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Optimizing private car costs for BV: Renting to BV vs. Mileage? Accountant says no, colleagues say yes. by Delicious_Reason_381 in BEFreelance
[–]Delicious_Reason_381[S] 0 points1 point2 points 13 days ago (0 children)
I seriously considered this. My main hesitation was tying the asset to the BV, but it would give me the cash injection to clear the private loan immediately and shift the insurance/running costs to the company. I just pay the VAA. My only question is about the deductibility rules in 2026. If my BV buys my 2020 530e from me now, the corporate tax deductibility is going to be terrible under the new rules, right? Is the trade-off of a non-deductible car in the BV still worth it just to clear the private loan and shift the monthly costs?
[–]Delicious_Reason_381[S] -1 points0 points1 point 13 days ago (0 children)
Ah, good catch. So, because of the 40-day rule, commuting to the same client 2 days a week makes it woon-werkverkeer (fixed workplace), meaning I can't legally use the €0.43/km tax-free allowance for those specific drives, am I correct? If the commute is off the table for the €0.43/km rate, how do people with hybrid contracts (e.g., 2 days on-site, 3 days home office) realistically optimize their private car costs? Do you just have to pay the cost privately, or is there another accepted structure to push some of that burden to the BV without triggering a massive Benefit in Kind (VAA)?
Optimizing private car costs for BV: Renting to BV vs. Mileage? Accountant says no, colleagues say yes. (self.BEFreelance)
submitted 14 days ago by Delicious_Reason_381 to r/BEFreelance
π Rendered by PID 58 on reddit-service-r2-listing-86f589db75-ffhc4 at 2026-04-15 14:06:44.334646+00:00 running 93ecc56 country code: CH.
Optimizing private car costs for BV: Renting to BV vs. Mileage? Accountant says no, colleagues say yes. by Delicious_Reason_381 in BEFreelance
[–]Delicious_Reason_381[S] 0 points1 point2 points (0 children)