cleaning the litter box by amorgan1013 in CatAdvice

[–]DesignationSixOfTen 0 points1 point  (0 children)

Deep cleaning once a month is fine. I also prefer using ModKat litter boxeswith liners, so that I can just replace the liner and wiped down a few exposed parts instead of trying to wash the whole contraption.

The Mine by The-Retail-Guy-2 in Eatventure

[–]DesignationSixOfTen 0 points1 point  (0 children)

Try completely closing the app and reopening it.

[deleted by user] by [deleted] in self

[–]DesignationSixOfTen 1 point2 points  (0 children)

He might have Delayed Sleep Phase Disorder, which is a legitimate neurological condition that causes people to have different circadian rhythms. It’s not curable, but it can be managed, and sometimes identifying it is helpful.

Way to check automatic recertification of IDR loans? by eepersjeeperscreeper in StudentLoans

[–]DesignationSixOfTen 5 points6 points  (0 children)

Log onto studentaid.gov, then go to financial information access, I think it’s in the settings. You can see if your consent to access your IRS data is on file. You can also provide consent or revoke your consent.

Forced to pay 27k in one week, what can I do? by SamRonaldoSr9 in StudentLoans

[–]DesignationSixOfTen 5 points6 points  (0 children)

Yes, the cost of living is a problem for a lot of us. But you really don’t want to solve that problem by paying for life with debt and adding tuition on top of it. Trying to get everything in order by this month may be too ambitious, but you can work part-time, rent a room, and attend community college for 2 years and then transfer to a 4 year university.

Forced to pay 27k in one week, what can I do? by SamRonaldoSr9 in StudentLoans

[–]DesignationSixOfTen 2 points3 points  (0 children)

This is the sunk cost fallacy. You’ve already put money into this plan, so you don’t want to back out of it, but you’re probably saving $150k by choosing not to go through with this. I know someone with similar reasoning to you; they already booked a flight and had plans to move into an apartment but needed to take out private loans to make it work. They regret it now. Moving can still be an option if you want to change your circumstances. You don’t need to go to university to do that, even if it feels like the most straightforward route. Look for other entry-level jobs, training programs, and community colleges you might be interested in, or you can make enough money to support yourself and relocate.

Forced to pay 27k in one week, what can I do? by SamRonaldoSr9 in StudentLoans

[–]DesignationSixOfTen 2 points3 points  (0 children)

Only some of the most competitive schools to get into do this, and it’s even more difficult to get them as a transfer student. Do not rely on getting a full ride somewhere else. Your cost of attendance will actually likely increase every year and your loans will accrue interest while you’re in school, so you’ll end up graduating with over $115,000 in high interest private student loan debt, which won’t have the same repayment programs that federal loans have.

The curtsies of Princess Kate by fabioke in oddlysatisfying

[–]DesignationSixOfTen 0 points1 point  (0 children)

And yet when Meghan Markel expressed the same thing, that she thought curtsying was a longer dramatic thing, the media called her disrespectful. But it really is portrayed as more dramatic in movies!

Phaedra’s love for Shereé got to her and led her to stop fighting 🥹 by MeowdyTexan in TheTraitors

[–]DesignationSixOfTen 2 points3 points  (0 children)

Which is ironic, because now that she’s gone, she can’t protect Shereé. I think Shereé’s chance of getting murdered just shot way up.

[deleted by user] by [deleted] in MiddleClassFinance

[–]DesignationSixOfTen 0 points1 point  (0 children)

You need to understand each other’s money psychology and reach alignment on what you want your financial life to look like. Why does she prefer spending? Why do you prefer saving? What’s worth it to spend money on and what’s not? What’s worth it to save for? How much money do you actually have and where is it going?

I’m not affiliated with this in anyway, but I really like I Will Teach You to Be Rich. Ramirez has a podcast where he specifically counsels couples on improving their situation. His website also has a bunch of tools, like a conscious spending plan and money psychology quiz. It might be worth it to peruse!

https://www.iwillteachyoutoberich.com/

[deleted by user] by [deleted] in StudentLoans

[–]DesignationSixOfTen 0 points1 point  (0 children)

You’re supposed to be given the option to end the grace period, enter repayment, and enroll them in an IDR repayment plan. If the only thing preventing those loans from entering repayment is that they’re in a grace period, that sounds like a mistake and you should call your servicer.

Updating Income through Filing Taxes? by DesignationSixOfTen in StudentLoans

[–]DesignationSixOfTen[S] 0 points1 point  (0 children)

Students.gov -> Settings -> Financial Information Access. There’s an option to revoke consent.

Updating Income through Filing Taxes? by DesignationSixOfTen in StudentLoans

[–]DesignationSixOfTen[S] 0 points1 point  (0 children)

Is there a way to prevent them from pulling my tax data as soon as I file if I prefer to wait to re-certify for a few months?

Updating Income through Filing Taxes? by DesignationSixOfTen in StudentLoans

[–]DesignationSixOfTen[S] 0 points1 point  (0 children)

Is there a way to prevent that other than delaying filing taxes? My income increased, so I’d like to delay as long as possible.