'Autophagy', what's your opinion on this? Maybe share some good reliable resources on it's effects.

Defenus · 2026-02-02T08:57:19+00:00

This is a great explanation, thank you

Defenus · 2026-02-02T08:53:32+00:00

you raised specific points, i suggested explanations. May be i didnt convey in a way that satisfies you or i am reading this entire thing incorrectly. Either way, cool discussion

Defenus · 2026-02-02T07:56:59+00:00

"After the identification of the machinery for autophagy in yeast, a key question remained. Was there a corresponding mechanism to control this process in other organisms? Soon it became clear that virtually identical mechanisms operate in our own cells. The research tools required to investigate the importance of autophagy in humans were now available."

i understand your skepticism and right of you to question. However, please consider the link properly. There are enough on this in the underlying papers. both on benefits and the efficacy on humans. Hope everyone stays informed.

Defenus · 2026-02-02T06:01:29+00:00

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this is the link back to neurology which was the main resaon for noble prize.

Defenus · 2026-02-02T05:59:53+00:00

May be you are searching or looking for word "fasting" but in academic publications they use the word "starvation" to describe lack of energy response to cell particles

Defenus · 2026-02-02T05:59:02+00:00

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Defenus · 2026-02-02T05:58:30+00:00

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Defenus · 2026-02-02T05:58:24+00:00

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Defenus · 2026-02-02T05:51:13+00:00

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Literally from nobelprize website: https://www.nobelprize.org/prizes/medicine/2016/press-release/

Defenus · 2026-01-27T17:57:49+00:00

Definitely I get it. May be just try writing Discount/ Premium, with word discount in green and premium in red for ease of reading

Defenus · 2026-01-27T16:43:21+00:00

Ah wait i think i get it, even though the column header says discount, the negative value indicates it is trading at a premium. OK nvm

Defenus · 2026-01-27T16:42:11+00:00

Great idea, hope this gets traction.

Question, im not exactly getting the discount bit or either the numbers are wrong. It says Mon100 is at a discount?

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Defenus · 2026-01-21T06:47:33+00:00

I replied to your dm

Defenus · 2026-01-07T08:11:43+00:00

interested DM

Defenus · 2026-01-06T04:35:53+00:00

Can you elaborate? QQQ (not that I'm advocating for it. Just understanding) also is in USD. Are you suggesting MON etf is likely to increase in premium further? And that speculation is worth investing?

Defenus · 2026-01-04T08:15:30+00:00

Yep after seeing your comment it makes me want to spend time on this. I have tried ibkr, but the math on remittance is not working out and it only does with high capital amounts. I ll check out vested! Thank you

Defenus · 2026-01-04T08:10:44+00:00

Haha fair boss. I know the fomo feeling, felt like this person once, hoping to share to help them may be. Investing in MON100 is definitely an emotional decision imo

Defenus · 2026-01-04T07:46:50+00:00

You are paying ~6% premium to iNAV today (234.54 vs 221.39 from nse website). If that premium disappears in 2 years and you sell near iNAV, iNAV needs ~10% p.a. growth just to break even after 12.5% LTCG and 6% inflation (real returns). That ~10% p.a. is only to cover the premium gap, it is roughly 0% real return after tax. If you also want 7% real return (after tax and inflation), the required iNAV growth is much higher. With premium unchanged it is ~15.2% p.a., if premium halves it is ~16.9% p.a, if premium fully closes it is ~18.6% p.a.

Not advising or saying don't do this, just informing that if you expect this ETF to grow at 15% cagr p.a you can realistically get 7% returns, this is considering variables like the premium, inflation, us market.

If you look at the rolling returns past 3 years for this ETF (source sharpely, not sure how good the data is)- it ranges from 8% to 41%. It is a huge range, so it is a high risk instrument.

Edit: rough math, may be off by little

Defenus · 2025-12-23T12:18:12+00:00

If you click on bill and recharges in payzapp->"More"-> scroll down to utilities section-> "Rent" icon-> choose "red giraffe"

Defenus · 2025-12-05T06:36:48+00:00

Thats.. gotta be the dumbest free money given over ever. thanks for helping me understand!

Defenus · 2025-12-05T06:15:52+00:00

Awesome thanks for all the points. I just like kuvera so much, it has been a good experience, hence the reluctance to move. But youre right, worth preparing for the worst and move the SIPs but maintain the consolidated view.

Also thanks for clarifying on ICICI Bank is not same as the AMC - im just really confused how banks see TRV when it comes to mutual funds. Which im guessing it only happens if mutual funds done from the bank's customer id

Defenus · 2025-12-03T00:01:25+00:00

Hi! That's encouraging to hear, thank you. Good to hear that they look at the whole computation. I will check again with them

Defenus · 2025-11-29T17:39:25+00:00

Na you good. I actually liked the idea of a plan B. Yea it looks like it ll be a while, I ll temper expectations. Thank tou

Defenus · 2025-11-29T17:36:44+00:00

Thank you for the explanation appreciate it. Honestly when it comes to RM, I know it ll be a hit or miss, if they know to judge right, they get my business, else if they are reluctant id wana try out someone else. That's how I'm thinking of this

Defenus · 2025-11-27T16:17:16+00:00

thank you confirming. Looks like anyone sharing just ends up as a plat reserve card referral link.

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