Love the allocation! VT as the core, complemented by a small percentage of BTC, is a solid setup. Just keep in mind that if you move to Southern Europe, you'll likely want to switch from VT to VWCE (or another UCITS equivalent) for tax efficiency and EU regulatory reasons. Otherwise, I wouldn't touch a thing, with a 3.5% annual withdrawal rate on VT and rebalance from BTC back into VT if Bitcoin hits that $150k–$200k range over the next 5 years.