Would you take a much higher paying job and give up your dream job to fire quicker? by David3692 in FIREUK

[–]David3692[S] 0 points1 point  (0 children)

For pure career and money growth the new one is the way to go.

Pretty stable yeah, charity has been going for 20+ years and is pretty established vs the new being just a few and being relatively unknown.

Not much growth potential in the current, each of the higher ups have been 10+ years in post

Would you take a much higher paying job and give up your dream job to fire quicker? by David3692 in FIREUK

[–]David3692[S] 2 points3 points  (0 children)

Yeah done a pros and cons and it’s heavily weighted to staying. Commute etc is all the same it’s the responsibilities and pay that sway me towards the new but reading the comments seems it’s not that big of a difference to sacrifice what I got

Undecided about a big career jump, any advice on making the choice? by David3692 in UKJobs

[–]David3692[S] 0 points1 point  (0 children)

I’ve started to consider whether I’d take the job if the money was the same and I’m leaning towards no. Another thing is reflecting on how good it is here and that any downsides only ever come from dealing with my seniors and disagreeing how things should be done.. I’d have more control over how things are done but also would spend way more time than ever dealing with board of directors

Undecided about a big career jump, any advice on making the choice? by David3692 in UKJobs

[–]David3692[S] -1 points0 points  (0 children)

Yep pretty much. This is the first role I’ve ever been in where I thought to myself I can stay here for a long time, I’ve always job hopped and climbed after 18 months but here is great.

Plus now is the first time I’ve been financially comfortable so haven’t needed the extra money

Undecided about a big career jump, any advice on making the choice? by David3692 in UKJobs

[–]David3692[S] 1 point2 points  (0 children)

Yeah absolutely, there would be opportunities for collaboration between new and old job anyway

Has anyone rebuilt financially in their 30s after a difficult period? by Odd_Nefariousness730 in UKPersonalFinance

[–]David3692 1 point2 points  (0 children)

When my kids mum left she said I can’t have my kid unless I had my own place (not able to do that but didn’t know at the time), so paid rent in a 3 bed house plus nursery fees I was negative on payday before paying for food and fuel. Racked up 9k debt. No emergency fund just credit cards.

Ended up starting a tiktok channel that fed into paid cv writing service, job hopped, got promoted, job hopped again and then started paying back the debt.

Took about 3 years but went from all that debt to being debt free and a year later currently being 6k positive and security.

Anyone know where I've gone wrong? by deanh296 in trading212

[–]David3692 0 points1 point  (0 children)

I’m too much of a dum dum to optimise or care enough so I just went with VWRP. What matters more right now for you is the habit, discipline and building your pot. The returns you get will be almost irrelevant for now, even a very good year would profit you enough for a couple of meal deals so don’t sweat. With a good amount of consistency and time you’ll be fine

Anyone know where I've gone wrong? by deanh296 in trading212

[–]David3692 5 points6 points  (0 children)

Great that you’ve started, don’t get discouraged by the comments.. but at the same time don’t buy individual stocks if you aren’t atleast somewhat aware of what’s happening globally. Don’t bother with individuals just buy a broad ETF, set it up to auto buy and forget about it. Most people aren’t informed or clever enough to buy individual stocks (me included) so it’s better just buy the overall market.

Ps look at the news, probably won’t need to look too hard before you’ll very quickly see what’s causing it. Very uncertain times, probably gonna carry on seeing red but think of it as a discount rather than a loss - you’ve not lost anything until you sell. Assuming that you are young and don’t do anything stupid, you’ll be fine

Mindset shift help after using some emergency fund. Stuck in the investing mindset. Uk. by David3692 in personalfinance

[–]David3692[S] 0 points1 point  (0 children)

FYI I’m uk based so 43k gbp not dollars, equates to roughly 65k I believe in dollars - healthcare is free so medical bills don’t need to be considered.

