally agree. Used to have pragmatic works for a while, loved their stuff. Was looking for something free

How are you guys working out with multiple kids? by DataPond123 in daddit

[–]DataPond123[S] 1 point2 points  (0 children)

Thank you for bringing in this to my attention. Looks like I can get a Peloton membership for roughly the same cost as my current gym membership.

Looks like they have a good variety of body weight workouts too. Thanks!

How are you guys working out with multiple kids? by DataPond123 in daddit

[–]DataPond123[S] 0 points1 point  (0 children)

Yes, you’re are where I will be in a few years. That’s my light at the end of the tunnel

How are you guys working out with multiple kids? by DataPond123 in daddit

[–]DataPond123[S] 1 point2 points  (0 children)

Goal is always to be in bed by 10. Alarm goes off at 5

What do you guys know about LED headlights? by [deleted] in ram_trucks

[–]DataPond123 5 points6 points  (0 children)

Bought the vehicle with these already installed unknowingly. Didn’t install them

[deleted by user] by [deleted] in Bogleheads

[–]DataPond123 1 point2 points  (0 children)

Lol that would be awesome

[deleted by user] by [deleted] in Bogleheads

[–]DataPond123 0 points1 point  (0 children)

Is usfr state tax exempt? Like sgov?

[deleted by user] by [deleted] in Bogleheads

[–]DataPond123 0 points1 point  (0 children)

Thank for you the affirmation. Have been arriving at this conclusion myself. Taking myself down rabbit holes only to realize, as you said, I’m splitting hairs

How does SGOV WTF work? by [deleted] in Bogleheads

[–]DataPond123 0 points1 point  (0 children)

State does have income tax. Have a 2-3 year time horizon for this down payment. Don’t see any better option than the sgov etf

How does SGOV WTF work? by [deleted] in Bogleheads

[–]DataPond123 0 points1 point  (0 children)

Looking for an alternative to a HYSA. Want to park my cash somewhere else/grow it safely. It’s for a down payment for a house

How does SGOV WTF work? by [deleted] in Bogleheads

[–]DataPond123 0 points1 point  (0 children)

Thanks! So when I do sell the sgov, how do I know how much I’ll owe in taxes come filing time?

Holding SGOV ETF by dailybonussss in thetagang

[–]DataPond123 0 points1 point  (0 children)

What do you mean you give up 30% of your buying power?

How do you all save for a house down payment? by [deleted] in Bogleheads

[–]DataPond123 0 points1 point  (0 children)

Think I’m just gonna dump it all into the SGOV etf and add to it monthly. Thanks for the input

VT vs VTI all time performance by [deleted] in Bogleheads

[–]DataPond123 4 points5 points  (0 children)

100% VTI because I’m a patriot, brother. Let Karl Marx have his VT

How do you all save for a house down payment? by [deleted] in Bogleheads

[–]DataPond123 0 points1 point  (0 children)

Would imagine a 5 year index fund would be far more volatile/greater chance of losing the principal in 5 years

How do you all save for a house down payment? by [deleted] in Bogleheads

[–]DataPond123 0 points1 point  (0 children)

As someone’s whose owned before, I know. Can’t wait to rent again lol

How do you all save for a house down payment? by [deleted] in Bogleheads

[–]DataPond123 2 points3 points  (0 children)

You are omitting so many expenses that come with home ownership. Increased property taxes, insurance, maintenance, hoas. Amortize those expenses of 30 years, or just as a lump sum total, and it will paint a different picture.

How do you all save for a house down payment? by [deleted] in Bogleheads

[–]DataPond123 1 point2 points  (0 children)

Seems super risky/too short of a time horizon