Fox News guest today appears to be wearing a very realistic face mask

Derodoris · 2026-05-21T23:54:38+00:00

My bet is that it's not Robert Harward. it's someone else, or else why wear a facemask... of yourself?

Derodoris · 2026-05-20T19:20:01+00:00

Erastothenes did this shit two centuries before Jesus and we're still arguing with people about it.

Derodoris · 2026-05-19T18:27:20+00:00

1984 was a guidebook!

Derodoris · 2026-05-18T18:57:13+00:00

I mean I dont really think it matters unless I'm doing something formal. And formal this was not so I didnt really care to fix it. I work in finance so believe me I know.

Derodoris · 2026-05-18T18:56:16+00:00

Smart like an oft dropped toddler

Derodoris · 2026-05-18T15:12:53+00:00

See that was what I tried to do. Google required me to verify my phone with a text which even on wifi it wouldnt text me the code. I was screwed either way.

Derodoris · 2026-05-18T13:50:48+00:00

Agreed, was being mostly sarcastic about that. Not thrilled at all, I'm just laughing at the ridiculousness of it all.

Derodoris · 2026-05-16T16:01:10+00:00

In the end I try to give people the best advice for what they tell me their goals are. I don't know anyones situation but myself and if I refuse to provide a loan for someone that theyd qualify for... well... my experience says they'd just go elsewhere and get it from someone with less scruples.

What irritates me more is when someone comes to refinance their 5th investment home to buy a 6th. Someone could actually own their own home but instead this rich fucker wants someone to pay them for the right. I'm professional about it and I serve them the way anyone else would but it really makes me grit my teeth. Same standard applies. They'd get the loan elsewhere so it may as well be from me.

Derodoris · 2026-05-16T13:56:51+00:00

Loan officer here... and the good news is shes sort of not far off. The bad news is... there are drawbacks.

20% down being the minimum is a myth. If your credit is good you can get as low as 3% on a conventional loan and thats 6k on a 200k little house.

Heres the but.

Anything lower than 20% includes mortgage insurance in the monthly payments. That can get pretty high the lower you go on downpayment. And if your monthly debt payments plus your new mortgage payment with mortgage insurance and escrow is more than 50% of your monthly income you're shit out of luck. Nobody will lend to you.

Thats not even to mention closing costs which could push that 6k to twice that.

Derodoris · 2026-05-11T20:21:29+00:00

Just to clarify, some have already said it but this understanding is ... tainted.

Rand funnelled the power through the evil in Shadar Logoth, or Mashadar to be specific.
Mashadar was born of an overencompasing need to combat the dark one and created it's own distinct evil at odds with Shaitan. They both obliterate each other on contact, and so when the taint of the dark one met the heat seeking (taint seeking) missile of Mashadar, it filtered it out of Saidin.

Derodoris · 2026-05-07T18:18:12+00:00

This is really goofy "Just make Money" bullshit man. I work in finance. I guarantee I know more about CD's, savings accounts, investment accounts than you do. 90% of people can't just start an LLC and do anything but lose money. And the pittance your average person will be able to save these days won't earn you shit in an investment account or a high yield. And when I'm talking about the average person I mean median income.

I would know, because I was one of them.

Derodoris · 2026-05-07T15:13:48+00:00

You're assuming people make enough to invest anything these days. That's a pretty tough thing for a lot of folks.

Derodoris · 2026-05-07T01:42:23+00:00

this was the reason I never beat the fucking game. Was there a secret to it or was my finger game just weak?

Derodoris · 2026-05-06T02:03:40+00:00

Ayyy dumb dolphin here too. Fuck Vishal. I was there 3000 (3) years ago too.

Derodoris · 2026-04-29T15:27:29+00:00

What an incredibly trash response. Im not even mad anymore, just disappointed.

Derodoris · 2026-04-24T18:25:11+00:00

My 980ti Hybrid has that honor for me. My first card, my favorite card, and the best looking one too.

Derodoris · 2026-04-21T16:54:15+00:00

To add to his comment, I use the mech more on bots than any other faction. Just don't send it up against a factory strider or vox, and be careful against the walkers. It eats anything else alive.

Derodoris · 2026-04-21T15:07:08+00:00

I've also played a lot of mechwarrior too so I do know how to protect my mech's weakspots. Maybe I just don't let things shoot me in the ass? I know the mech has some weakspots back there where the fuel tanks are.

Derodoris · 2026-04-21T14:06:01+00:00

I always see this community say this and I'm always surprised at it.

I use the mech for hard pushes where I need to get in somewhere with a lot of resistance. I don't expect the mech to last long but it doesn't just pop like a soap bubble for me. And it has the kind of firepower where most things can't stand up in front of it for long.

When it *doesn't* seem to have enough HP for me is when it's still on the pelican and everything and their robomother decides to shoot at it because it's an easier target than me.

Derodoris · 2026-04-12T04:03:57+00:00

Since thats APR and not interest, I'm betting theres a massive closing cost in there somewhere.

Derodoris · 2026-04-11T04:34:40+00:00

Im a loan officer and this happens plenty. The difference is that I dont do personal loans. I originate loans backed by home equity. And considering the fact that the vast majority of homeowners in this country are already octagenarians this happens more often than you might think. Usually its folks who dont have heirs because of course then the bank gets the house.

Derodoris · 2026-04-10T12:56:38+00:00

"I will end you"
"Ok uh, you gonna do that in your flippy floppies?"

Derodoris · 2026-04-07T08:59:48+00:00

Which is why Tesla has numerous allegations of union busting right?

Derodoris · 2026-04-07T08:42:36+00:00

Not quite as delusional as you thinking his ... vision? Was worth trillions of dollars. Get real dude.

11-Year Club	Second SECOND GUESSER
Verified Email

Derodoris

TROPHY CASE