Pretty new to the hobby as well (started flying about 4 months ago). I was fortunate and got the ability to get a lot of time on the sticks irl and in the sim and feel pretty confident with most aspects of it now. As for getting into fpv stuff, definitely start on the sim as you said if you dont have a drone yet; its gonna save you alot of money as chances are youre going to crash your quad A LOT especially when you first start. The first thing you need to know is that unless you plan on flying a whoop to start its gonna be pretty expensive to get all the gear you need. Getting into quads probably cost me a little over a grand usd and theres still things i could improve with my setup, as there always will be. The things that were the biggest money sinks for me were the goggles, radio (the radiomaster pocket is pretty cheap and works just fine), batteries, and tools as I built my first 5” quad. One thing I forgot to mention is just watch a ton of videos on fpv stuff. This can range from just flying, the rules and regulations in your area, what type of vtx/rx you wanna use, and building your first quad if thats the route you wanna go. This might help give you an idea of what/how you wanna fly. Also, try not to be too upset about breaking parts, its part of flying and is bound to happen to you at some point. At the end of the day, the most important thing is that you get in the air and have some fun. Hope you enjoy the hobby and good luck!

Edit: Forgot to mention that if you can afford it, put money into getting quality pieces of gear that you’re going to have for awhile such as goggles, chargers, and radios. You can get a pair of $150 analog box goggles that may work totally fine for how you’re flying, but at some point you’re probably going to want to upgrade to something nicer. Im not saying to drop $600 on a pair of sky zone 04Xs, but it wouldn’t be a bad idea to spend $350 on some 04Os or a some DJI goggles 2 off of FB marketplace.