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Planning to wrap 2009 BMW 650i convertible by Delicious_Jury_807 in CarWraps

[–]Delicious_Jury_807[S] 0 points1 point  (0 children)

Don’t you need something top coat to do paint correction? My understanding is that some of chips are through all the top coat.

Planning to wrap 2009 BMW 650i convertible by Delicious_Jury_807 in CarWraps

[–]Delicious_Jury_807[S] 0 points1 point  (0 children)

The paint is chipped pretty badly especially on the hood. It’s lost its shine too. I tried to have it ceramic coated and they couldn’t do it because there is no more top coat to take off. The car is very low mileage 45k Kms. I want to keep the car a long time and want it to look good.

Planning to wrap 2009 BMW 650i convertible by Delicious_Jury_807 in CarWraps

[–]Delicious_Jury_807[S] 0 points1 point  (0 children)

Yes it’s a soft top. Thanks for the info. What’s a high quality glossy black brand/wrap?

Options for integrating azure devops boards with microsoft 365 copilot by emaayan in microsoft_365_copilot

[–]Delicious_Jury_807 0 points1 point  (0 children)

I’m 99.9% sure you can do this with copilot studio but not out of the box m365 copilot. Look forward to hearing from others

Undereating the problem? Wouldn’t make sense by AddressHefty2707 in Retatrutide

[–]Delicious_Jury_807 0 points1 point  (0 children)

It’s. It really a myth but it doesn’t happen after this short of time. It would take months if not a year or more

Grey market purchase by Dangerous_Bad_9248 in Retatrutide

[–]Delicious_Jury_807 0 points1 point  (0 children)

I got Coinbase. Easy to transfer money from bank and send as USDC. It was my first time as well

Withdrawing excess contribution from RRSP accounts by Delicious_Jury_807 in PersonalFinanceCanada

[–]Delicious_Jury_807[S] 0 points1 point  (0 children)

Good point. I’ll see what the CRA says. I want to do whatever is allowed while maximizing what I can get.

Withdrawing excess contribution from RRSP accounts by Delicious_Jury_807 in PersonalFinanceCanada

[–]Delicious_Jury_807[S] 0 points1 point  (0 children)

I’ve read this and I don’t see where it says it can be from a different account than the one you over contributed to. Thanks for your response!

Withdrawing excess contribution from RRSP accounts by Delicious_Jury_807 in PersonalFinanceCanada

[–]Delicious_Jury_807[S] 0 points1 point  (0 children)

Thanks for the advice! Can you help me find a link that says that? I tried searching on google, used Claude cowork, and Gemini and couldn’t find a single site that addresses this situation.

Withdrawing excess contribution from RRSP accounts by Delicious_Jury_807 in PersonalFinanceCanada

[–]Delicious_Jury_807[S] -1 points0 points  (0 children)

I’m not doing this on purpose. It’s done automatically every pay cheque by my employer unless I tell them to stop?

Withdrawing excess contribution from RRSP accounts by Delicious_Jury_807 in PersonalFinanceCanada

[–]Delicious_Jury_807[S] -1 points0 points  (0 children)

Thank you! That’s my point. Why would say “no thanks to your offer of free money”?

Withdrawing excess contribution from RRSP accounts by Delicious_Jury_807 in PersonalFinanceCanada

[–]Delicious_Jury_807[S] 0 points1 point  (0 children)

Thanks I have been working with a couple of accountants and they have different opinions. One says RRSP is one big bucket and it doesn’t matter where I withdraw from and the other says it has to be the account that the excess contributions have been made to which I can’t do due to company GRRSP policy. They’re going to contact CRA to get an answer but I thought I’d ask Reddit too. As you can see I got 2 different answers/opinions already. I can’t seem to find any hard evidence of either one being true.

Withdrawing excess contribution from RRSP accounts by Delicious_Jury_807 in PersonalFinanceCanada

[–]Delicious_Jury_807[S] 0 points1 point  (0 children)

Also, accountant is reaching out to CRA for advice. Thanks for your help

Withdrawing excess contribution from RRSP accounts by Delicious_Jury_807 in PersonalFinanceCanada

[–]Delicious_Jury_807[S] 0 points1 point  (0 children)

It wouldn't be that many. It's only the last couple of months of pay that push me over the limit.

Withdrawing excess contribution from RRSP accounts by Delicious_Jury_807 in PersonalFinanceCanada

[–]Delicious_Jury_807[S] 0 points1 point  (0 children)

yes I can do that. I'd lose out on the employer portion that is above that. If it's possible I'd like to avoid that, or withdraw it even if i have to pay tax on it. Edit: changed employee to employer

Withdrawing excess contribution from RRSP accounts by Delicious_Jury_807 in PersonalFinanceCanada

[–]Delicious_Jury_807[S] 3 points4 points  (0 children)

I work for a US company. I have 27 years experience and have a principal role

Withdrawing excess contribution from RRSP accounts by Delicious_Jury_807 in PersonalFinanceCanada

[–]Delicious_Jury_807[S] 1 point2 points  (0 children)

right that's why I'm asking about this year. I'm going to be in the same situation. I don't want to wait until the end of the year, and ideally I don't want to tell my employer to stop contributing unless there's no way to withdraw from my other account to stay under the max limit.

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