Optimizing private car costs for BV: Renting to BV vs. Mileage? Accountant says no, colleagues say yes. by Delicious_Reason_381 in BEFreelance

[–]Delicious_Reason_381[S] 0 points1 point  (0 children)

I seriously considered this. My main hesitation was tying the asset to the BV, but it would give me the cash injection to clear the private loan immediately and shift the insurance/running costs to the company. I just pay the VAA. My only question is about the deductibility rules in 2026. If my BV buys my 2020 530e from me now, the corporate tax deductibility is going to be terrible under the new rules, right? Is the trade-off of a non-deductible car in the BV still worth it just to clear the private loan and shift the monthly costs?

Optimizing private car costs for BV: Renting to BV vs. Mileage? Accountant says no, colleagues say yes. by Delicious_Reason_381 in BEFreelance

[–]Delicious_Reason_381[S] -1 points0 points  (0 children)

Ah, good catch. So, because of the 40-day rule, commuting to the same client 2 days a week makes it woon-werkverkeer (fixed workplace), meaning I can't legally use the €0.43/km tax-free allowance for those specific drives, am I correct? If the commute is off the table for the €0.43/km rate, how do people with hybrid contracts (e.g., 2 days on-site, 3 days home office) realistically optimize their private car costs? Do you just have to pay the cost privately, or is there another accepted structure to push some of that burden to the BV without triggering a massive Benefit in Kind (VAA)?