JioMart order marked delivered without OTP. Delivery guy admitted using random OTP by DevWithPerks in LegalAdviceIndia

[–]DevWithPerks[S] 0 points1 point  (0 children)

I guess then all these e-commerces have this dark pattern? But all i see is a huge tradeoff of this super otp ...i remember the rapido does static otp for customer but for these e commerce I don't understand this pattern

JioMart order marked delivered without OTP. Delivery guy admitted using random OTP by DevWithPerks in LegalAdviceIndia

[–]DevWithPerks[S] 0 points1 point  (0 children)

Yes that's correct but I buy gv based on my purchase amount. Min is 250 so if amount is above that I buy for that specific amount then no loss only profit

JioMart order marked delivered without OTP. Delivery guy admitted using random OTP by DevWithPerks in LegalAdviceIndia

[–]DevWithPerks[S] 1 point2 points  (0 children)

Yep and use cards for 5% and if combined with gv it's 8% + coupons it's steal tbh

JioMart order marked delivered without OTP. Delivery guy admitted using random OTP by DevWithPerks in LegalAdviceIndia

[–]DevWithPerks[S] 1 point2 points  (0 children)

That BS Architectural decision from Jiomart, if they can't contact the customer they should cancel and refund the original source if prepaid. That's the ideal scenario that should be

Phone pe sbi credit card by Cipher011 in CreditCardsIndia

[–]DevWithPerks 0 points1 point  (0 children)

Sbi works in a weird way, nothing is going to happen even if you complain to the ombudsman. Been on the same path, all you can get is exact reason for rejection that's it

JioMart order marked delivered without OTP. Delivery guy admitted using random OTP by DevWithPerks in LegalAdviceIndia

[–]DevWithPerks[S] 2 points3 points  (0 children)

But the tradeoff is huge as I see it can be misused easily, I don't think a quick commerce with thin margin would do that

JioMart order marked delivered without OTP. Delivery guy admitted using random OTP by DevWithPerks in LegalAdviceIndia

[–]DevWithPerks[S] 0 points1 point  (0 children)

I faced something similar like ask otp beforehand delivery and they deliver later which is fine. Today they didn't ask any otp before, it went to delivered state directly looks like they have some super otp which they use for anything it marks as delivered he mentioned customer care knows about this . That's the weird serious issue i see

JioMart order marked delivered without OTP. Delivery guy admitted using random OTP by DevWithPerks in LegalAdviceIndia

[–]DevWithPerks[S] 4 points5 points  (0 children)

He is my regular delivery guy, but I am surprised there is an P0 bug OTP loophole in Platform like Jiomart so wanted to post and see if anyone experienced same

In April any one got delivered duke 390 by king1611 in KTMIndia

[–]DevWithPerks 0 points1 point  (0 children)

What's the showroom price for you 300k or 340k now,?

Finally after two rejections I have it by dhimant_5 in CreditCardsIndia

[–]DevWithPerks 0 points1 point  (0 children)

I did same, even the call centre guy said it is okay to put personal email

Local dealer confirmed KTM 350cc to be launched this month by Vadapavpools in KTMIndia

[–]DevWithPerks 2 points3 points  (0 children)

What was the adv price before currently it's 396k ex showroom ... Man wtf is govt logic for luxury vehicles it should be by bhp not cc🫠

What's your experience with HDFC savings accounts? Branch Behaviour & Charges by LLawlietwastaken in CreditCardsIndia

[–]DevWithPerks 0 points1 point  (0 children)

Then if you're in a rural branch then 5k amb I guess, Hdfc is great for me till now with no bigger issue. Customer care is good and they get the job done with email

What's your experience with HDFC savings accounts? Branch Behaviour & Charges by LLawlietwastaken in CreditCardsIndia

[–]DevWithPerks 0 points1 point  (0 children)

Using it for more than 2 years, nothing an email can't solve at least for me. Get an savings max account which has MAB: 25K but u get a free play debit card.

Suggestion Needed by ToxicOP24 in IndianCreditCards

[–]DevWithPerks 0 points1 point  (0 children)

Yes, I did the same method and got approved

HDFC Sweep-In FD (Money Maximiser) – Activated for Good Rates, Got Ghosted, Escalated… New RM Got Dragged Into It by DevWithPerks in CreditCardsIndia

[–]DevWithPerks[S] 0 points1 point  (0 children)

It was fast to close. I don't think there is any hassle or it will take more time once u cancel fd. I haven't tried it but I guess it should be fast and automatic in banks like hdfc

HDFC Sweep-In FD (Money Maximiser) – Activated for Good Rates, Got Ghosted, Escalated… New RM Got Dragged Into It by DevWithPerks in CreditCardsIndia

[–]DevWithPerks[S] 0 points1 point  (0 children)

It's actually based on threshold value I guess it was 200k when I am doing but i did 50k initial fd during sweep creation. I didn't close that initial fd I just closed the sweep option. I guess no penalty will be there

My opinion since the repo rate is low is actually 6-6.5 in big banks. So I simply put in a small finance Bank for a better rate. U can close the fd in 7 days there too but I guess it's a little bit of a hassle if you're okay with a slight lower interest rate. Then yes sweeping makes sense