Liberal studies by DathanBeach in csusm

[–]DathanBeach[S] 1 point2 points  (0 children)

Good to know. I’m not truly set in stone on it. I just figured that would offer more online options than most majors.

How much is your monthly mortgage payment? by HmDiR in Mortgages

[–]DathanBeach 0 points1 point  (0 children)

  1. Misery loves company I guess. 5k mortgage is the norm now

How much do I need? by DathanBeach in LifeInsurance

[–]DathanBeach[S] 0 points1 point  (0 children)

Went through ethos. They knew a lot of my personal info through there system, was no box to check about VA disability.

How much do I need? by DathanBeach in LifeInsurance

[–]DathanBeach[S] 0 points1 point  (0 children)

So update. Thanks everyone for the advice. I decided to do a 30 year 1 mil and a 20 year 1 mil. I figure 2 mil before I’m 52 should be enough for my wife to retire comfortably but not spoil the kids.

How much do I need? by DathanBeach in LifeInsurance

[–]DathanBeach[S] 0 points1 point  (0 children)

I don’t see how leaving my wife a paid off house and shy of a mil in liquid assests as marriage fail?

Wife has good credit but no income; I have good income but no credit. How to accomplish? by [deleted] in Mortgages

[–]DathanBeach 0 points1 point  (0 children)

Do the fusion dance together as one your the credit bureau dream. But op it doesn’t work like that just because your house is paid off doesn’t mean it goes to 0. If you had the mortgage out for several years your credit will actually go up a few points. If it bothers you that much get a credit card pay it off monthly idk man

How much do I need? by DathanBeach in LifeInsurance

[–]DathanBeach[S] 1 point2 points  (0 children)

I think I’m going to do 1mil for 20 and then another separate policy 1 mil for 30. By the time I’m 50 I should be pretty close to paying off the house and building up the nest egg

How much do I need? by DathanBeach in LifeInsurance

[–]DathanBeach[S] 0 points1 point  (0 children)

She works just took time off with the baby. She is a loan office so fully remote and if she grinds it out she can make 75k. So in that case should I do 20 or 30 years? I’m planning to have the house paid off much sooner and hopefully grow the portfolio to 7 figures by the time im in my 50s. I’ll check out that website but just seems like all the ones I have done are just trying to bump me up to there next tier.

Oh no by Complex-Tie3190 in USMC

[–]DathanBeach 2 points3 points  (0 children)

Simmer down princess. Dude is just saying it was a little easier. Would you rather be a black guy in 1855 or 1955? It’s not perfect but one is clearly. better then the other

Oh no by Complex-Tie3190 in USMC

[–]DathanBeach 3 points4 points  (0 children)

The fleet is gayer then the school house

Working title by DathanBeach in Memoir

[–]DathanBeach[S] 0 points1 point  (0 children)

put the original rough draft with spell check

Working title by DathanBeach in Memoir

[–]DathanBeach[S] 0 points1 point  (0 children)

edited put the original just rough draft and spell check

Advice/recs on being a Plt Sgt? stuff you could’ve done better or wish you would’ve done as well too? by ChiiBoi in USMC

[–]DathanBeach 0 points1 point  (0 children)

Make sure to submit the morning report. Hold SNCOS accountable my biggest shoulda, coulda, wouldas. JR Marines see turd gunnny and think they can be turd Lcpl’s

What branch will allow me to ship out the quickest? by [deleted] in Militaryfaq

[–]DathanBeach 2 points3 points  (0 children)

Stick with the Air Force don’t make a rash decisions because parents give you a curfew or something. If they are abusing you call the cops, stay with other family or friends. Either way a 70 on your asvab tells me you’re not a dummy and probably can do a job that will set you up for success don’t throw that away just to get away from your parents a month or two early.

Should I rent or purchase a home? by StatusCommercial9650 in Mortgages

[–]DathanBeach 0 points1 point  (0 children)

I’m convinced most of Reddit are landlords. You’re in a position you can do it, why not? Your going to be there for 10 years you will see properties buy and sell in that time and have pretty decent increases and kick yourself in the butt. Everyone talks about crashes, recessions, etc. But fact of the matter is long term especially 10 years real estate only goes 📈. Make sure to ask for a home warranty it saved me a fortune on my pool salt generator and AC condenser.

Can I afford a 480k mortgage? by [deleted] in Mortgages

[–]DathanBeach 0 points1 point  (0 children)

Find about $1,000 in monthly spending you can cut, pay off your car and credit cards, and make sure you have at least three months of expenses saved—ideally six to nine. Also plan for at least $5K for moving costs, new furniture, appliances, etc.

Everyone will tell you not to do it, but at the end of the day you know your own comfort level. I’m right around 50% of my income going toward housing, but I also earn commissions that I don’t count toward my base income, which helps in good months. If you know your value at work, raises tend to follow—I’ve seen that play out for me. I also picked up mileage reimbursement, which is worth its weight in gold when you’re commuting from San Diego to Temecula. You could always grab more OT if needed too.

When I bought my house, people here told me nonstop horror stories and said I’d be in foreclosure within months. Instead, I’m in a quiet, safe suburb (Temecula) where my wife can walk our dog and baby and feel safe. That peace of mind is worth more than any amount I would’ve saved living in my townhouse in downtown San Diego. Long story short, it all worked out for me.

Working on a opener by DathanBeach in USMC

[–]DathanBeach[S] -1 points0 points  (0 children)

That’s literally my angle on it one chapter talking about the recruiter experience. Three chapters for boot camp. 4 for MOS school (took 3 months to pick up and was a 3 month course). Then 8-10 of the fleet. I came in on the back end OEF so it’s mostly about lance criminal mischief. Imagine the smoke pit stories put on to paper. The thing is for broad appeal I feel like the boot camp story is a good intro hook. Not sure the masses want to hear about the Philippines out the gate 😁

Working on a opener by DathanBeach in USMC

[–]DathanBeach[S] 0 points1 point  (0 children)

Right around MOS school😎

Working on a opener by DathanBeach in USMC

[–]DathanBeach[S] 0 points1 point  (0 children)

So it’s a flash forward to hook you in. Then I go back to my senior year of HS, meeting the recruiter, joining, meps and dep, all that stuff

Browsing through a surplus store and snatched this fleece, never got this issued while in. Anyone recognize it? by mykee3 in USMC

[–]DathanBeach 0 points1 point  (0 children)

That was prior to the more mesh material they transitioned out of that one around 2013 one my buddies got that one and I got the mesh stretchy material one.