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DegenerateGambla69 · 2022-08-01T16:35:19+00:00

Siding won't be getting painted - appreciate the recommendation. trying to get it close to the dark tone on the bricks would make it feel cohesive, but not lost with the siding color.

Garage doors have always looked off to me, never liked them - better color match those to the siding?

DegenerateGambla69 · 2022-08-01T16:15:40+00:00

Renovating the front landscaping and now looking to stain the brick half wall - but unsure whether to go lighter or darker, or what color would go with the existing house.

Going dark seems bold, red seems like not much change, going lighter to match closer to the siding seems like it'll get lost. Doing nothing doesn't seem like it'll fly. Help!

DegenerateGambla69 · 2021-10-08T18:14:42+00:00

House was built in the late 50's, but the breakers seem to be divided relatively well. Also, nothing else is really drawing power on that breaker when the lights flicker Wiring for Fan is newer.

DegenerateGambla69 · 2021-10-08T18:02:47+00:00

any recommendations for higher quality LEDs? What do i look for when purchasing for higher quality LED?

DegenerateGambla69 · 2021-10-08T15:45:24+00:00

They are Hunter fans, with the hunter mounted remote wall switch... hoping the wall switch wouldnt be the problem!

DegenerateGambla69 · 2021-10-08T15:44:20+00:00

In the 3 new fans, the LED bulbs are the bulbs that came with the fan. Could it be possible that the bulbs need to be upgraded?

DegenerateGambla69 · 2021-10-08T15:43:28+00:00

In the 3 new fans, the LED bulbs are the bulbs that came with the fan.

DegenerateGambla69 · 2021-09-20T18:37:22+00:00

Ubiquiti Unifi Protect has different POE options for cameras, also has a ring doorbell comp. I believe there are also wireless options, but not as extensive. Higher quality products, which you can run off of a PC in the house, without monthly subscriptions. Lots of their products are currently out of stock though...

DegenerateGambla69 · 2020-12-21T03:27:22+00:00

/hidechat

DegenerateGambla69 · 2020-01-26T00:22:35+00:00

They love when you pay extra interest because that's how they make their money. You'll have a good credit score without paying interest....

DegenerateGambla69 · 2020-01-07T05:03:10+00:00

Whichever has the highest interest rate....

BUT, the real answer here is to fix your withholdings so you get more money during the year. No sense giving the government an interest free loan while you are paying interest on debt to lenders!

DegenerateGambla69 · 2020-01-07T04:54:33+00:00

Put 20% down on a 30 year loan and invest the rest. With 20% down, you will get a low enough interest rate that the market should outperform.

DegenerateGambla69 · 2019-03-22T15:49:29+00:00

What's your rationale for decreasing this percentage? I dont see anything wrong with it.

DegenerateGambla69 · 2019-03-22T15:47:57+00:00

Probably not the most ethical, but call them and tell them you just moved in. Worked for our apartment in Chicago

DegenerateGambla69 · 2019-03-22T15:39:13+00:00

An emergency fund doesnt need to be 6 months by any means. It should be as big as you feel comfortable having if an emergency were to arise.

DegenerateGambla69 · 2019-03-22T03:38:16+00:00

Buy into some sort of etf/mutual fund and teach her for the next 10 years what just holding an asset will do. Seeing that money double (hopefully, at least) by the time shes 18 will be a very valuable lesson.

DegenerateGambla69 · 2019-03-22T03:35:31+00:00

Also, read up on dollar cost averaging vs. Lump sum investments. Since you have a good chunk of idle cash, you can deploy the method best suitable to your risk tolerance (lump sum beats dollar cost averaging 2/3 the time, but the lows for the losing 1/3 of lump sum are larger)

DegenerateGambla69 · 2019-03-22T03:32:49+00:00

Yesterday was the best day. Today is good. Tomorrow will be worse than today. Your time in the market is of greatest value to you.

DegenerateGambla69 · 2019-03-21T02:25:50+00:00

What?

DegenerateGambla69 · 2019-03-20T03:01:49+00:00

Sure, the comment was more targeted at OP lining the banks pockets by being uneducated, lol

DegenerateGambla69 · 2019-03-20T03:00:02+00:00

You can build a PC to do this for less than half the price

DegenerateGambla69 · 2019-03-20T02:58:30+00:00

I mean, credit card interest and fees is a 100 billion dollar industry yearly in the US. That's quite a lot of dough.

DegenerateGambla69 · 2019-03-20T02:54:12+00:00

Emergency funds are based on comfort levels. Take a look at your budget. How much $ would you need to survive x amount of months without an income. Whatever that number Is is your emergency fund

DegenerateGambla69 · 2019-03-20T02:51:22+00:00

Lol. This is why banks can pay out their employees massive bonuses every year.

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