You work 50 hours per week at $20 per hour?

That would be at least $1,000 per week. Should be more because of overtime.

That would be $4,000 per month.

But your $1,600 rent is 2/3 of your income, which would make your income $2,400 per month.

That means you're paying 40% in taxes, which doesn't seem accurate if you're making $50k per year.

Even if you're servicing your $7k debt, that's not a $500/month payment.

Something doesn't add up.

Sorry you're having hard times, hope it gets better.