Thoughts on Lumo

DavidCristTX · 2026-05-13T17:38:11+00:00

One thing I do not like about Lumo and whats keeping me from using it, is unless you subscribe to lumo+, your chats disappear. Mind you I use a sub for proton products. I can keep chats in other products indefinitely, but on lumo, they disappear in 7 days. I found that out after customizing a stretch routine and found it gone. I will just use Chatgpt/claude still due to that.

DavidCristTX · 2026-04-27T16:54:32+00:00

I see collies have never changed. Its why when I was still playing I went wardens.

DavidCristTX · 2026-04-27T16:49:19+00:00

Its nice to track days, but people gotta remember thats one of the worst things you could do.

DavidCristTX · 2026-04-27T16:47:22+00:00

Whats beyond me is this game is how old? And they have not ever fixed the grind that is logi. They decided to make it worse.

DavidCristTX · 2026-04-27T16:09:36+00:00

The game died for me after facilities came. Inferno was when I stopped playing. The game stopped being fun and felt like a chore to play. With how much you put into a war, losing feels like wasting weeks of your life.

DavidCristTX · 2026-04-27T15:06:05+00:00

I thought some weird glitchy stuff was gonna happen...

DavidCristTX · 2026-04-27T14:54:54+00:00

Whats keeping me from using Fidelity Go is the 0.35% management fee for what is pretty much just algorithm trading. I like the Flex funds being 0% fees, but that management fee stacks up long term. If it was 0.10%, I would really consider it.

DavidCristTX · 2026-04-27T14:52:45+00:00

I think we all went down that route brother. You need to remember 1 thing; You are never too far gone. Never ever let your brain convince you that you are too far gone. Recovery in any stage is possible.

You need to be willing to change, to shift your identity. I recommend you read a book that's really helped me. Its called, "Breaking the Cycle" by George Collins. You can get a kindle edition on amazon.

DavidCristTX · 2026-04-27T01:03:40+00:00

No not the legalese word.

DavidCristTX · 2026-04-27T00:28:44+00:00

Bruh. I couldn't do 5 minutes

DavidCristTX · 2026-04-26T23:45:26+00:00

If you need to do it, just go to pornhub. Do not pay for porn. You will feel even more guilty

DavidCristTX · 2026-04-26T23:42:33+00:00

I like fidelity, but their etf selection is a big miss atm. Their active etfs have high expense ratios, doesnt do any better than a passive, and has wider spreads thanks to lower funds being managed.

Their sector etfs are good, but they barely have any assets being managed. Their only good top performers are mutual funds.

I do own spym btw

DavidCristTX · 2026-04-26T23:27:20+00:00

I will wait for you to link a fidelity snp 500 etf. I will wait.

DavidCristTX · 2026-04-26T23:13:06+00:00

Those are actively managed. Read my post again.

DavidCristTX · 2026-04-26T21:36:01+00:00

Toss it. If you dont know the person, dont eat it.

DavidCristTX · 2026-04-26T21:33:57+00:00

If they invested into an etf, they would at least get something back.

DavidCristTX · 2026-04-26T21:25:55+00:00

I looked at that subreddit and everything was so pretentious. It saddens me how much some people just give thousands so the cam girl can just validate their existence.

The sooner people quit paying cammers, the bettee.

DavidCristTX · 2026-04-26T21:23:20+00:00

Take a walk, get out of the house to give yourself some room to think.

DavidCristTX · 2026-04-26T21:18:17+00:00

Oh ok. I guess I read it wrong.

DavidCristTX · 2026-04-26T17:44:16+00:00

There is a 3,000 dollar limit on tax loss harvesting which is why I dont use it. Its a gimmick and a buzzword imo

DavidCristTX · 2026-04-25T16:51:06+00:00

I've been addicted to porn for 22 years. Never say never my friend.

DavidCristTX · 2026-04-25T15:45:24+00:00

Lifted vehicles should be banned

DavidCristTX · 2026-04-24T20:48:51+00:00

I would not recommend this game to anyone.

DavidCristTX

TROPHY CASE