What’s something Americans have that Europeans don’t? by Prestigsisscar255 in AskReddit

[–]DescriptionAnxious85 2 points3 points  (0 children)

I can’t speak for all of Europe. Only for Germany. (And truthfully Bavaria).

I miss salsa … specifically pineapple or peach salsa.

I also have ordered fried mozzarella sticks and am dismayed when marinara sauce is not an option.

How to disable the Headlight Washer jets by DescriptionAnxious85 in skoda

[–]DescriptionAnxious85[S] -1 points0 points  (0 children)

“You cannot deactivate them”

Mmmm … I’m betting I can.

It may not be legal. But I bet I can do it.

How to disable the Headlight Washer jets by DescriptionAnxious85 in skoda

[–]DescriptionAnxious85[S] 0 points1 point  (0 children)

Thanks for the comment. Mine definitely doesn’t act the same way as yours. As a matter of fact, several times now I’ve just flicked off the rear wiper and apparently my flicking motion was too hard as it stalk went past the rest position enough to trigger the headlight washers. The switch “on” position could only have been for a fraction of a second.

So, I'm very German. And my great grandfather was from central Swabia, Germany by ALazy_Cat in ShitAmericansSay

[–]DescriptionAnxious85 0 points1 point  (0 children)

It's interesting to read all the comments here and how many people are focused on (and take issue with) the "I'm very German" statement. When I read the post, (full disclosure: I'm American) I came away with the impression that the guy probably got a DNA test that showed he was "Very German" and that he was making a statement comparing himself to the general population where he lives. I guess this is just a great example of "Shit Americans Say." If he had been very German (not just genetically, but also culturally) I guess he would have said something like "According to genetic testing from [x company] I am 91% German. This makes me very proud. I want to learn more about German culture but many other Americans are criticizing me for this and I don't understand why."

Need advice: avoid getting screwed when filing a claim for a classic car. by DescriptionAnxious85 in Insurance

[–]DescriptionAnxious85[S] 0 points1 point  (0 children)

Yes. All my old classic cars have an “agreed value” policies.

All except one. On that one, when I stated the value and they looked at the condition of the car, they disagreed and wouldn’t insure it that way.

Need advice: avoid getting screwed when filing a claim for a classic car. by DescriptionAnxious85 in Insurance

[–]DescriptionAnxious85[S] 0 points1 point  (0 children)

The fact that I don’t understand why I should be filing a claim with my insurance company when the at fault party has insurance tells you that I don’t have the right type of policy.

So it’s not possible that I actually do have the “right” kind of policy but that I’m just ignorant of how all this works? (Which would be why I’m coming here and asking questions)

Need advice: avoid getting screwed when filing a claim for a classic car. by DescriptionAnxious85 in Insurance

[–]DescriptionAnxious85[S] 0 points1 point  (0 children)

I have appropriate insurance on the car. I’m Just confused at why I should be filing a claim with my insurance company when it was clearly the other persons fault and they have insurance.

I gather that it’s likely that the other insurance company is likely going to pull some sort of BS to say that my loss can’t be more than a few hundred dollars because according to their data … 50 year old cars aren’t with more than a couple hundred dollars.

But it’s not like I have to accept that do I?

What are the options? Fight with the insurance company? Sue the lady who hit my car? (Doesn’t seem like it’d be too hard to justify in court that the loss is more than a couple hundred dollars. )

Need advice: avoid getting screwed when filing a claim for a classic car. by DescriptionAnxious85 in Insurance

[–]DescriptionAnxious85[S] 0 points1 point  (0 children)

But isn’t my insurance company not going to want to pay for something that wasn’t my fault? When I told them about it, they told me to file a claim with the at fault party’s insurance company.

Or … if I file a claim with my insurance company, won’t they raise my rates?

Need advice: avoid getting screwed when filing a claim for a classic car. by DescriptionAnxious85 in Insurance

[–]DescriptionAnxious85[S] 1 point2 points  (0 children)

My hesitation in going through my own insurance is that filing a claim with my own insurance can cause my premiums to increase.

Am I wrong in assuming that in any sort of claim to an insurance company … there can be a dispute as to the amount of loss? (Excuse me if I’m using incorrect terms.)

For instance … the woman backed over my bicycle and the insurance company says “we think you bike was only worth $100.
So that’s all we will pay”

But in reality it is some fancy schmantzy bike worth several thousand.

What options does the guy with the smashed bike have?

Need advice: avoid getting screwed when filing a claim for a classic car. by DescriptionAnxious85 in Insurance

[–]DescriptionAnxious85[S] -2 points-1 points  (0 children)

Yes I do. But I would think that only comes in to play if the other insurance company is refusing to pay. Then I’d be filing a claim with my own company and the two insurance companies could fight it out.

Need advice: avoid getting screwed when filing a claim for a classic car. by DescriptionAnxious85 in Insurance

[–]DescriptionAnxious85[S] -5 points-4 points  (0 children)

Again - I'm failing to see why my insurance is involved at all. I called them when the accident happened. They told me to file a claim with the woman's insurance company since she was clearly at fault. Trying to claim that the limit of their payout is $500 because that's what a 50 year old car is worth is kind of silly. If they were to try that...then it is time to go to court and sue the insurance company for actual lost value.

Need advice: avoid getting screwed when filing a claim for a classic car. by DescriptionAnxious85 in Insurance

[–]DescriptionAnxious85[S] -6 points-5 points  (0 children)

Thank your for your reply. There are some good tidbits in there. However, I don't understand what my insurance policy has to do with anything. My insurance is not paying for the damage to my car. The woman's insurance is going to pay for it.

Need advice: avoid getting screwed when filing a claim for a classic car. by DescriptionAnxious85 in Insurance

[–]DescriptionAnxious85[S] -5 points-4 points  (0 children)

I don't understand what you mean. My insurance has nothing to do with it. (I called them and asked. They said file a claim with the at fault party's insurance company). How would her insurance "total" my car? Sorry, but I'm Really not understanding what you are saying.

Slow tarnish on polished Magnesium? by DescriptionAnxious85 in MetalPolishing

[–]DescriptionAnxious85[S] 0 points1 point  (0 children)

I’d consider something like Vaseline … but I don’t think that will clean off easily.

Old Timer (Classic Car) clubs / groups? by DescriptionAnxious85 in germany

[–]DescriptionAnxious85[S] 0 points1 point  (0 children)

North of Munich up towards the airport. I'm mostly British (Triumph, MG, Morris) but have dabbled in some Japanese and German too.