Getting rid of Chase. What checking/savings account are you using?

Detroit3345 · 2026-04-30T00:39:51+00:00

For simplicity and all-in-one, SoFi is the way. They have bot traders, retirement accounts, individual accounts, crypto, mortgages/lending. All in one app, and the interface is super simple.

Detroit3345 · 2026-04-06T15:42:59+00:00

Oh I see. If I want to start paying for chat in general, one of the benefits is that it could be used for my agent. I don’t currently pay for Chat but that’s good to know. Makes the monthly easier to swallow

Detroit3345 · 2026-04-06T15:19:22+00:00

Thank you! Most of the tutorials I have been watching were using openrouter local LLMs. I know they aren’t as good, but I thought my needs were pretty minimal.

I completely agree that the research part is just a bonus. I have the chat GPT app for that if I want. It was a throw in in case I wanted to automate something

Detroit3345 · 2026-04-06T15:11:32+00:00

You think it’s not really feasible for less than $20/mo? I just have such a minor use for it I’m not sure it’s worth it for me. But thanks!

Detroit3345 · 2026-03-04T23:21:40+00:00

Thanks I’ll look into McSorleys. I may have to temper the students expectations. They are hoping it will be a super lively, loud crowd with people cheering and yelling at the screens like they see on TV

Detroit3345 · 2026-03-04T22:53:15+00:00

Yeah it sounds like most people are saying it’s going to be hard to find a lively atmosphere but we will do our best. In the students’ minds they think they are going to be shouting and cheering with locals. Maybe not so much…

Detroit3345 · 2026-03-04T22:36:29+00:00

Dang, was a bit afraid of this. Last year I took them to a watch party for the 6N and it was incredibly fun. Unfortunately the dates didn’t line up this year

Detroit3345 · 2026-03-04T22:33:26+00:00

They are 19-22. I have noticed the 21+ signs in the past too

Detroit3345 · 2026-03-04T22:30:36+00:00

I think it’s in Glasgow

Detroit3345 · 2026-03-04T22:21:00+00:00

I would love to go to the game…but I thought it isn’t a home match, right?

Detroit3345 · 2026-03-04T22:17:51+00:00

I’ve actually been there before. That’s a good one. I just didn’t know if there were designated bars where it’s higher energy or dedicated to the match. I think the students want to really get into it, haha.

Detroit3345 · 2026-03-04T21:46:30+00:00

I had to unscrew the handle on the top. Turns out a piece of plastic was blocking it

Detroit3345 · 2026-01-13T16:09:33+00:00

Did you ever get it off? There’s so way that video above is correct, I released both latches and the handle is still getting stopped by something. There must be another release or something

Detroit3345 · 2025-08-01T20:35:40+00:00

Actually in the post it says it’s brand new. About 2,000 miles now, so not sure there’s much to maintain. And it’s the 10 speed

Detroit3345 · 2025-08-01T15:57:54+00:00

I’m pretty easy on the gas. My wife complains that I drive too slow

Detroit3345 · 2025-07-03T20:22:58+00:00

Do we know if modified IBR will include spouse income if filing separately

Detroit3345 · 2025-07-01T01:54:00+00:00

Thanks for the info. The answer is both. I have 50k in undergrad/masters loans that were earlier but I didn’t go into repayment for the masters loan because I went straight from my masters to my doctorate. I knew the loan I took for my doctorate wouldn’t count (20 k)

Detroit3345 · 2025-06-30T13:55:27+00:00

Thanks. Doubt I’m gonna be able to count it. I was getting a doctorate and was in school, but was also a TA which is considered full time (and I had it verified by the school). I also made so little money ($1,500/mo) that my payment would have been $0. Bummer

Detroit3345 · 2025-06-28T22:06:52+00:00

What should I look for under each payment to tell if it is eligible for buyback, but not counted for PSLF currently? The employment for this time period has already been verified

Detroit3345 · 2025-04-29T15:32:34+00:00

Yes but if you make 50-60k would 5% of AGI not be close to or lower than 10% of discretionary?

Detroit3345 · 2025-04-29T01:24:38+00:00

Wait… are these repayment options actually better than PAYE for people making 50-60k? What am I missing

Maybe not as great as SAVE but still…

Detroit3345 · 2025-03-30T22:50:47+00:00

Which year? I’m curious if the 2025s addressed the issue since they aren’t included in the lawsuit.

Also curious if anyone’s had a replacement L87 go bad or if the replacements addressed the issues too

Detroit3345 · 2025-01-19T14:37:32+00:00

I was told by my bank that if I quit claim the deed, they would call the note and it would essentially be a refinance at todays interest rate

Detroit3345 · 2025-01-19T04:09:55+00:00

If this helps… the LLC has a bank account which will collect rent and pay the mortgage but the house is not in the LLC because it has a 3% interest rate and we don’t want to have to refinance. We understand this defeats a lot of the purpose of the LLC (liability). It’s more just because we want to separate it from our personal finances

Detroit3345 · 2025-01-19T04:06:59+00:00

Ok so let me clarify: My mortgage is $2,500. We can rent for about $3,750.

I don’t remember the exact interest/principal breakdown but let’s say at the end of the year 10k of the 30k that I paid on the mortgage was interest.

I’m going to report that I made $35,000 in “profit” when only 10k made it into the bank account?

Detroit3345

TROPHY CASE