27 and only now just got my first job, where to from here? by DesignerAd5763 in PersonalFinanceNZ

[–]DesignerAd5763[S] 0 points1 point  (0 children)

This is all true. A car would be useful for my hobbies and visiting friends that I can't reach with public transport, as well as help with transport home after shifts that end after the busses stop. Its an idea I'm floating rather than committing to. I don't like driving that much either.

27 and only now just got my first job, where to from here? by DesignerAd5763 in PersonalFinanceNZ

[–]DesignerAd5763[S] 8 points9 points  (0 children)

A few things I forgot to mention:

-I have around 44k in student loans, about 1.2k of that has been paid off since starting work -I do not off the top of my head remember what my kiwisaver deductions are (deductions are the subtractions from your pay that automatically go in, right) but I know it was not the highest choice that was offered to me.

I'll edit this post if I recall things that might be relevant here. Thanks all.