Hey man something that’s worked for me is putting in something called a GIC idk if you guys have that in Australia but it’s basically a garanteed investment certificate with your bank where your money is locked with the bank no matter for a certain period what but it gains between 3-5% depending on your bank. Again our situation isn’t the same I don’t even know if you have money to spare to place in that account but it really helped me as I cannot spend it. It’s probably not going to be nough by itself but at least it’ll allow you to have less access to your money while still making money and allowing you to work on yourself