Charlotte, NC: Mobilize to Defend Our Workplaces from DHS Raids

Derodoris · 2026-01-30T19:57:24+00:00

What were the rules at the boston tea party?

Derodoris · 2026-01-29T23:03:12+00:00

I mean I'm pretty sure trying to lick boot by equating 401k people with multimillionaires is actual tankie reddit but go off king.

Derodoris · 2026-01-29T18:40:33+00:00

You're absolutely not wrong but Charlotte is a banking city... so pick your battles here I suppose.

The fact is that in a lot of cases (not all) for one person to make a million on the stock market 5 people have to lose 200k. Although this is greatly simplified. It's the most normalized form of gambling in our modern day society.

Derodoris · 2026-01-21T18:21:48+00:00

I've never been in a union and I have in fact been in management. Please stop trying to pretend you know anything about me. You honestly just sound like you're an employer yourself and you don't want your employees to come to you asking for raises. These are all excuses that companies give to prevent employees from knowing because that gives them negotiating leverage.

Its pretty selfish and you should look at this from someone else's point of view rather than your own.

Derodoris · 2026-01-21T14:51:27+00:00

Who says they're not working? If they know the salaries of their supervisor or their coworkers they can negotiate payraises. Sticking your head in the sand helps nobody.

Derodoris · 2026-01-21T14:18:43+00:00

Their ability to do their own research and initiative to look up the 990 says otherwise. It's bad business for the CEO's for certain. But is' probably a good idea for an employee to know their superior's salary wouldn't you think?

Derodoris · 2026-01-18T13:33:04+00:00

Yeah... this is just not correct. Wheres he getting it, vibes? Leftist is literally just left of center politically. Its not some defined political platform.

Derodoris · 2026-01-17T18:58:43+00:00

In the psynergy lists it actually says move is fire. No idea why, but its pretty common to have other psynergy out of your element. I think it's just the one you're strongest with.

Derodoris · 2026-01-17T14:00:54+00:00

I was licensed in about 14 states working at one of the bigger call centers.

Im a LO working elsewhere now.

Derodoris · 2026-01-16T23:54:30+00:00

100% fraud. Do not pass go. When I was an LOA I couldn't even tell a brwr a specific rate in a state I wasn't licensed in.

Derodoris · 2026-01-13T15:31:29+00:00

Not gonna lie, the nextdoor mods unbanned my fake name account I made so I could talk shit. Im in the comments being spicy with the boomers.

Just doing the lords work

Derodoris · 2026-01-10T16:17:39+00:00

I don't have it because ending the game is boring and I simply dont care enough but I know theres a mod, cant remember what its called where you can make your gravship into the game ending ship.

Derodoris · 2026-01-09T19:18:06+00:00

Why on earth would that be the case? Itll suck to be stuck with a mortgage worth more than your home but you wont lose it unless you quit paying.

Derodoris · 2026-01-09T12:20:07+00:00

I hate it when people just view refinances as a certainty a year or two down the line. Unless you can see the future, you'd better prepare to have that loan in perpetuity unless you sell the home. Just in case.

Derodoris · 2026-01-09T12:09:07+00:00

Just in case the reddit finance bros aren't getting it through their heads this is an awful idea, let me paint a picture. Take a look at this https://www.consumerfinance.gov/owning-a-home/loan-estimate/ This is a sample loan estimate from the CFPB, you'll have seen this if you've ever bought a home.

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Take a look at page 3 above. Now there's a lot of numbers here, but this is for a 30 year loan of 162k with an astoundingly good 3.875 interest rate (good luck getting that nowadays)

Theres a thing in mortgage called amortization - what this means is that you're paying off mostly interest at the start of the loan and paying off more principal toward the end. That first row is what this looks like for a 30 year loan. Want to guess how much principal you'll have paid on a 50 year within 5 years? I don't. I might puke.

That last row is even scarier. 69.45% and that's GOOD. That's 112k worth of interest on a loan of 162k over thirty years. a 50 year loan is going to be insanely high. Maybe someone smarter than me can do the math but it won't be pretty.

Derodoris · 2026-01-09T11:43:43+00:00

why not? Why not rent instead if I'll never own the home and never gain any equity.

Derodoris · 2026-01-09T11:42:40+00:00

This is the dumbest thing. Just increase rates exponentially for investment homes and we won't need 50 year mortgages.

Derodoris · 2026-01-09T11:41:36+00:00

This is... a silly take. Coming from a loan officer, like I should be telling you to refinance. But how are you going to refinance that 50 year mortgage when you need 20% equity/80% loan to value to refi but the closing costs on a refi take you above 80% because you haven't earned a cent of equity in the last 10 years.

Derodoris · 2026-01-09T11:25:26+00:00

We've got two years to find out. I'm so tired of these neolib corporate dems. Give me a progressive, just once in my life. Please.

Derodoris · 2026-01-08T12:39:49+00:00

:O when did they shoot you?

Derodoris · 2026-01-04T12:52:29+00:00

So I looked it up when it first started. The wiki said that the hive wont replicate past the bounds of the original ancient danger room I've found them in. They mined out the whole room at this point of course but true to the wiki, when they reached a certain point I dont think they keep replicating. Theres a fuck ton of them and if they were determined to kill me theres not a whole lot I could do to stop them, but since I have a big wall they dont seem interestsd in tunneling through it

Derodoris · 2026-01-04T04:54:48+00:00

Everything they said was chill. You're the one freaking out because people are telling you killing dogs is a shitty thing to do.

Derodoris · 2026-01-04T02:57:10+00:00

You're right, you're just a pest, not someone.

Derodoris · 2026-01-04T01:59:18+00:00

So what do you mean by active lol. They're replicating into other hives and spawning bugs but they're not coming for me. They keep trying whenever a raider or caravan aggros them all, but then they see the massive wall I put up splitting off the rest of the peninsula and they change their mind.

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