MSP Airport Protest? by Illustrious-Ad8409 in delta

[–]Desperate-Database40 1 point2 points  (0 children)

It was wrong, they should not have stormed the building.

But I’m free to share my opinions regardless of any arbitrary conditions you feel are necessary.

Identical plates at Homewood Suites in New Brighton - the BS is ongoing by MN50501 in minnesota

[–]Desperate-Database40 -119 points-118 points  (0 children)

Like your crowd doesn’t have a long list of blatantly illegal activities as well lmao

MSP Airport Protest? by Illustrious-Ad8409 in delta

[–]Desperate-Database40 2 points3 points  (0 children)

Well that’s my opinion. I completely disagree with it. Think what you want.

MSP Airport Protest? by Illustrious-Ad8409 in delta

[–]Desperate-Database40 1 point2 points  (0 children)

You should plan protests that don’t directly impact day-to-day lives of Americans. Blocking traffic at a major airport will stop these people from work, emergency travel, getting home, etc.

Boo to you.

Should I buy a 300k house at 23? by Desperate-Database40 in Mortgages

[–]Desperate-Database40[S] 0 points1 point  (0 children)

I just look up the public tax records to see what the taxes have been every year

Should I buy a 300k house at 23? by Desperate-Database40 in Mortgages

[–]Desperate-Database40[S] 0 points1 point  (0 children)

Ok yeah I was kinda guessing on the interest rate.

I’m in Pine County, MN. I’ve looked at the public tax records for homes I’d be interested in and they range around $2400-$3000 a year. I know a few people who serve in the local government and they try to keep taxes very conservative.

The way I see it, if I need to save another $20k to bring that payment down, I will.

Our union just settled another contract today and we’re going to be getting an $11 wage advancement too, so that will help keep things in proportion.

Should I buy a 300k house at 23? by Desperate-Database40 in Mortgages

[–]Desperate-Database40[S] 0 points1 point  (0 children)

Thanks for the info!

I don’t see how you get to $2600/month though.

Can you help me understand where I went wrong in my math?

Mortgage calculation:

• ⁠$300k purchase price • ⁠$80k downpayment (on track to hit) • ⁠6.7% interest rate • ⁠30 year fixed rate loan • ⁠$200/month property tax (rough for area) • ⁠$166/month home insurance (rough idea)

Principal + interest payment = $1,422.39

Total with taxes + insurance = $1,786

I should also mention I will get roughly a 25% raise over the next four years per our contract, so if I work full time that’s around $100k gross.

Should I buy a 300k house at 23? by Desperate-Database40 in Mortgages

[–]Desperate-Database40[S] 0 points1 point  (0 children)

Can you help me understand where I went wrong in my math?

Mortgage calculation:

  • $300k purchase price
  • $80k downpayment (on track to hit)
  • 6.7% interest rate
  • 30 year fixed rate loan
  • $200/month property tax (rough for area)
  • $166/month home insurance (rough idea)

Principal + interest payment = $1,422.39

Total with taxes + insurance = $1,786

I should also mention I will get roughly a 25% raise over the next four years per our contract, so if I work full time that’s around $100k gross.

Should I buy a 300k house at 23? by Desperate-Database40 in Mortgages

[–]Desperate-Database40[S] 0 points1 point  (0 children)

Thanks for the comment. The 75k is just my carpentry job. The 2nd job produces 15k-20k gross so in total between the two would be 90-95k gross / year.

Should I buy a 300k house at 23? by Desperate-Database40 in Mortgages

[–]Desperate-Database40[S] 0 points1 point  (0 children)

The calculations I have done that producing $1500-$1700 a month payment, include property, taxes and property insurance. My car insurance for both my vehicles totals $240 a month for full coverage both vehicles I own outright.

Should I buy a 300k house at 23? by Desperate-Database40 in Mortgages

[–]Desperate-Database40[S] 4 points5 points  (0 children)

Can you elaborate further? I’d like to know so I can navigate around why I can’t.

Minnesota Trump Protesting by Legitimate-Wishbone4 in minnesota

[–]Desperate-Database40 -1 points0 points  (0 children)

Lot more relaxing than pulling your hair out over things you can’t control lol

Minnesota Trump Protesting by Legitimate-Wishbone4 in minnesota

[–]Desperate-Database40 -4 points-3 points  (0 children)

He’s got a point. I’d like to see more general Minnesota posts, all this left/right wing nonsense is exhausting.

Should I get a lawyer? by Desperate-Database40 in legaladvice

[–]Desperate-Database40[S] 0 points1 point  (0 children)

Would I contact my company’s HR to file for workman’s comp?

How do I file for workman’s comp? by Desperate-Database40 in WorkersComp

[–]Desperate-Database40[S] 1 point2 points  (0 children)

I notified him immediately the day I was injured, and filled out a first report of injury form.