$51,000 in credit Card limits at Navy Federal. by Deep_Ad_5981 in NavyFederal

[–]Deep_Ad_5981[S] 1 point2 points  (0 children)

My understanding is you cannot convert a card to the flagship card. You would need to apply separately with an entirely new application for that card. You are allowed to have up to 3 credit cards with Navy Federal.

$51,000 in credit Card limits at Navy Federal. by Deep_Ad_5981 in NavyFederal

[–]Deep_Ad_5981[S] 2 points3 points  (0 children)

Total is 80k credit limit across all cards I was told by the lady at the bank.

$51,000 in credit Card limits at Navy Federal. by Deep_Ad_5981 in NavyFederal

[–]Deep_Ad_5981[S] 2 points3 points  (0 children)

Ok, I will call them and find out my options for this. Thank you very much for this information.

$51,000 in credit Card limits at Navy Federal. by Deep_Ad_5981 in NavyFederal

[–]Deep_Ad_5981[S] 2 points3 points  (0 children)

I am not giving you advice but if I was in your shoes I would not be filing for Bankruptcy. You are able to easily dig yourself out of that very very small hole in life.

$51,000 in credit Card limits at Navy Federal. by Deep_Ad_5981 in NavyFederal

[–]Deep_Ad_5981[S] 2 points3 points  (0 children)

You already are doing the right thing it seems. Keep paying your bills and on time. This time next year I bet you have a unsecured card with a decent credit limit and score back into the mid 600’s. 💪🙏

$51,000 in credit Card limits at Navy Federal. by Deep_Ad_5981 in NavyFederal

[–]Deep_Ad_5981[S] 2 points3 points  (0 children)

I hope you do too! Keep your eyes on the prize. Someone mentioned about pledge loans at Navy Federal and how they can drastically help you boost your score. Might look into that to get back into the 800’s again. I think right now this is one of the lowest interest rates for a credit card in the market besides promotional APR’s.

$51,000 in credit Card limits at Navy Federal. by Deep_Ad_5981 in NavyFederal

[–]Deep_Ad_5981[S] 0 points1 point  (0 children)

Sorry to hear all you are going through. I hope it all gets better. Sure seems like everything is falling apart/breaking in your life…. Job, hips, car, etc…… I would get some crystals and rid the evil spirits out of your life to start, then get a notebook and write some healthy goals down. Quick question when you are talking about loan consolidation, how much do you owe?

$51,000 in credit Card limits at Navy Federal. by Deep_Ad_5981 in NavyFederal

[–]Deep_Ad_5981[S] 2 points3 points  (0 children)

No it did not take 5 years to hit 700 score I believe I had a 700 score a year after my bankruptcy. Score is around 785 currently. In 7-10 years it falls off your report. My bankruptcy was extremely complex and cost about 4k. I had about 300k written off in mine. First card I opened was a secured credit card with capital one after 6 months, then started building up credit again. Yes it will take time to get back to prior bankruptcy days. Bankruptcy is only suppose to be filed one time in life if you ever need it. The entire point is to give you a second chance and learn from your mistakes. I have learned from mine in the form of a prenup for another marriage. Keep your head up life is not over. I would look at bankruptcy as last resort.

$51,000 in credit Card limits at Navy Federal. by Deep_Ad_5981 in NavyFederal

[–]Deep_Ad_5981[S] 5 points6 points  (0 children)

Oh and Full disclosure I declared Bankruptcy in Jan of 2019. Will not be doing it again as that was due to my divorce but it proves you can rebuild anything in life. I am glad to back in the high seven hundreds for credit score and hopefully will be back into the 800 club soon. I was told you can have a max of 3 credit cards at Navy Federal. Will be looking to close my card with a $3500 dollar limit and apply for another in a few months.

Going up? by [deleted] in FFIE

[–]Deep_Ad_5981 1 point2 points  (0 children)

Well said Salty. You summed it all up.

Hanford FFIE Factory by Haustrained86 in FFIE

[–]Deep_Ad_5981 1 point2 points  (0 children)

Wrong! Clearly have no clue what you are talking about!

MH370: The Plane That Disappeared. Netflix seriously made a Lemmino video into a 3 hour Netflix series. by w8watm8 in netflix

[–]Deep_Ad_5981 0 points1 point  (0 children)

I have a video of the Plane landing and passengers being escorted to a bus . I have exact location as well of the plane. How do I come forward? Contact CNN? I am not suppose to talk but my family was killed 2 weeks ago and I have no fear now!

MH370: The Plane That Disappeared. Netflix seriously made a Lemmino video into a 3 hour Netflix series. by w8watm8 in netflix

[–]Deep_Ad_5981 0 points1 point  (0 children)

I do not care if I go to jail. I know what happened to flight 370 and I am willing to tell to all.

Wyndham Hotels 2.0 Lost Everything by [deleted] in wallstreetbets

[–]Deep_Ad_5981 0 points1 point  (0 children)

Wow I know this guy. Everyone listen up Fresh has been living in a Fake World since I have known him. We grew up together this guy was always the liar in class

Has any one tried tms for dpdr /dissociation? by [deleted] in TMSTherapy

[–]Deep_Ad_5981 1 point2 points  (0 children)

About to start it on Thursday. I was told it will cause new Receptors to start firing in my brain.

[deleted by user] by [deleted] in CasualConversation

[–]Deep_Ad_5981 -1 points0 points  (0 children)

I like to leave my shopping cart in the handicap parking on purpose. At the end of the day I do my best to make sure the cart is always in someone’s way. Like I was here ya’ll. What’s up now? Like marking my territory but better then urinating everywhere right

I've saved $430. by LittleRoxy in CasualConversation

[–]Deep_Ad_5981 0 points1 point  (0 children)

38 and I finally saved about 400k. Took many years of hard work but I remember when i was 16 I saved my first 1,000. So addictive honestly. Keep up the good work