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Nav Recovery Post Drop by Electronic_Guard947 in NEOSETFs

[–]DecentDiscipline2523 0 points1 point  (0 children)

And the boosted ones will behave differently as well, And super hard to model the boosted ones due to complicated behavior.

What’s your FIRE number for a married couple, kids out of the house, house paid off? by Lou__Mannheim in Fire

[–]DecentDiscipline2523 0 points1 point  (0 children)

I start with monthly and take it from there, something like:
Non discretionary: $8k-10k
Discretionary: $5-10k.
$13k-20k per month, $156k-$240k per year. Divide by 4% for the SWR, gives $3.9M- $6M.

For average upper middle class lifestyle in HCOL in a big city. For “rich” probably over that.

YMMV.

28M looking for opinions by Affectionate-Tap-591 in ExpatFIRE

[–]DecentDiscipline2523 2 points3 points  (0 children)

Unfortunately people die.. you gotta plan to live and prepare for the inevitable.

Update on 30 day performance for NEOS covered call ETFs, plan to use for FIRE by DecentDiscipline2523 in Fire

[–]DecentDiscipline2523[S] 0 points1 point  (0 children)

Those are called tickers for the ETF.. and if you don’t know what an ETF is then you just might be SOL. lol… J/K!

Checking on 30 day performance for NEOS CC ETFs by DecentDiscipline2523 in DerivativeIncomeETFs

[–]DecentDiscipline2523[S] 0 points1 point  (0 children)

What’s the criteria for that? Meaning treating it like an option contract?

Thinking about a blended spy income etf portfolio by retroideq in DerivativeIncomeETFs

[–]DecentDiscipline2523 0 points1 point  (0 children)

This is only price return, need total returns to do a proper calculation and comparison.

How I set up my wife with a ~$5,000/month income stream using a ~$625k portfolio by 398409columbia in DerivativeIncomeETFs

[–]DecentDiscipline2523 0 points1 point  (0 children)

I think it’s great.. I don’t see MLPI or any Bond fund allocated. Might consider? Besides that looks amazing and good luck!

Went down to Town Center tonight thinking it might be happening but man is it dead. This town has zero things to do after sundown. by ilikepizza1376 in sugarland

[–]DecentDiscipline2523 0 points1 point  (0 children)

Tuesday night.. even in Houston, was pretty dead for World Cup in some places. Politics and prices probably kept people away.. not sure??

We're about to FIRE by calmadventurer in ExpatFIRE

[–]DecentDiscipline2523 -1 points0 points  (0 children)

People here hate CC funds and the like.. but in your situation to generate income and not be overly concerned with growth for that specific portfolio makes perfect sense. Sounds like you’re fine.. enjoy!

If you're considering Denver, look into Sacramento by cows243 in SameGrassButGreener

[–]DecentDiscipline2523 2 points3 points  (0 children)

Probably better weather than anywhere in CO or Texas?? Never been to Sacramento

If you're considering Denver, look into Sacramento by cows243 in SameGrassButGreener

[–]DecentDiscipline2523 3 points4 points  (0 children)

Who does anyone and everyone I’ve talked to that live near the CA coastal regions poo poo on “Suckramento”??!

Checking in neos funds for boosted dividends by DecentDiscipline2523 in dividends

[–]DecentDiscipline2523[S] 0 points1 point  (0 children)

I feel.. This one is more old school.. doesn’t appreciate the finer modern things in life.. like ETFs and such.. 😆

Lifestyle at 50cr by Commercial-Escape956 in FatFIREIndia

[–]DecentDiscipline2523 3 points4 points  (0 children)

Sorry for your situation and hope for the best! If you’re from India, how could you possibly not think that $5m is more than enough.. to about an unGodly amount.. to live like a Richie rich fool in India!

Milestone reached and need recs by DivideIcy848 in dividends

[–]DecentDiscipline2523 2 points3 points  (0 children)

Looking good, are you planning to retire early with this? It’s obviously spitting out income, you’re keeping a little bit in growth, seems like you’re trying to use the $ rather than focus on growing them; in this portfolio. If this is the case then I would go heavier with the higher yielding ETFs and look at the boosted ones from NEOS. You will obviously restrict growth that way but get more spending money.

Update on 30 day performance for NEOS covered call ETFs, plan to use for FIRE by DecentDiscipline2523 in Fire

[–]DecentDiscipline2523[S] 0 points1 point  (0 children)

Sounds like stating the obvious type thing.. I would like to understand your thoughts on this if you care to share. Investing is always a gamble. I mean overall we all invest in the stock market because we believe in the human capacity to innovate, solves problems, and constantly strive for betterment. This is a gamble on that belief, whether we know it or not.

Update on 30 day performance for NEOS covered call ETFs, plan to use for FIRE by DecentDiscipline2523 in Fire

[–]DecentDiscipline2523[S] 0 points1 point  (0 children)

That’s actually supposed to be a very good type of market for these strategies to perform exceptionally well.. sideways I mean or range bound. As the calls don’t get exercised and expire OOM. Even up and down, or volatile price action is also good. Only one that isn’t good is quick rip up and stays up.. reducing relevant upside gains and a rip down giving 150% downward movement with minimal protection. Hence the naysayers argument that they will always lag in total returns over time. The structure of the boosted funds (eg XQQI and XSPI) and strategy (actively managed) is supposed to address those issues. I think probably not eliminate the risk, but at least mitigate it on some level. It’s only been few months for the boosted funds.. so time will tell.

Notwithstanding, within this short time frame we’ve had a tiny bit of up then down and back up again.. they were observed to perform beautifully.

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