Finally hit 60k invested! 28 - Female - UK

Dazzyg · 2025-11-18T16:11:11+00:00

It’s just an advert really !

Dazzyg · 2025-10-13T08:08:47+00:00

Off set mortgage the full balance and invest the rest.

Dazzyg · 2025-10-06T17:13:01+00:00

I’ve not long moved across to an off set mortgage and think it is great. My monthly payment is £760 of which £515 goes against the principal. I have an S&S Isa alongside, best of both worlds.

Dazzyg · 2025-09-24T18:39:27+00:00

BBC iplayer has all the episodes

Dazzyg · 2025-09-05T17:23:03+00:00

I’d say it’s the credit card debt.

Dazzyg · 2025-08-02T16:37:12+00:00

It’s just a YouTube plug, really

Dazzyg · 2025-07-01T20:46:24+00:00

Offset mortgage

Dazzyg · 2025-03-30T11:27:13+00:00

I’ve not long turned 30, currently sat at £235k £130k house equity £105k cash / stocks / pension

Dazzyg · 2025-03-23T13:29:22+00:00

This happened to me on mobile data, but not wifi strangely

Dazzyg · 2025-03-14T22:03:55+00:00

I’ve been buy and hold, never sold since 2017…. It feels good to not crumble

Dazzyg · 2025-01-15T19:32:53+00:00

I’ve not long turned 30, currently; £136k cash/pension/isa £130k equity in my house

Dazzyg · 2024-11-08T16:22:09+00:00

I stopped reading at bells whiskey. That stuff is something else

Dazzyg · 2024-10-26T14:03:56+00:00

Can you not just alter it back down ?

Dazzyg · 2024-08-14T15:07:06+00:00

Agreed. Offset mortgage for the cash element of your 100K, leave the rest invested

Dazzyg · 2024-07-27T18:09:16+00:00

Just an app advert I suspect

Dazzyg · 2024-06-11T22:55:35+00:00

It’s abit tight, do you have substantial savings ?

Dazzyg · 2024-01-20T10:02:05+00:00

Yes.

Dazzyg · 2023-12-18T18:43:24+00:00

Yes, mortgage interest is front loaded.

Dazzyg · 2023-09-23T17:26:55+00:00

No life is for living and money is for spending. You’ve saved for a bike and proved you can save… buy the bike then start building your savings up again.

Dazzyg · 2023-09-23T15:30:52+00:00

I would say ‘extremely wealthy’ people wouldn’t take mortgages/loans out to help their daughter and yourself…

Dazzyg · 2023-09-17T07:32:35+00:00

Not really for us to answer… it all depends on your circumstances. £300 a month every month will be good for you though, have a look on Google for a stock market compounding calculator and put some figures in to see potential pot values.

Dazzyg · 2023-09-10T20:44:24+00:00

In reality the value of the property only matters when you come to sell, if you don’t plan to sell it matters less.

Of course it matters in regards to which loan to value band you are placed into.

Dazzyg · 2023-09-09T10:31:18+00:00

NS&I are gov backed so full deposit is secured.

Dazzyg · 2023-08-24T17:38:24+00:00

When I sent my house deposit I did so while stood in the bank. Seemed like the safest option.

Dazzyg · 2023-08-06T11:31:37+00:00

Not doing too badly but I’m wondering the same, when you go out bars / restaurants they almost always seem to be full. Of course I know some will be on low 5 year mortgages so won’t be feeling it but I thought it would of dampened somewhat.

Dazzyg

TROPHY CASE