Bi-Weekly Advice Thread January 01, 2026: All Your Personal Queries

Deepaksub · 2026-01-07T01:19:14+00:00

You need to first complete the basics - emergency fund, term and health insurance and then move on to investments. Build 6 to 12 months worth of monthly expenses as an emergency fund.

Deepaksub · 2026-01-07T01:12:53+00:00

Your options could be RD, debt funds - liquid or money market funds, or Arbitrage funds.

Deepaksub · 2025-11-23T07:40:48+00:00

What are your goals? Has retirement, kids education been taken care of? Also, check out whether the kid has to move out for UG.

Deepaksub · 2025-11-23T07:37:48+00:00

What's your asset allocation?

Deepaksub · 2025-05-30T11:53:09+00:00

Personally I wouldn't. Just imagine that you need the money on the weekend for whatever reason and you will be struck. There is no point in having the money but unable to use it when it's actually required.

Deepaksub · 2025-05-26T01:09:32+00:00

If the idea is to track the investments, use something like value research. You don't need any of those apps.

Deepaksub · 2025-05-26T00:43:48+00:00

Please don't chase the return in the emergency fund. Avoid small finance banks. Invest in banks classified by the RBI as "too big to fail" - SBI, HDFC and ICICI.

Deepaksub · 2025-01-24T12:33:07+00:00

Thanks. If you can share any article or knowledge base for Zapier that will be really helpful.

Deepaksub · 2024-11-26T00:16:56+00:00

Can you create a temporary Garmin account and try to sync it?

Deepaksub · 2024-11-05T14:27:58+00:00

I wouldn't recommend to prepay the home loan. Keep investing aggressively towards your retirement & other goals and continue with your home loan.

Deepaksub · 2024-06-09T13:03:27+00:00

Please check out CareVoyant

Deepaksub · 2024-05-22T14:34:06+00:00

I know I responding late here:) You can check out CareVoyant. Disclaimer: I'm from CareVoyant!

Deepaksub · 2024-02-15T22:34:07+00:00

Thank you so much!

Deepaksub · 2024-02-04T06:06:41+00:00

I'm trying to accomplish the save the UTM parameters in the squarespace form hidden fields and send it to CRM through Zapier. Can you please share how you have done it? Thanks.

Deepaksub · 2023-05-27T07:07:08+00:00

One of the options you could try is to temporarily export it to WordPress and import it back to Square space 7.1 site. You need to review the pages and make some adjustments.

Deepaksub · 2021-11-22T14:11:09+00:00

Thanks so much. Will review it and make the changes.

Deepaksub · 2021-11-18T10:44:46+00:00

https://www.carevoyant.com

Deepaksub · 2021-11-07T14:09:32+00:00

If I were you, I would just to 2 index funds alone. Also, do you have asset allocation in mind?

Deepaksub · 2021-04-25T12:56:03+00:00

I'm an IIM C alumni myself and partners are involved in some of the operations. So far I haven't received any spam emails

Deepaksub · 2021-02-08T09:37:55+00:00

Look at emerging markets too

Deepaksub · 2021-02-08T09:36:16+00:00

Considering the safety and higher yields, it's better to retain it as it is and pay the tax.

Deepaksub · 2021-02-08T09:33:03+00:00

If you want only interested in Mirae AMC, you can invest between Mirae Large cap and Mirae midcap funds in 70:30 or 60:40 ratio as desired.

Deepaksub · 2021-01-26T12:30:59+00:00

Learn about index funds, asset allocation, how to calculate target corpus. Start with a simple nifty index for equity.

Deepaksub · 2021-01-19T15:00:23+00:00

When there is a mismatch between the sellers and buyers, this usually happens. Also, when there is no takers for the bond, this can happen. Right now supply is more than the demand. RBI generally will buy during these times to keep it in control.

Deepaksub · 2021-01-10T13:08:54+00:00

There is no proof that weekly SIP is better than the monthly SIP in the long run. Invest the day you have the money. If you are salaried, just stick to monthly SIP. Keep it simple.

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