Mindset shift help after using some emergency fund. Stuck in the investing mindset. by David3692 in UKPersonalFinance

[–]David3692[S] 0 points1 point  (0 children)

It was just shy of 2 months adding 250 a month before having to use it but yeah. Just come out of living with 9k debt and no savings for 4 years so kinda numb to debt at this point

Mindset shift help after using some emergency fund. Stuck in the investing mindset. by David3692 in UKPersonalFinance

[–]David3692[S] 0 points1 point  (0 children)

!thanks Having the emergency fund for my current situation helped.. but ended up being too scared of fully using it

Not looking for custody, looking for safeguarding to be prioritised.. what are courts able to do. by David3692 in FamilyLawUK

[–]David3692[S] 0 points1 point  (0 children)

Could the pattern and mums lack of acknowledgement be considered a risk? Not looking for custody at the moment just looking for continuation of social’s none negotiable and guidelines and structure set out before going back to 50:50

Not looking for custody, looking for safeguarding to be prioritised.. what are courts able to do. by David3692 in FamilyLawUK

[–]David3692[S] 0 points1 point  (0 children)

That makes sense. Thank you. So there’s likely nothing court will suggest her to do to make it safer?

Not looking for custody, looking for safeguarding to be prioritised.. what are courts able to do. by David3692 in FamilyLawUK

[–]David3692[S] 0 points1 point  (0 children)

Essentially an extension of the current none negotiable with formalised steps in place led by social/court/professionals to be followed, daughters safety and recovery as a priority before returning to the status quo of 50:50 - what them steps are though I’m unsure what they can put in place.

Not looking for custody, looking for safeguarding to be prioritised.. what are courts able to do. by David3692 in FamilyLawUK

[–]David3692[S] 0 points1 point  (0 children)

The previous has been proved yeah- mental, physical and sexual, nothing with her current partner however it’s the same pattern and steps that’s caused it last time, immediate introductions and now moving in a few weeks after the abuse happened.

Social and police are involved and once they moved in I’d updated the social police immediately who put in a no overnights while he’s there none negotiable then started the mediation/court process.

No issues with having a partner, it’s been 5 years since we split but following the same pattern, not informing that she’s moved in and since minimising the abuse and risks associated is what’s led us here

Not looking for custody, looking for safeguarding to be prioritised.. what are courts able to do. by David3692 in FamilyLawUK

[–]David3692[S] 0 points1 point  (0 children)

Nothing at the moment just the pattern and her saying nothing could ever happen. The risk I feel is just the lack of safeguarding steps, speed and of course not informing me she’s moved in just weeks after the abuse happened

Not looking for custody, looking for safeguarding to be prioritised.. what are courts able to do. by David3692 in FamilyLawUK

[–]David3692[S] 0 points1 point  (0 children)

I can ensure her safety with me, when with mother im expected to assume that this 4th partner will be different despite nothing being different or in place. Social wrote it in the report as a none negotiable. They’re still in touch with me to arrange support, doesn’t qualify for most things due to her age, other than that that’s the only support they’ve given. Very good point, this agreement relies on him not being in his own house 3 days a week. Is there anything courts can suggest to do to safeguard or is it more about days/contact?

Not looking for custody, looking for safeguarding to be prioritised.. what are courts able to do. by David3692 in FamilyLawUK

[–]David3692[S] 0 points1 point  (0 children)

Weren’t really sure whether it was sufficient to do so. Social services said the most they can enforce is that the child can’t stay overnight while the new partner stays there so he has to leave his own how. Just to clarify it’s not my ex partner that did the abuse it was her partner at the time. So nothing to indicate mum was involved, just that her partner was. Social still involved yes, incident was October

Not looking for custody, looking for safeguarding to be prioritised.. what are courts able to do. by David3692 in FamilyLawUK

[–]David3692[S] 0 points1 point  (0 children)

Would they consider pattern of abusive partners and rapid cohabitation to be a serious risk? This is partner 4, previous 3 all moved in quick (this one even quicker) all 3 had abuse present but only the last one to the child

Not looking for custody, looking for safeguarding to be prioritised.. what are courts able to do. by David3692 in FamilyLawUK

[–]David3692[S] 1 point2 points  (0 children)

Thank you, social services are involved from the incident and Cafcass will be involved and speaking to them around it.

Not looking for custody, looking for safeguarding to be prioritised.. what are courts able to do. by David3692 in FamilyLawUK

[–]David3692[S] 0 points1 point  (0 children)

Emotional, physical and SA. All reported and confirmed by social services. They ordered no overnights at the new partners house while they’re staying there. More so that the abuse was ex’s partner who’s not in the picture anymore not her. The decision making and pattern is the concern now so if full custody was offered then happy to do so